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Kinsale Capital Group, Inc. logo

Kinsale Capital Group, Inc.

KNSL

NYSEFinancial ServicesInsurance - Property & Casualty

Open in GoAI

Previous close

$383.55

+$2.40 · +0.63%

Aug 21, 4:00 PM ET

KNSL company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

98

Deep Value

Momentum

43

Neutral

Sentiment

56

Mixed

Risk resilience

57

Elevated Risk

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Company profile

Company website

Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Michael Kehoe
Listed since
Jul 28, 2016
Employees
716

Market position

Day range

Current $383.55

52-week range

Current $383.55

Open
$383.5
Previous close
$381.15
Volume
100.52K
0.32× average
Average volume
309.33K
Average daily volume
Market cap
8.74B USD
Beta
0.89
Market reference 1
50-day average
$345.89
+10.89% above average
200-day average
$358.6
+6.96% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
15.49×
P/B (TTM)
4.29×
P/S (TTM)
4.38×
Dividend yield
0.22%

Profitability & efficiency

Gross margin
50.05%
Operating margin
35.90%
Net margin
28.49%

Financial health

Debt / equity
0.11×
Altman Z-score
2.2
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends56%42%29%16%Gross margin, FY2021: 39.16%Gross margin, FY2022: 34.23%Gross margin, FY2023: 41.69%Gross margin, FY2024: 42.86%Gross margin, FY2025: 52.47%Operating margin, FY2021: 28.89%Operating margin, FY2022: 23.31%Operating margin, FY2023: 31.36%Operating margin, FY2024: 32.42%Operating margin, FY2025: 33.85%Net margin, FY2021: 23.36%Net margin, FY2022: 18.97%Net margin, FY2023: 25.16%Net margin, FY2024: 26.13%Net margin, FY2025: 26.87%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 39.16%. Gross margin FY2022 34.23%. Gross margin FY2023 41.69%. Gross margin FY2024 42.86%. Gross margin FY2025 52.47%. Operating margin FY2021 28.89%. Operating margin FY2022 23.31%. Operating margin FY2023 31.36%. Operating margin FY2024 32.42%. Operating margin FY2025 33.85%. Net margin FY2021 23.36%. Net margin FY2022 18.97%. Net margin FY2023 25.16%. Net margin FY2024 26.13%. Net margin FY2025 26.87%.

Income trends

Revenue

1.87B USD+18.04%

Operating income

634.3M USD+23.23%

Net income

503.61M USD+21.40%
Income trends across reported periods2.05B USD1.36B USD669.06M USD−19.47M USDRevenue, FY2021: 653.47M USDRevenue, FY2022: 838.8M USDRevenue, FY2023: 1.22B USDRevenue, FY2024: 1.59B USDRevenue, FY2025: 1.87B USDOperating income, FY2021: 188.8M USDOperating income, FY2022: 195.56M USDOperating income, FY2023: 384.02M USDOperating income, FY2024: 514.72M USDOperating income, FY2025: 634.3M USDNet income, FY2021: 152.66M USDNet income, FY2022: 159.11M USDNet income, FY2023: 308.09M USDNet income, FY2024: 414.84M USDNet income, FY2025: 503.61M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 653.47M USD. Revenue FY2022 838.8M USD. Revenue FY2023 1.22B USD. Revenue FY2024 1.59B USD. Revenue FY2025 1.87B USD. Operating income FY2021 188.8M USD. Operating income FY2022 195.56M USD. Operating income FY2023 384.02M USD. Operating income FY2024 514.72M USD. Operating income FY2025 634.3M USD. Net income FY2021 152.66M USD. Net income FY2022 159.11M USD. Net income FY2023 308.09M USD. Net income FY2024 414.84M USD. Net income FY2025 503.61M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.87B USD1.59B USD1.22B USD838.8M USD653.47M USD
Cost of goods sold890.69M USD907.08M USD713.94M USD551.67M USD397.56M USD
Gross profit983.3M USD680.44M USD510.51M USD287.14M USD255.91M USD
Operating expenses348.99M USD165.73M USD126.5M USD91.57M USD67.11M USD
Interest income197.09M USD154.29M USD102.55M USD53.84M USD33.13M USD
Interest expense10.65M USD10.13M USD10.3M USD4.28M USD994K USD
Depreciation and amortization5.83M USD5.8M USD3.27M USD2.72M USD2.31M USD
Operating income634.3M USD514.72M USD384.02M USD195.56M USD188.8M USD
Net income503.61M USD414.84M USD308.09M USD159.11M USD152.66M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
100%
11 beats, 0 misses, 0 met estimates
Average EPS surprise
+10.34%
11 comparable reports
Latest EPS result
5.54
Estimate 5.11 · Beat by 8.41%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates6.0453.962.92Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 13, 2025: actual 4.62, estimate 4.23, surprise +9.22%, Beat. Q2 2025, reported Apr 24, 2025: actual 3.71, estimate 3.15, surprise +17.78%, Beat. Q3 2025, reported Jul 24, 2025: actual 4.78, estimate 4.41, surprise +8.39%, Beat. Q4 2025, reported Oct 23, 2025: actual 5.21, estimate 4.79, surprise +8.77%, Beat. Q1 2026, reported Feb 12, 2026: actual 5.81, estimate 5.3, surprise +9.62%, Beat. Q2 2026, reported Apr 23, 2026: actual 5.11, estimate 4.66, surprise +9.66%, Beat. Q3 2026, reported Jul 23, 2026: actual 5.54, estimate 5.11, surprise +8.41%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 4.94, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates517.41M461.82M406.24M350.65MQ1 '25MissQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 13, 2025: actual 412.12M USD, estimate 416.62M USD, surprise -1.08%, Miss. Q2 2025, reported Apr 24, 2025: actual 423.4M USD, estimate 424.94M USD, surprise -0.36%, Miss. Q3 2025, reported Jul 24, 2025: actual 469.81M USD, estimate 422.42M USD, surprise +11.22%, Beat. Q4 2025, reported Oct 23, 2025: actual 497.51M USD, estimate 467.66M USD, surprise +6.38%, Beat. Q1 2026, reported Feb 12, 2026: actual 370.55M USD, estimate 392.42M USD, surprise -5.57%, Miss. Q2 2026, reported Apr 23, 2026: actual 403.26M USD, estimate 405.75M USD, surprise -0.61%, Miss. Q3 2026, reported Jul 23, 2026: actual 452.48M USD, estimate 445.13M USD, surprise +1.65%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 404.94M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$447.8

16.75% upside
Past 12 months12-month forecast

Price history unavailable

High $514Average $447.8Low $339

Rating distribution

13 ratings
Strong buy00%
Buy323%
Hold862%
Sell215%
Strong sell00%

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.68

2025 complete year+54.5% since 2021

2026 partial: $0.50

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Aug 28, 2026

$0.25

Quarterly

Record Aug 28, 2026 · Payment Sep 14, 2026

Dividend

Ex-dividend May 28, 2026

$0.25

Quarterly

Record May 28, 2026 · Payment Jun 11, 2026

Dividend

Ex-dividend Feb 26, 2026

$0.25

Quarterly

Record Feb 26, 2026 · Payment Mar 12, 2026

Dividend

Ex-dividend Nov 28, 2025

$0.17

Quarterly

Record Nov 28, 2025 · Payment Dec 11, 2025

Dividend

Ex-dividend Aug 29, 2025

$0.17

Quarterly

Record Aug 29, 2025 · Payment Sep 11, 2025

Dividend

Ex-dividend May 29, 2025

$0.17

Quarterly

Record May 29, 2025 · Payment Jun 12, 2025

KNSL peers

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JPM

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Visa Inc. logo

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Mastercard Incorporated logo

MA

Mastercard Incorporated

$580.63

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Bank of America Corporation logo

BAC

Bank of America Corporation

$61.69

-0.27%

ETFs holding KNSL

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Mid-Cap ETF logoiShares Core S&P Mid-Cap ETFIJH
Market value
278.24M
Weight
0.22%
AUM
125.92B USD
Expense ratio
0.05%
Price / 1D
$76.77+0.52%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
248.5M
Weight
0.01%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
179.54M
Weight
0.10%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Vanguard Morningstar Small-Cap Growth ETF logoVanguard Morningstar Small-Cap Growth ETFVBK
Market value
104.07M
Weight
0.23%
AUM
43.8B USD
Expense ratio
0.05%
Price / 1D
$358.65+0.70%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
90M
Weight
0.09%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Invesco S&P MidCap Quality ETF logoInvesco S&P MidCap Quality ETFXMHQ
Market value
65.48M
Weight
1.16%
AUM
5.67B USD
Expense ratio
0.31%
Price / 1D
$119.27+0.45%
State Street SPDR S&P MIDCAP 400 ETF Trust logoState Street SPDR S&P MIDCAP 400 ETF TrustMDY
Market value
61.16M
Weight
0.23%
AUM
26.72B USD
Expense ratio
0.23%
Price / 1D
$699.6+0.48%
iShares S&P Mid-Cap 400 Growth ETF logoiShares S&P Mid-Cap 400 Growth ETFIJK
Market value
46.92M
Weight
0.42%
AUM
10.95B USD
Expense ratio
0.16%
Price / 1D
$115.45+0.37%

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