James River Group Holdings, Ltd. logo

James River Group Holdings, Ltd.

JRVR

NASDAQFinancial ServicesInsurance - Specialty

Latest quote

$4.06

+$0.02 · +0.50%

Aug 21, 3:55 PM ET

JRVR company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

91

Deep Value

Momentum

30

Weakening

Sentiment

38

Bearish

Risk resilience

52

Elevated Risk

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Company profile

Company website

James River Group Holdings, Ltd. operates as an insurance holding company, delivering specialized insurance and reinsurance offerings across the United States through its subsidiary companies. Its business activities are divided into three main operational units: Excess and Surplus Lines, Specialty Admitted Insurance, and Casualty Reinsurance. The Excess and Surplus Lines division is responsible for underwriting commercial liability and property insurance for non-standard or unique risks, with its coverage extending nationwide across all U.S. states and the District of Columbia. The distribution of these insurance products is primarily handled by wholesale insurance brokers. Conversely, the Specialty Admitted Insurance segment focuses on providing workers' compensation protection. This includes serving industries such as construction trades, healthcare professionals, general goods and services, light manufacturing, specialized transportation, and farming. This unit also engages in fronting and program insurance ventures. Finally, the Casualty Reinsurance segment offers both proportional and working layer casualty reinsurance solutions to a range of third-party clients and other insurance providers. James River Group Holdings, Ltd. was established in 2002 and maintains its corporate headquarters in Pembroke, Bermuda.

Industry
Insurance - Specialty
Sector
Financial Services
Headquarters
US
CEO
Frank N. D'Orazio
Listed since
Dec 12, 2014
Employees
577

Market position

Volume
136.96K
0.36× average
Average volume
381.21K
Average daily volume
Market cap
187.26M USD
Beta
-0.2
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
8.18×
P/B (TTM)
0.29×
P/S (TTM)
0.29×
Dividend yield
0.99%

Profitability & efficiency

Gross margin
45.91%
Operating margin
3.55%
Net margin
4.71%

Financial health

Debt / equity
0.5×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends35%12%-11%-34%Gross margin, FY2021: -0.83%Gross margin, FY2022: 25.86%Gross margin, FY2023: 29.46%Gross margin, FY2024: 12.34%Gross margin, FY2025: 28.35%Operating margin, FY2021: -17.75%Operating margin, FY2022: 8.05%Operating margin, FY2023: 10.70%Operating margin, FY2024: -10.05%Operating margin, FY2025: 7.35%Net margin, FY2021: -28.37%Net margin, FY2022: 4.68%Net margin, FY2023: -13.26%Net margin, FY2024: -11.46%Net margin, FY2025: 6.90%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 -0.83%. Gross margin FY2022 25.86%. Gross margin FY2023 29.46%. Gross margin FY2024 12.34%. Gross margin FY2025 28.35%. Operating margin FY2021 -17.75%. Operating margin FY2022 8.05%. Operating margin FY2023 10.70%. Operating margin FY2024 -10.05%. Operating margin FY2025 7.35%. Net margin FY2021 -28.37%. Net margin FY2022 4.68%. Net margin FY2023 -13.26%. Net margin FY2024 -11.46%. Net margin FY2025 6.90%.

Income trends

Revenue

687.61M USD-2.83%

Operating income

50.54M USD+121.66M USD

Net income

47.43M USD+128.55M USD
Income trends across reported periods910.49M USD516.57M USD122.64M USD−271.28M USDRevenue, FY2021: 609.04M USDRevenue, FY2022: 661.51M USDRevenue, FY2023: 812.01M USDRevenue, FY2024: 707.63M USDRevenue, FY2025: 687.61M USDOperating income, FY2021: −108.13M USDOperating income, FY2022: 53.27M USDOperating income, FY2023: 86.91M USDOperating income, FY2024: −71.12M USDOperating income, FY2025: 50.54M USDNet income, FY2021: −172.8M USDNet income, FY2022: 30.97M USDNet income, FY2023: −107.68M USDNet income, FY2024: −81.12M USDNet income, FY2025: 47.43M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 609.04M USD. Revenue FY2022 661.51M USD. Revenue FY2023 812.01M USD. Revenue FY2024 707.63M USD. Revenue FY2025 687.61M USD. Operating income FY2021 −108.13M USD. Operating income FY2022 53.27M USD. Operating income FY2023 86.91M USD. Operating income FY2024 −71.12M USD. Operating income FY2025 50.54M USD. Net income FY2021 −172.8M USD. Net income FY2022 30.97M USD. Net income FY2023 −107.68M USD. Net income FY2024 −81.12M USD. Net income FY2025 47.43M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue687.61M USD707.63M USD812.01M USD661.51M USD609.04M USD
Cost of goods sold492.65M USD620.33M USD572.79M USD490.45M USD614.06M USD
Gross profit194.97M USD87.29M USD239.22M USD171.06M USD−5.03M USD
Operating expenses144.43M USD158.41M USD152.31M USD117.79M USD103.11M USD
Interest expense23.54M USD24.67M USD24.63M USD13.87M USD8.92M USD
Depreciation and amortization521K USD−709K USD−475K USD1.05M USD4.72M USD
Operating income50.54M USD−71.12M USD86.91M USD53.27M USD−108.13M USD
Net income47.43M USD−81.12M USD−107.68M USD30.97M USD−172.8M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$5.50

35.80% upside
Past 12 months12-month forecastHigh $7.00Average $5.50Low $4.00

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