Mercury General Corporation (MCY) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

67/ 100

GoAI Score

Buy

Valuation

84

Deep Value

Sentiment

55

Mixed

Risk

24

Moderate Risk

Momentum

59

Neutral

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Company profile

Company website

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Industry: Insurance - Property & Casualty
Sector: Financial Services
Headquarters: US
CEO: Gabriel Tirador
Listed since: Nov 20, 1985
Employees: 4,380

Market position

Day range

Current $103.31

$102$104.17

52-week range

Current $103.31

$74.29$113.06

Open: $103.5
Previous close: $104.53
Volume: 134.96K; 0.48× average
Average volume: 279.79K; Average daily volume
Market cap: 5.72B USD
Beta: 0.92; Market reference 1
50-day average: $106.6; -3.09% below average
200-day average: $96.6762; +6.86% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 4.48B USD
P/E (TTM): 6.11×
P/B (TTM): 2.02×
P/S (TTM): 0.9×
EV / EBITDA: 5.84×
Earnings yield: 10.39%
Free cash flow yield: 19.75%
Dividend yield: 1.23%

Profitability & efficiency

Gross margin: 44.78%
Operating margin: 18.32%
Net margin: 14.77%
Return on equity: 22.38%
Return on assets: 5.66%
Return on invested capital: 16.95%

Financial health

Debt / equity: 0.34×
Current ratio: 0.42×
Altman Z-score: 2.07
Piotroski F-score: 6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

5.99B USD+9.44%

Operating income

663.65M USD+15.44%

Net income

541.09M USD+15.63%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	5.99B USD	5.48B USD	4.63B USD	3.64B USD	3.99B USD
Cost of goods sold	3.96B USD	4.54B USD	4.23B USD	4.02B USD	3.39B USD
Gross profit	2.03B USD	932.86M USD	403.25M USD	−373.77M USD	599.82M USD
Operating expenses	1.37B USD	357.98M USD	303.83M USD	296.95M USD	300.51M USD
Interest expense	28.62M USD	30.82M USD	24.17M USD	17.23M USD	17.11M USD
Depreciation and amortization	74.99M USD	73.43M USD	72.24M USD	82.39M USD	79.06M USD
Operating income	663.65M USD	574.88M USD	99.43M USD	−670.72M USD	299.31M USD
Net income	541.09M USD	467.95M USD	96.34M USD	−512.67M USD	247.94M USD

Company facts updated Sep 8, 2026.

Earnings

EPS beat rate: 100%; 11 beats, 0 misses, 0 met estimates
Average EPS surprise: +283.74%; 11 comparable reports
Latest EPS result: 3.52; Estimate 2.53 · Beat by 39.13%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$90.00

12.88% downside

Past 12 months12-month forecastHigh $90.00Average $90.00Low $90.00

Rating distribution

7 ratings

Strong buy114%

Buy00%

Hold571%

Sell114%

Strong sell00%

Recent analyst actions

1 institution

MCY news

zacks.comSep 3, 2026

Why Is Mercury General (MCY) Down 6.1% Since Last Earnings Report?

Mercury General (MCY) reported earnings 30 days ago. What's next for the stock?

Read source

prnewswire.comSep 3, 2026

Mercury Insurance Helps Homeowners Make the Most of Wildfire Mitigation Discounts

LOS ANGELES, Sept. 3, 2026 /PRNewswire/ -- Homeowners who have invested time and money to make their properties more resistant to wildfire may have another reason to feel good about the work they've done: They may…

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prnewswire.comSep 1, 2026

The High Cost of 'I'll Get to It Later': Mercury Insurance Identifies Small Home Repairs That Can Become Big Expenses

Routine maintenance and early repairs can help homeowners prevent minor problems from turning into costly damage LOS ANGELES, Sept. 1, 2026 /PRNewswire/ -- Every homeowner has a list of small repairs that can wait until…

Read source

zacks.comAug 31, 2026

Best Value Stocks to Buy for August 31st

HRTG, MCY and OPHC made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 31, 2026.

Read source

zacks.comAug 27, 2026

Best Value Stocks to Buy for August 27th

MCY, LEG and HMN made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 27th, 2026.

Read source

prnewswire.comAug 26, 2026

Mercury Announces the Passing of Founder and Chairman George Joseph

Mercury honors the legacy of its founder and longtime Chairman while reaffirming the continuity of the Joseph family ownership, the Company's leadership and its commitment to customers, agents, employees, and…

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.27

2025 complete year-49.9% since 2021

2026 partial: $0.635

$2.5325

2,021

$1.905

2,022

$1.27

2,023

$1.27

2,024

$1.27

2,025

$0.635

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
DividendUpcoming	Sep 10, 2026	$0.3175Quarterly	Sep 10, 2026	Sep 24, 2026
Dividend	Jun 11, 2026	$0.3175Quarterly	Jun 11, 2026	Jun 25, 2026
Dividend	Mar 12, 2026	$0.3175Quarterly	Mar 12, 2026	Mar 26, 2026
Dividend	Dec 10, 2025	$0.3175Quarterly	Dec 10, 2025	Dec 24, 2025
Dividend	Sep 11, 2025	$0.3175Quarterly	Sep 11, 2025	Sep 25, 2025
Dividend	Jun 12, 2025	$0.3175Quarterly	Jun 12, 2025	Jun 26, 2025