
NASDAQFinancial ServicesBanks - Regional
Latest quote
$14.26
−$0.25 · -1.72%
Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate lending. The institution further supports its clients with credit and debit cards, sophisticated payable and receivable solutions, robust fraud prevention, and comprehensive cash management services. For businesses, it delivers merchant and payroll services, Paycheck Protection Program (PPP) solutions, and workplace benefit plans. Additional specialized services span foreign currency exchange, cashier's checks, wire transfers, overdraft protection, deposit and treasury services, alongside sophisticated wealth management offerings like trust and estate planning, investment and asset management, and retirement planning. Convenience is enhanced through its online and mobile banking platforms. The bank operates an extensive network of 115 branch locations strategically positioned across key Californian regions, including the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as the Central Valley. Established in 1905, Mechanics Bank is headquartered in Walnut Creek, California.
Previous close
$14.26
−$0.25 · -1.72%
After-hours
$14.26
$0.00 · 0.00%
Oct 9, 7:30 PM ET
Regular session · ET · Market data may be delayed.
Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate lending. The institution further supports its clients with credit and debit cards, sophisticated payable and receivable solutions, robust fraud prevention, and comprehensive cash management services. For businesses, it delivers merchant and payroll services, Paycheck Protection Program (PPP) solutions, and workplace benefit plans. Additional specialized services span foreign currency exchange, cashier's checks, wire transfers, overdraft protection, deposit and treasury services, alongside sophisticated wealth management offerings like trust and estate planning, investment and asset management, and retirement planning. Convenience is enhanced through its online and mobile banking platforms. The bank operates an extensive network of 115 branch locations strategically positioned across key Californian regions, including the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as the Central Valley. Established in 1905, Mechanics Bank is headquartered in Walnut Creek, California.
Day range
Current $14.26
52-week range
Current $14.26
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
91
Deep Value
Sentiment
57
Mixed
Risk
23
Moderate Risk
Momentum
54
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate lending. The institution further supports its clients with credit and debit cards, sophisticated payable and receivable solutions, robust fraud prevention, and comprehensive cash management services. For businesses, it delivers merchant and payroll services, Paycheck Protection Program (PPP) solutions, and workplace benefit plans. Additional specialized services span foreign currency exchange, cashier's checks, wire transfers, overdraft protection, deposit and treasury services, alongside sophisticated wealth management offerings like trust and estate planning, investment and asset management, and retirement planning. Convenience is enhanced through its online and mobile banking platforms. The bank operates an extensive network of 115 branch locations strategically positioned across key Californian regions, including the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as the Central Valley. Established in 1905, Mechanics Bank is headquartered in Walnut Creek, California.
Day range
Current $14.26
52-week range
Current $14.26
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.03B USD | 589.62M USD | 779.42M USD | 703.83M USD | 364.27M USD |
| Cost of goods sold | 245.56M USD | 215.04M USD | 156.5M USD | 46.46M USD | 2.24M USD |
| Gross profit | 785.37M USD | 374.58M USD | 622.92M USD | 657.37M USD | 362.03M USD |
| Selling, general, and administrative | 231.45M USD | 209.07M USD | 213.58M USD | 219.85M USD | 144.87M USD |
| Operating expenses | 465.82M USD | 338.88M USD | 344.98M USD | 355.23M USD | 215.34M USD |
| Interest income | 811.76M USD | 735.72M USD | 718.96M USD | 651.07M USD | 244.3M USD |
| Interest expense | 226.05M USD | 216.55M USD | 155.75M USD | 19.84M USD | 17.24M USD |
| Depreciation and amortization | 27.75M USD | 6.58M USD | 27.99M USD | 31.66M USD | 10.97M USD |
| Operating income | 319.55M USD | 35.7M USD | 277.94M USD | 302.13M USD | 146.69M USD |
| Net income | 265.74M USD | 29M USD | 201.91M USD | 216.58M USD | 115.42M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$17.00
19.21% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI16.65M0.00%2.3T USD0.03%$381.94+0.63%
iShares Russell 2000 ETFIWM15.99M0.02%78.27B USD0.19%$278.94+0.49%
State Street SPDR S&P Regional Banking ETFKRE8.91M0.26%3.3B USD0.35%$69.01-0.83%
Vanguard Extended Market ETFVXF8.84M0.01%95.4B USD0.05%$235+0.80%
iShares Russell 2000 Value ETFIWN5.38M0.04%13.85B USD0.24%$210.87-0.04%
Vanguard Russell 2000 ETFVTWO3.64M0.02%18B USD0.06%$112.66+0.50%
Schwab U.S. Small-Cap ETFSCHA3.02M0.01%21.73B USD0.03%$32.79+0.40%
Principal U.S. Small-Cap Multi-Factor ETFPSC2.49M0.09%2.7B USD0.38%$67.70+0.61%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
State Street SPDR S&P Regional Banking ETFKRE
Vanguard Extended Market ETFVXF
iShares Russell 2000 Value ETFIWN
Vanguard Russell 2000 ETFVTWO
Schwab U.S. Small-Cap ETFSCHA
Principal U.S. Small-Cap Multi-Factor ETFPSCAI-generated and delayed market data for informational and educational purposes only. Not investment advice.