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Metropolitan Bank Holding Corp. logo

Metropolitan Bank Holding Corp.

MCB

NYSEFinancial ServicesBanks - Regional

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Latest quote

$91.97

Market data unavailable

Aug 21, 3:55 PM ET

MCB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

79

Undervalued

Momentum

63

Gaining

Sentiment

48

Mixed

Risk resilience

73

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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AI-generated, informational only, and not investment advice.

Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US

Market position

Volume
84.34K
Market cap
1.14B USD

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
11.49×
P/B (TTM)
1.08×
P/S (TTM)
2.72×
Dividend yield
1.03%

Profitability & efficiency

Gross margin
45.90%
Operating margin
12.24%
Net margin
20.65%

Financial health

Debt / equity
0.04×
Altman Z-score
-0.81
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends97%67%36%6%Gross margin, FY2021: 89.80%Gross margin, FY2022: 85.49%Gross margin, FY2023: 59.13%Gross margin, FY2024: 54.99%Gross margin, FY2025: 52.64%Operating margin, FY2021: 45.47%Operating margin, FY2022: 33.72%Operating margin, FY2023: 26.51%Operating margin, FY2024: 19.72%Operating margin, FY2025: 19.26%Net margin, FY2021: 30.74%Net margin, FY2022: 20.68%Net margin, FY2023: 19.16%Net margin, FY2024: 13.55%Net margin, FY2025: 13.49%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 89.80%. Gross margin FY2022 85.49%. Gross margin FY2023 59.13%. Gross margin FY2024 54.99%. Gross margin FY2025 52.64%. Operating margin FY2021 45.47%. Operating margin FY2022 33.72%. Operating margin FY2023 26.51%. Operating margin FY2024 19.72%. Operating margin FY2025 19.26%. Net margin FY2021 30.74%. Net margin FY2022 20.68%. Net margin FY2023 19.16%. Net margin FY2024 13.55%. Net margin FY2025 13.49%.

Income trends

Revenue

527.15M USD+7.10%

Operating income

101.51M USD+4.56%

Net income

71.1M USD+6.62%
Income trends across reported periods573.92M USD386.83M USD199.74M USD12.65M USDRevenue, FY2021: 196.98M USDRevenue, FY2022: 287.33M USDRevenue, FY2023: 403.31M USDRevenue, FY2024: 492.21M USDRevenue, FY2025: 527.15M USDOperating income, FY2021: 89.57M USDOperating income, FY2022: 96.9M USDOperating income, FY2023: 106.92M USDOperating income, FY2024: 97.08M USDOperating income, FY2025: 101.51M USDNet income, FY2021: 60.56M USDNet income, FY2022: 59.43M USDNet income, FY2023: 77.27M USDNet income, FY2024: 66.69M USDNet income, FY2025: 71.1M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 196.98M USD. Revenue FY2022 287.33M USD. Revenue FY2023 403.31M USD. Revenue FY2024 492.21M USD. Revenue FY2025 527.15M USD. Operating income FY2021 89.57M USD. Operating income FY2022 96.9M USD. Operating income FY2023 106.92M USD. Operating income FY2024 97.08M USD. Operating income FY2025 101.51M USD. Net income FY2021 60.56M USD. Net income FY2022 59.43M USD. Net income FY2023 77.27M USD. Net income FY2024 66.69M USD. Net income FY2025 71.1M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue527.15M USD492.21M USD403.31M USD287.33M USD196.98M USD
Cost of goods sold249.64M USD221.55M USD164.85M USD41.7M USD20.1M USD
Gross profit277.51M USD270.66M USD238.46M USD245.64M USD176.88M USD
Selling, general, and administrative94.35M USD89.64M USD76.04M USD61.92M USD49.76M USD
Operating expenses176.01M USD173.58M USD131.54M USD148.74M USD87.31M USD
Interest income515.28M USD468.38M USD375.41M USD260.74M USD173.28M USD
Interest expense212.04M USD215.3M USD152.57M USD31.58M USD16.28M USD
Depreciation and amortization−11.05M USD−11.41M USD7.14M USD9.71M USD5.06M USD
Operating income101.51M USD97.08M USD106.92M USD96.9M USD89.57M USD
Net income71.1M USD66.69M USD77.27M USD59.43M USD60.56M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
-1.20%
11 comparable reports
Latest EPS result
1.54
Estimate 2.3 · Miss by 33.04%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates3.12.261.410.57Q1 '25BeatQ2 '25MissQ3 '25BeatQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 1.88, estimate 1.49, surprise +26.17%, Beat. Q2 2025, reported Apr 21, 2025: actual 1.45, estimate 1.61, surprise -9.94%, Miss. Q3 2025, reported Jul 17, 2025: actual 1.76, estimate 1.62, surprise +8.64%, Beat. Q4 2025, reported Oct 23, 2025: actual 0.67, estimate 2.08, surprise -67.79%, Miss. Q1 2026, reported Jan 20, 2026: actual 2.77, estimate 2.2, surprise +25.91%, Beat. Q2 2026, reported Apr 21, 2026: actual 2.92, estimate 2.31, surprise +26.41%, Beat. Q3 2026, reported Jul 21, 2026: actual 1.54, estimate 2.3, surprise -33.04%, Miss. Q4 2026, reported Oct 22, 2026: actual —, estimate 2.37, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates100.71M88.33M75.94M63.56MQ1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 71M USD, estimate 67.43M USD, surprise +5.30%, Beat. Q2 2025, reported Apr 21, 2025: actual 70.59M USD, estimate 67.58M USD, surprise +4.46%, Beat. Q3 2025, reported Jul 17, 2025: actual 76.27M USD, estimate 78.28M USD, surprise -2.57%, Miss. Q4 2025, reported Oct 23, 2025: actual 79.84M USD, estimate 78.28M USD, surprise +1.99%, Beat. Q1 2026, reported Jan 20, 2026: actual 88.41M USD, estimate 83.15M USD, surprise +6.32%, Beat. Q2 2026, reported Apr 21, 2026: actual 88.49M USD, estimate 87.23M USD, surprise +1.45%, Beat. Q3 2026, reported Jul 21, 2026: actual 93.01M USD, estimate 93.39M USD, surprise -0.41%, Miss. Q4 2026, reported Oct 22, 2026: actual —, estimate 96.84M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$100

8.77% upside
Past 12 months12-month forecast

Price history unavailable

High $100Average $100Low $100

Rating distribution

5 ratings
Strong buy00%
Buy360%
Hold240%
Sell00%
Strong sell00%

Recent analyst actions

4 institutions
UBSmaintainNeutral
Piper SandlermaintainOverweight

MCB news

globenewswire.com

MCB Alert: HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Metropolitan Bank Holding Corp. (NYSE: MCB) Investors with Significant Losses to Contact Firm

SAN FRANCISCO, Aug. 21, 2026 (GLOBE NEWSWIRE) -- National shareholder rights law firm Hagens Berman announces that it is investigating potential securities law violations by Metropolitan Bank Holding Corp. (NYSE: MCB)…

Read source
businesswire.com

Metropolitan Commercial Bank Unveils New Signage at Lakewood Banking Center

NEW YORK--(BUSINESS WIRE)-- #mcb--Metropolitan Commercial Bank (“MCB” or the “Bank”) (NYSE: MCB) today announced the installation of new exterior signage at 311 Boulevard of the Americas in Lakewood, New Jersey, home of…

Read source
prnewswire.com

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB

NEW YORK, Aug. 20, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. ("Metropolitan" or the "Company") (NYSE: MCB). Such investors are advised to contact…

Read source
globenewswire.com

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB

NEW YORK, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. (“Metropolitan” or the “Company”) (NYSE: MCB). Such investors are advised to…

Read source
prnewswire.com

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp. - MCB

NEW YORK, Aug. 13, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. ("Metropolitan" or the "Company") (NYSE: MCB). Such investors are advised to contact…

Read source
globenewswire.com

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB

NEW YORK, Aug. 11, 2026 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Metropolitan Bank Holding Corp. (“Metropolitan” or the “Company”) (NYSE: MCB). Such investors are advised to…

Read source

Corporate actions

Corporate action history

Dividend

Ex-dividend Jul 31, 2026

$0.35

Quarterly

Record Jul 31, 2026 · Payment Aug 11, 2026

Dividend

Ex-dividend May 1, 2026

$0.25

Quarterly

Record May 1, 2026 · Payment May 12, 2026

Dividend

Ex-dividend Jan 27, 2026

$0.20

Quarterly

Record Jan 27, 2026 · Payment Feb 6, 2026

Dividend

Ex-dividend Oct 30, 2025

$0.15

Quarterly

Record Oct 30, 2025 · Payment Nov 14, 2025

Dividend

Ex-dividend Jul 28, 2025

$0.15

Quarterly

Record Jul 28, 2025 · Payment Aug 11, 2025

MCB peers

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BRK-B

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Berkshire Hathaway Inc. logo

BRK-A

Berkshire Hathaway Inc.

$743,500

-0.15%

JPMorgan Chase & Co. logo

JPM

JPMorgan Chase & Co.

$351.58

+0.01%

Visa Inc. logo

V

Visa Inc.

$371.04

+1.45%

Mastercard Incorporated logo

MA

Mastercard Incorporated

$580.63

+1.18%

Bank of America Corporation logo

BAC

Bank of America Corporation

$61.69

-0.27%

ETFs holding MCB

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
34.37M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
28.2M
Weight
0.09%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
26.86M
Weight
0.03%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
State Street SPDR S&P Regional Banking ETF logoState Street SPDR S&P Regional Banking ETFKRE
Market value
15.58M
Weight
0.38%
AUM
4.06B USD
Expense ratio
0.35%
Price / 1D
$74.86+0.20%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
11.94M
Weight
0.01%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
7.49M
Weight
0.05%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
5.79M
Weight
0.03%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
Dimensional - US Targeted Value ETF logoDimensional - US Targeted Value ETFDFAT
Market value
5.72M
Weight
0.04%
AUM
14.66B USD
Expense ratio
0.28%
Price / 1D
$71.67+0.67%

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