
NYSEFinancial ServicesFinancial - Credit Services
Latest quote
$0.9613
−$0.0201 · -2.05%
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
Regular session
$0.9613
−$0.0201 · -2.05%
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
72
Undervalued
Sentiment
45
Mixed
Risk
65
High Risk
Momentum
17
Strong Down
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
Day range
Current $0.9613
52-week range
Current $0.9613
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (CNY) | FY2025 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 28.13B CNY | 41.68B CNY | 69.03B CNY | 65.01B CNY | 50.99B CNY |
| Cost of goods sold | 7.05B CNY | 12.69B CNY | 13.61B CNY | 16.78B CNY | 9.21B CNY |
| Gross profit | 21.08B CNY | 28.99B CNY | 55.42B CNY | 48.24B CNY | 41.79B CNY |
| Selling, general, and administrative | 5.96B CNY | 12.17B CNY | 18.59B CNY | 21.55B CNY | 20.79B CNY |
| Operating expenses | 21.52B CNY | 14.19B CNY | 21.6B CNY | 24.84B CNY | 23.88B CNY |
| Interest income | 16.44B CNY | 21.38B CNY | 31.58B CNY | 24.15B CNY | 12.74B CNY |
| Interest expense | 954.68M CNY | 9.21B CNY | 13.24B CNY | 10.41B CNY | 6.19B CNY |
| Depreciation and amortization | 266.14M CNY | 606.15M CNY | 771.14M CNY | 824.63M CNY | 862.71M CNY |
| Operating income | −438.84M CNY | 14.8B CNY | 33.82B CNY | 23.4B CNY | 17.91B CNY |
| Net income | −2.04B CNY | 886.87M CNY | 8.7B CNY | 16.8B CNY | 12.35B CNY |
Company facts updated Oct 8, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
Third-party consensus; not a GoAI recommendation.
Average target
$1.40
45.64% upsideCash distributions grouped by calendar year; partial years are marked.
$0.34
2023 complete year-83.3% since 2022
$2.04
2,022
$0.34
2,023
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jun 4, 2024 | $2.37Special | Jun 4, 2024 | Aug 6, 2024 |
Dividend | Oct 11, 2023 | $0.039Semi-Annual | Oct 12, 2023 | Oct 30, 2023 |
Dividend | Apr 5, 2023 | $0.046Semi-Annual | Apr 7, 2023 | Apr 21, 2023 |
Dividend | Oct 12, 2022 | $0.15Semi-Annual | Oct 13, 2022 | Oct 28, 2022 |
Dividend | Apr 7, 2022 | $0.32Semi-Annual | Apr 8, 2022 | Apr 22, 2022 |
Ex-dividend Jun 4, 2024
$2.37
Special
Record Jun 4, 2024 · Payment Aug 6, 2024
Ex-dividend Oct 11, 2023
$0.039
Semi-Annual
Record Oct 12, 2023 · Payment Oct 30, 2023
Ex-dividend Apr 5, 2023
$0.046
Semi-Annual
Record Apr 7, 2023 · Payment Apr 21, 2023
Ex-dividend Oct 12, 2022
$0.15
Semi-Annual
Record Oct 13, 2022 · Payment Oct 28, 2022
Ex-dividend Apr 7, 2022
$0.32
Semi-Annual
Record Apr 8, 2022 · Payment Apr 22, 2022
AI-generated and delayed market data for informational and educational purposes only. Not investment advice.