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NYSEFinancial ServicesBanks - Regional
Latest quote
$34.48
−$0.09 · -0.26%
Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.
Previous close
$34.48
−$0.09 · -0.26%
After-hours
$34.48
$0.00 · 0.00%
Oct 9, 4:23 PM ET
Regular session · ET · Market data may be delayed.
Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.
Day range
Current $34.48
52-week range
Current $34.48
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
66
Undervalued
Sentiment
57
Mixed
Risk
34
Moderate Risk
Momentum
55
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.
Day range
Current $34.48
52-week range
Current $34.48
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.04B USD | 929.29M USD | 776.55M USD | 508.83M USD | 506.41M USD |
| Cost of goods sold | 538.25M USD | 532.68M USD | 394.29M USD | 157.92M USD | 79.64M USD |
| Gross profit | 503M USD | 396.61M USD | 382.26M USD | 350.92M USD | 426.78M USD |
| Selling, general, and administrative | 253.85M USD | 205.25M USD | 204.28M USD | 191.12M USD | 137M USD |
| Operating expenses | 342.02M USD | 307.38M USD | 299.43M USD | 140.59M USD | 215.99M USD |
| Interest income | 908.47M USD | 812.37M USD | 688.28M USD | 444.47M USD | 361.21M USD |
| Interest expense | 460.11M USD | 436.47M USD | 342.97M USD | 116.97M USD | 64.43M USD |
| Depreciation and amortization | 30.4M USD | 23.28M USD | 21.27M USD | 20.78M USD | 21.37M USD |
| Operating income | 160.98M USD | 89.24M USD | 82.83M USD | 210.32M USD | 210.79M USD |
| Net income | 103.78M USD | 77.47M USD | 73.9M USD | 176.21M USD | 167M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI46.55M0.00%2.3T USD0.03%$381.94+0.63%
iShares Russell 2000 ETFIWM34.27M0.04%78.27B USD0.19%$278.94+0.49%
Avantis U.S. Small Cap Value ETFAVUV27.26M0.09%30.82B USD0.25%$119.64-0.41%
Vanguard Morningstar Small-Cap ETFVB16.76M0.01%185.3B USD0.03%$289.48+0.64%
Vanguard Extended Market ETFVXF16.35M0.02%95.4B USD0.05%$235+0.80%
Dimensional - US Targeted Value ETFDFAT14.87M0.05%30.12B USD0.33%$67.27-0.43%
Dimensional - US Small Cap ETFDFAS12.15M0.04%33.87B USD0.31%$78.35+0.32%
State Street SPDR S&P Regional Banking ETFKRE10.51M0.31%3.3B USD0.35%$69.01-0.83%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMAvantis U.S. Small Cap Value ETFAVUVVanguard Morningstar Small-Cap ETFVBVanguard Extended Market ETFVXFDimensional - US Targeted Value ETFDFATDimensional - US Small Cap ETFDFASState Street SPDR S&P Regional Banking ETFKREAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
