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Kemper Corporation 5.875% Fixed logo

Kemper Corporation 5.875% Fixed

KMPB

NYSEFinancial ServicesInsurance - Property & Casualty

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Previous close

$24.74

+$0.05 · +0.20%

Aug 21, 4:00 PM ET

KMPB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

45

Fair Value

Momentum

41

Neutral

Sentiment

61

Bullish

Risk resilience

86

Low Risk

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Company profile

Company website

Kemper Corporation operates as a corporate parent, primarily focused on delivering a variety of insurance products across the property and casualty, and life and health sectors. Its business is broadly divided into three main units: Specialty Property & Casualty, Preferred Property & Casualty, and Life & Health Insurance. The Specialty Property & Casualty segment concentrates on providing vehicle coverage for both individual consumers and commercial entities. The Preferred Property & Casualty division offers a broader suite of personal lines, including auto, homeowners, and other forms of personal asset protection. Meanwhile, the Life & Health segment aims to secure the financial well-being for beneficiaries and helps mitigate financial burdens associated with healthcare. Established in 1990, the company's corporate offices are situated in Chicago, Illinois.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Stephen J. McAnena
Listed since
Mar 16, 2022
Employees
7,400

Market position

Day range

Current $24.74

52-week range

Current $24.74

Open
$24.715
Previous close
$24.69
Volume
5.48K
0.35× average
Average volume
15.46K
Average daily volume
Market cap
1.73B USD
Beta
0.51
Market reference 1
50-day average
$24.2584
+1.99% above average
200-day average
$23.7253
+4.28% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
3.39B USD
P/E (TTM)
-3.21×
P/B (TTM)
0.73×
P/S (TTM)
0.35×
EV / EBITDA
12.41×
Earnings yield
5.70%
Free cash flow yield
22.03%
Dividend yield
4.74%

Profitability & efficiency

Gross margin
36.16%
Operating margin
-11.40%
Net margin
-10.83%
Return on equity
5.34%
Return on assets
1.15%
Return on invested capital
1.06%

Financial health

Debt / equity
0.43×
Current ratio
0×
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends33%19%4%-11%Gross margin, FY2021: 6.32%Gross margin, FY2022: -3.88%Gross margin, FY2023: 22.75%Gross margin, FY2024: 12.72%Gross margin, FY2025: 29.68%Operating margin, FY2021: -4.44%Operating margin, FY2022: -6.81%Operating margin, FY2023: -7.02%Operating margin, FY2024: 8.39%Operating margin, FY2025: 3.35%Net margin, FY2021: -2.20%Net margin, FY2022: -5.26%Net margin, FY2023: -5.50%Net margin, FY2024: 6.86%Net margin, FY2025: 2.99%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 6.32%. Gross margin FY2022 -3.88%. Gross margin FY2023 22.75%. Gross margin FY2024 12.72%. Gross margin FY2025 29.68%. Operating margin FY2021 -4.44%. Operating margin FY2022 -6.81%. Operating margin FY2023 -7.02%. Operating margin FY2024 8.39%. Operating margin FY2025 3.35%. Net margin FY2021 -2.20%. Net margin FY2022 -5.26%. Net margin FY2023 -5.50%. Net margin FY2024 6.86%. Net margin FY2025 2.99%.

Income trends

Revenue

4.8B USD+3.62%

Operating income

160.7M USD-58.64%

Net income

143.3M USD-54.91%
Income trends across reported periods6.21B USD3.82B USD1.42B USD−969.55M USDRevenue, FY2021: 5.61B USDRevenue, FY2022: 5.45B USDRevenue, FY2023: 4.95B USDRevenue, FY2024: 4.63B USDRevenue, FY2025: 4.8B USDOperating income, FY2021: −249.4M USDOperating income, FY2022: −371M USDOperating income, FY2023: −347.1M USDOperating income, FY2024: 388.5M USDOperating income, FY2025: 160.7M USDNet income, FY2021: −123.7M USDNet income, FY2022: −286.6M USDNet income, FY2023: −272.1M USDNet income, FY2024: 317.8M USDNet income, FY2025: 143.3M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 5.61B USD. Revenue FY2022 5.45B USD. Revenue FY2023 4.95B USD. Revenue FY2024 4.63B USD. Revenue FY2025 4.8B USD. Operating income FY2021 −249.4M USD. Operating income FY2022 −371M USD. Operating income FY2023 −347.1M USD. Operating income FY2024 388.5M USD. Operating income FY2025 160.7M USD. Net income FY2021 −123.7M USD. Net income FY2022 −286.6M USD. Net income FY2023 −272.1M USD. Net income FY2024 317.8M USD. Net income FY2025 143.3M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue4.8B USD4.63B USD4.95B USD5.45B USD5.61B USD
Cost of goods sold3.38B USD4.04B USD3.82B USD5.66B USD5.26B USD
Gross profit1.43B USD589.4M USD1.13B USD−211.3M USD354.8M USD
Selling, general, and administrative1.16B USD−2.6M USD—358.4M USD339.5M USD
Operating expenses1.26B USD200.9M USD1.47B USD159.7M USD604.2M USD
Interest income317.4M USD320.7M USD—296.3M USD293.6M USD
Interest expense38.5M USD56.9M USD56.1M USD54.7M USD43.6M USD
Depreciation and amortization74.3M USD53.7M USD58.6M USD70.9M USD99.8M USD
Operating income160.7M USD388.5M USD−347.1M USD−371M USD−249.4M USD
Net income143.3M USD317.8M USD−272.1M USD−286.6M USD−123.7M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
-10.99%
11 comparable reports
Latest EPS result
0.45
Estimate 0.34 · Beat by 31.85%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.911.330.750.18Q1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 5, 2025: actual 1.78, estimate 1.34, surprise +32.84%, Beat. Q2 2025, reported May 7, 2025: actual 1.65, estimate 1.49, surprise +10.74%, Beat. Q3 2025, reported Aug 5, 2025: actual 1.3, estimate 1.52, surprise -14.47%, Miss. Q4 2025, reported Nov 5, 2025: actual 0.33, estimate 1.34, surprise -75.37%, Miss. Q1 2026, reported Feb 4, 2026: actual 0.25, estimate 0.866, surprise -71.13%, Miss. Q2 2026, reported May 6, 2026: actual 0.21, estimate 0.794, surprise -73.55%, Miss. Q3 2026, reported Aug 5, 2026: actual 0.45, estimate 0.341, surprise +31.85%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 0.565, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.29B1.2B1.12B1.03BQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 5, 2025: actual 1.19B USD, estimate 1.16B USD, surprise +2.61%, Beat. Q2 2025, reported May 7, 2025: actual 1.19B USD, estimate 1.21B USD, surprise -1.22%, Miss. Q3 2025, reported Aug 5, 2025: actual 1.23B USD, estimate 1.24B USD, surprise -0.86%, Miss. Q4 2025, reported Nov 5, 2025: actual 1.24B USD, estimate 1.2B USD, surprise +3.27%, Beat. Q1 2026, reported Feb 4, 2026: actual 1.13B USD, estimate 1.18B USD, surprise -4.47%, Miss. Q2 2026, reported May 6, 2026: actual 1.11B USD, estimate 1.17B USD, surprise -5.38%, Miss. Q3 2026, reported Aug 5, 2026: actual 1.09B USD, estimate 1.16B USD, surprise -6.18%, Miss. Q4 2026, reported Nov 4, 2026: actual —, estimate 1.08B USD, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.4688

2025 complete year+0.0% since 2023

2026 partial: $0.7656

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 1, 2026

$0.3984

Quarterly

Record Jun 1, 2026 · Payment Jun 15, 2026

Dividend

Ex-dividend Feb 27, 2026

$0.3672

Quarterly

Record Feb 27, 2026 · Payment Mar 16, 2026

Dividend

Ex-dividend Dec 1, 2025

$0.3672

Quarterly

Record Dec 1, 2025 · Payment Dec 15, 2025

Dividend

Ex-dividend Aug 29, 2025

$0.3672

Quarterly

Record Aug 29, 2025 · Payment Sep 15, 2025

Dividend

Ex-dividend May 30, 2025

$0.3672

Quarterly

Record May 30, 2025 · Payment Jun 16, 2025

Dividend

Ex-dividend Feb 28, 2025

$0.3672

Quarterly

Record Feb 28, 2025 · Payment Mar 17, 2025

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BAC

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$61.69

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ETFs holding KMPB

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Preferred and Income Securities ETF logoiShares Preferred and Income Securities ETFPFF
Market value
9.06M
Weight
0.07%
AUM
13.06B USD
Expense ratio
0.45%
Price / 1D
$30.46+0.03%
Virtus InfraCap U.S. Preferred Stock ETF logoVirtus InfraCap U.S. Preferred Stock ETFPFFA
Market value
5.51M
Weight
0.22%
AUM
2.5B USD
Expense ratio
2.11%
Price / 1D
$20.890.00%
Invesco Variable Rate Preferred ETF logoInvesco Variable Rate Preferred ETFVRP
Market value
1.56M
Weight
0.05%
AUM
3.02B USD
Expense ratio
0.50%
Price / 1D
$24.17+0.12%
AAM Low Duration Preferred and Income Securities ETF logoAAM Low Duration Preferred and Income Securities ETFPFLD
Market value
323.77K
Weight
0.08%
AUM
487.73M USD
Expense ratio
0.45%
Price / 1D
$19.550.00%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF logoGoldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF
Market value
106.59K
Weight
0.07%
AUM
145.77M USD
Expense ratio
0.45%
Price / 1D
$49.345+0.03%
iShares Morningstar Multi-Asset Income ETF logoiShares Morningstar Multi-Asset Income ETFIYLD
Market value
12.77K
Weight
0.01%
AUM
125.77M USD
Expense ratio
0.50%
Price / 1D
$22.29+0.22%
VIRTUS INFRACAP PREFERRED AND INCOME SECURITIES ETF logoVIRTUS INFRACAP PREFERRED AND INCOME SECURITIES ETFVPFF
Market value
9.14K
Weight
0.73%
AUM
1.25M USD
Expense ratio
0.80%
Price / 1D
$25.1112+0.50%

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