Lemonade, Inc. logo

Lemonade, Inc.

LMND

NYSEFinancial ServicesInsurance - Property & Casualty

Latest quote

$53.36

+$2.66 · +5.25%

Aug 21, 3:55 PM ET

LMND company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

61

Undervalued

Momentum

52

Neutral

Sentiment

59

Mixed

Risk resilience

40

Elevated Risk

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Company profile

Company website

Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Daniel Asher Schreiber
Listed since
Jul 2, 2020
Employees
1,282

Market position

Volume
1.15M
0.74× average
Average volume
1.54M
Average daily volume
Market cap
4.1B USD
Beta
1.86
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
4.91B USD
P/E (TTM)
-28.54×
P/B (TTM)
8.23×
P/S (TTM)
4.4×
EV / EBITDA
-33.69×
Earnings yield
-3.24%
Free cash flow yield
-0.51%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
47.85%
Operating margin
-14.32%
Net margin
-14.87%
Return on equity
-31.02%
Return on assets
-8.59%
Return on invested capital
-22.48%

Financial health

Debt / equity
0.41×
Current ratio
1.52×
Altman Z-score
0.55
Piotroski F-score
4 of 9

Earnings

EPS beat rate
100%
11 beats, 0 misses, 0 met estimates
Average EPS surprise
+17.76%
11 comparable reports
Latest EPS result
-0.56
Estimate -0.56 · Beat by 0.76%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates-0.25-0.49-0.74-0.99Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual -0.42, estimate -0.61, surprise +31.15%, Beat. Q2 2025, reported May 6, 2025: actual -0.86, estimate -0.94, surprise +8.51%, Beat. Q3 2025, reported Aug 5, 2025: actual -0.6, estimate -0.81, surprise +25.93%, Beat. Q4 2025, reported Nov 5, 2025: actual -0.51, estimate -0.72, surprise +29.17%, Beat. Q1 2026, reported Feb 19, 2026: actual -0.29, estimate -0.41, surprise +29.27%, Beat. Q2 2026, reported Apr 29, 2026: actual -0.47, estimate -0.58, surprise +18.97%, Beat. Q3 2026, reported Jul 29, 2026: actual -0.56, estimate -0.564, surprise +0.76%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate -0.6, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates336.82M268.07M199.31M130.56MQ1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual 148.8M USD, estimate 144.78M USD, surprise +2.77%, Beat. Q2 2025, reported May 6, 2025: actual 151.2M USD, estimate 144.98M USD, surprise +4.29%, Beat. Q3 2025, reported Aug 5, 2025: actual 164.1M USD, estimate 183.98M USD, surprise -10.80%, Miss. Q4 2025, reported Nov 5, 2025: actual 194.5M USD, estimate 218.07M USD, surprise -10.81%, Miss. Q1 2026, reported Feb 19, 2026: actual 228.1M USD, estimate 217.89M USD, surprise +4.68%, Beat. Q2 2026, reported Apr 29, 2026: actual 258M USD, estimate 251.51M USD, surprise +2.58%, Beat. Q3 2026, reported Jul 29, 2026: actual 294.4M USD, estimate 291.01M USD, surprise +1.16%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 322.6M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$64.00

19.92% upside
Past 12 months12-month forecast

Price history unavailable

High $75.00Average $64.00Low $44.00

Rating distribution

15 ratings
Strong buy00%
Buy533%
Hold533%
Sell533%
Strong sell00%

Recent analyst actions

11 institutions
Truist SecuritiesmaintainBuy
Cantor FitzgeraldmaintainOverweight
Citizens Capital MarketsmaintainMarket Outperform

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