
Lincoln National Corporation
LNCNYSEFinancial ServicesInsurance - Life
Previous close
$42.15
+$0.17 · +0.40%
LNC company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
96
Deep Value
Momentum
56
Neutral
Sentiment
73
Bullish
Risk resilience
67
Moderate Risk
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Company profile
Company websiteLincoln National Corporation (LNC) is a U.S.-based financial services company primarily involved in the insurance and retirement sectors. Operating through various subsidiaries, its operations are structured across four key divisions: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Annuities division provides a range of annuity products, including fixed, variable, and indexed variable options. Its Retirement Plan Services segment caters to employers, focusing predominantly on the defined contribution market. This unit delivers a suite of retirement solutions, encompassing individual and group variable and fixed annuities, alongside mutual fund-based programs. Furthermore, it offers comprehensive plan administration services such as recordkeeping, compliance verification, participant education, and trust and custodial support. The Life Insurance segment delivers various life coverage options, from term insurance to universal life products, specifically single and survivorship universal life, variable universal life, and indexed universal life policies. It also makes available critical illness and long-term care riders to enhance these plans. Finally, the Group Protection segment focuses on providing non-medical group insurance benefits and services to the employer sector. Its offerings include short-term and long-term disability, statutory disability, paid family medical leave administration, and absence management. Additionally, it offers group term life, dental, vision, accident, and critical illness coverage, all available through both employee-contributed and employer-funded schemes. Lincoln National distributes its financial products and services through an extensive network of consultants, brokers, planners, agents, financial advisors, third-party administrators, and other intermediary partners. Established in 1905, Lincoln National Corporation maintains its headquarters in Radnor, Pennsylvania.
- Industry
- Insurance - Life
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Ellen R. Gail Cooper
- Listed since
- Mar 17, 1980
- Employees
- 9,423
Market position
Day range
Current $42.15
52-week range
Current $42.15
- Open
- $42.70
- Previous close
- $41.98
- Volume
- 1.64M
- 0.87× average
- Average volume
- 1.88M
- Average daily volume
- Market cap
- 8.07B USD
- Beta
- 1.13
- Market reference 1
- 50-day average
- $41.1292
- +2.48% above average
- 200-day average
- $39.2901
- +7.28% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 3.51×
- P/B (TTM)
- 0.72×
- P/S (TTM)
- 0.42×
- Dividend yield
- 4.27%
Profitability & efficiency
- Gross margin
- 57.49%
- Operating margin
- 14.65%
- Net margin
- 12.18%
Financial health
- Debt / equity
- 0.6×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 18.21B USD | 17.99B USD | 11.71B USD | 18.93B USD | 17.61B USD |
| Cost of goods sold | 7.77B USD | 13.39B USD | 11.66B USD | 16.5B USD | 13.71B USD |
| Gross profit | 10.44B USD | 4.6B USD | 50M USD | 2.43B USD | 3.9B USD |
| Selling, general, and administrative | — | 2.74B USD | 2.54B USD | 2.41B USD | 2.25B USD |
| Operating expenses | 9.11B USD | 574M USD | 1.2B USD | 709M USD | −743M USD |
| Interest expense | 227M USD | 336M USD | 331M USD | 283M USD | 270M USD |
| Depreciation and amortization | — | 96M USD | 44M USD | 65M USD | 50M USD |
| Operating income | 1.34B USD | 4.02B USD | −1.15B USD | 1.73B USD | 4.64B USD |
| Net income | 1.18B USD | 3.28B USD | −752M USD | 1.36B USD | 3.78B USD |
Company facts updated Aug 24, 2026.
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
28 ratingsLNC news
LNC peers
ETFs holding LNC
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR462.63M0.41%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI277.37M0.01%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB200.54M0.11%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR127.34M0.19%68.3B USD0.05%$249.18+0.68%
iShares Select Dividend ETFDVY120.78M0.51%23.86B USD0.38%$164.09-0.16%
Vanguard Extended Market ETFVXF89.41M0.09%93.7B USD0.05%$245.53+0.82%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM67.32M0.40%17.03B USD0.03%$57.28+0.61%
iShares S&P Small-Cap 600 Value ETFIJS67.27M0.80%8.33B USD0.18%$138.43+0.67%
iShares Core S&P Small-Cap ETFIJR- Market value
- 462.63M
- Weight
- 0.41%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 277.37M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 200.54M
- Weight
- 0.11%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 127.34M
- Weight
- 0.19%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
iShares Select Dividend ETFDVY- Market value
- 120.78M
- Weight
- 0.51%
- AUM
- 23.86B USD
- Expense ratio
- 0.38%
- Price / 1D
- $164.09-0.16%
Vanguard Extended Market ETFVXF- Market value
- 89.41M
- Weight
- 0.09%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM- Market value
- 67.32M
- Weight
- 0.40%
- AUM
- 17.03B USD
- Expense ratio
- 0.03%
- Price / 1D
- $57.28+0.61%
iShares S&P Small-Cap 600 Value ETFIJS- Market value
- 67.27M
- Weight
- 0.80%
- AUM
- 8.33B USD
- Expense ratio
- 0.18%
- Price / 1D
- $138.43+0.67%
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