Kemper Corporation logo

Kemper Corporation

KMPR

NYSEFinancial ServicesInsurance - Property & Casualty

Previous close

$27.03

−$0.23 · -0.84%

Aug 21, 4:00 PM ET

Pre-market

$27.14

+$0.11 · +0.41%

Aug 24, 8:06 AM ET

KMPR company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

45

Fair Value

Momentum

32

Weakening

Sentiment

66

Bullish

Risk resilience

41

Elevated Risk

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Company profile

Company website

Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Stephen J. McAnena
Listed since
Apr 23, 1990
Employees
7,350

Market position

Day range

Current $27.03

52-week range

Current $27.03

Open
$27.03
Previous close
$27.26
Volume
482.36K
0.46× average
Average volume
1.05M
Average daily volume
Market cap
1.59B USD
Beta
1.03
Market reference 1
50-day average
$27.6502
-2.24% below average
200-day average
$32.6337
-17.17% below average

Financials

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends33%19%4%-11%Gross margin, FY2021: 6.32%Gross margin, FY2022: -3.88%Gross margin, FY2023: 22.75%Gross margin, FY2024: 12.72%Gross margin, FY2025: 29.68%Operating margin, FY2021: -4.44%Operating margin, FY2022: -6.81%Operating margin, FY2023: -7.02%Operating margin, FY2024: 8.39%Operating margin, FY2025: 3.35%Net margin, FY2021: -2.20%Net margin, FY2022: -5.26%Net margin, FY2023: -5.50%Net margin, FY2024: 6.86%Net margin, FY2025: 2.99%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 6.32%. Gross margin FY2022 -3.88%. Gross margin FY2023 22.75%. Gross margin FY2024 12.72%. Gross margin FY2025 29.68%. Operating margin FY2021 -4.44%. Operating margin FY2022 -6.81%. Operating margin FY2023 -7.02%. Operating margin FY2024 8.39%. Operating margin FY2025 3.35%. Net margin FY2021 -2.20%. Net margin FY2022 -5.26%. Net margin FY2023 -5.50%. Net margin FY2024 6.86%. Net margin FY2025 2.99%.

Income trends

Revenue

4.8B USD+3.62%

Operating income

160.7M USD-58.64%

Net income

143.3M USD-54.91%
Income trends across reported periods6.21B USD3.82B USD1.42B USD−969.55M USDRevenue, FY2021: 5.61B USDRevenue, FY2022: 5.45B USDRevenue, FY2023: 4.95B USDRevenue, FY2024: 4.63B USDRevenue, FY2025: 4.8B USDOperating income, FY2021: −249.4M USDOperating income, FY2022: −371M USDOperating income, FY2023: −347.1M USDOperating income, FY2024: 388.5M USDOperating income, FY2025: 160.7M USDNet income, FY2021: −123.7M USDNet income, FY2022: −286.6M USDNet income, FY2023: −272.1M USDNet income, FY2024: 317.8M USDNet income, FY2025: 143.3M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 5.61B USD. Revenue FY2022 5.45B USD. Revenue FY2023 4.95B USD. Revenue FY2024 4.63B USD. Revenue FY2025 4.8B USD. Operating income FY2021 −249.4M USD. Operating income FY2022 −371M USD. Operating income FY2023 −347.1M USD. Operating income FY2024 388.5M USD. Operating income FY2025 160.7M USD. Net income FY2021 −123.7M USD. Net income FY2022 −286.6M USD. Net income FY2023 −272.1M USD. Net income FY2024 317.8M USD. Net income FY2025 143.3M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue4.8B USD4.63B USD4.95B USD5.45B USD5.61B USD
Cost of goods sold3.38B USD4.04B USD3.82B USD5.66B USD5.26B USD
Gross profit1.43B USD589.4M USD1.13B USD−211.3M USD354.8M USD
Selling, general, and administrative1.16B USD−2.6M USD358.4M USD339.5M USD
Operating expenses1.26B USD200.9M USD1.47B USD159.7M USD604.2M USD
Interest income317.4M USD320.7M USD296.3M USD293.6M USD
Interest expense38.5M USD56.9M USD56.1M USD54.7M USD43.6M USD
Depreciation and amortization74.3M USD53.7M USD58.6M USD70.9M USD99.8M USD
Operating income160.7M USD388.5M USD−347.1M USD−371M USD−249.4M USD
Net income143.3M USD317.8M USD−272.1M USD−286.6M USD−123.7M USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
2.29
FY2025 · -53.36% year over year
Latest fiscal-year revenue
4.8B USD
FY2025 · +3.62% year over year
Next fiscal-year EPS consensus
2.01
FY2026 · 4 analysts
Next fiscal-year revenue consensus
4.31B USD
FY2026 · 3 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend5.852.09-1.67-5.43FY21FY22FY23FY24FY25FY26FY27

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend5.81B5.04B4.28B3.52BFY21FY22FY23FY24FY25FY26FY27FY28

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

12 ratings
Strong buy00%
Buy542%
Hold542%
Sell217%
Strong sell00%

Corporate actions

Corporate action history

Stock split

Effective Mar 29, 1999

2:1

KMPR peers

ETFs holding KMPR

Funds reporting this stock among their holdings, ordered by reported position size.

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