MoneyHero Limited Class A Ordinary Shares logo

MoneyHero Limited Class A Ordinary Shares

MNY

NASDAQCommunication ServicesInternet Content & Information

Previous close

$0.89

−$0.01 · -1.11%

Aug 21, 4:00 PM ET

MNY company overview

Regular session · ET · Market data may be delayed.

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AI-powered factor overview

Jul 10, 2026

GoAI score

Sell

Trim exposure — unfavorable risk-reward

Valuation

52

Fair Value

Momentum

19

Strong Down

Sentiment

55

Mixed

Risk resilience

23

High Risk

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Company profile

Company website

MoneyHero Limited operates a personal finance aggregation and comparison platform for banking, insurance, and other financial products. Its online financial comparison platform provides services for credit cards, personal loans, mortgages, wealth, insurance, and other financial products connecting the providers of these products with matched and ready-to-transact consumers. The company's brand portfolio includes B2C platforms, such as MoneyHero, SingSaver, Money101, Moneymax, and Seedly, as well as Creatory, a B2B platform. It also offers advertising and marketing, and insurance brokerage services. The company operates in Singapore, Hong Kong, Taiwan, and the Philippines. The company was founded in 2014 and is headquartered in Singapore.

Industry
Internet Content & Information
Sector
Communication Services
Headquarters
SG
CEO
Ka Yip Leung
Listed since
Jan 4, 2000
Employees
240

Market position

Day range

Current $0.89

52-week range

Current $0.89

Open
$0.89
Previous close
$0.90
Volume
6.89K
0.21× average
Average volume
32.23K
Average daily volume
Market cap
39.23M USD
Beta
1.24
Market reference 1
50-day average
$0.9747
-8.69% below average
200-day average
$1.2366
-28.03% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
-3.82×
P/B (TTM)
1.12×
P/S (TTM)
0.52×
Dividend yield
0.00%

Profitability & efficiency

Gross margin
31.60%
Operating margin
-12.25%
Net margin
-12.53%

Financial health

Debt / equity
0.02×
Altman Z-score
2
Piotroski F-score
2 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends78%-28%-134%-241%Gross margin, FY2021: 51.71%Gross margin, FY2022: -0.06%Gross margin, FY2023: 45.54%Gross margin, FY2024: 36.84%Gross margin, FY2025: 49.22%Operating margin, FY2021: -47.23%Operating margin, FY2022: -60.14%Operating margin, FY2023: -37.22%Operating margin, FY2024: -50.55%Operating margin, FY2025: -14.72%Net margin, FY2021: -49.99%Net margin, FY2022: -72.57%Net margin, FY2023: -213.96%Net margin, FY2024: -47.52%Net margin, FY2025: -7.05%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 51.71%. Gross margin FY2022 -0.06%. Gross margin FY2023 45.54%. Gross margin FY2024 36.84%. Gross margin FY2025 49.22%. Operating margin FY2021 -47.23%. Operating margin FY2022 -60.14%. Operating margin FY2023 -37.22%. Operating margin FY2024 -50.55%. Operating margin FY2025 -14.72%. Net margin FY2021 -49.99%. Net margin FY2022 -72.57%. Net margin FY2023 -213.96%. Net margin FY2024 -47.52%. Net margin FY2025 -7.05%.

Income trends

Revenue

73.43M USD-7.65%

Operating income

−10.81M USD+73.11%

Net income

−5.18M USD+86.29%
Income trends across reported periods106M USD4.69M USD−96.62M USD−197.93M USDRevenue, FY2021: 61.88M USDRevenue, FY2022: 68.13M USDRevenue, FY2023: 80.67M USDRevenue, FY2024: 79.51M USDRevenue, FY2025: 73.43M USDOperating income, FY2021: −29.23M USDOperating income, FY2022: −40.97M USDOperating income, FY2023: −30.03M USDOperating income, FY2024: −40.19M USDOperating income, FY2025: −10.81M USDNet income, FY2021: −30.93M USDNet income, FY2022: −49.44M USDNet income, FY2023: −172.6M USDNet income, FY2024: −37.79M USDNet income, FY2025: −5.18M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 61.88M USD. Revenue FY2022 68.13M USD. Revenue FY2023 80.67M USD. Revenue FY2024 79.51M USD. Revenue FY2025 73.43M USD. Operating income FY2021 −29.23M USD. Operating income FY2022 −40.97M USD. Operating income FY2023 −30.03M USD. Operating income FY2024 −40.19M USD. Operating income FY2025 −10.81M USD. Net income FY2021 −30.93M USD. Net income FY2022 −49.44M USD. Net income FY2023 −172.6M USD. Net income FY2024 −37.79M USD. Net income FY2025 −5.18M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue73.43M USD79.51M USD80.67M USD68.13M USD61.88M USD
Cost of goods sold37.28M USD50.22M USD43.93M USD33.88M USD29.88M USD
Gross profit36.14M USD29.29M USD36.74M USD−38.87K USD32M USD
Research and development7.43M USD6.55M USD5.06M USD
Selling, general, and administrative43.94M USD61.31M USD124.93M USD64.62M USD53.18M USD
Operating expenses46.95M USD64.7M USD66.77M USD40.93M USD61.23M USD
Interest income581.77K USD1.48M USD872.5K USD28.04K USD14.73K USD
Interest expense53.63K USD25.47K USD19.03M USD7.8M USD1.7M USD
Depreciation and amortization1.01M USD4.04M USD7.16M USD4.79M USD3.9M USD
Operating income−10.81M USD−40.19M USD−30.03M USD−40.97M USD−29.23M USD
Net income−5.18M USD−37.79M USD−172.6M USD−49.44M USD−30.93M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
33%
2 beats, 4 misses, 0 met estimates
Average EPS surprise
-129.63%
6 comparable reports
Latest EPS result
-0.15
Estimate -0.06 · Miss by 150.00%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.15-0.08-0.32-0.55Q4 '24No estimateQ2 '25No estimateQ2 '25MissQ3 '25BeatQ4 '25MissQ2 '26BeatQ2 '26MissQ3 '26Estimate
Q4 2024, reported Dec 10, 2024: actual 0.1, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 29, 2025: actual -0.5, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 13, 2025: actual -0.1, estimate -0.02, surprise -400.00%, Miss. Q3 2025, reported Sep 19, 2025: actual 0.005, estimate -0.02, surprise +124.00%, Beat. Q4 2025, reported Dec 5, 2025: actual -0.1, estimate -0.02, surprise -400.00%, Miss. Q2 2026, reported Apr 30, 2026: actual 0.012, estimate -0.01, surprise +220.00%, Beat. Q2 2026, reported Jun 24, 2026: actual -0.15, estimate -0.06, surprise -150.00%, Miss. Q3 2026, reported Sep 18, 2026: actual —, estimate -0.02, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates24.87M21.03M17.2M13.36MQ4 '24No estimateQ2 '25No estimateQ2 '25MissQ3 '25MissQ4 '25MissQ2 '26MissQ2 '26BeatQ3 '26Estimate
Q4 2024, reported Dec 10, 2024: actual 20.94M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 29, 2025: actual 15.72M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 13, 2025: actual 14.31M USD, estimate 19.92M USD, surprise -28.16%, Miss. Q3 2025, reported Sep 19, 2025: actual 18.02M USD, estimate 19.92M USD, surprise -9.55%, Miss. Q4 2025, reported Dec 5, 2025: actual 21.12M USD, estimate 23.92M USD, surprise -11.67%, Miss. Q2 2026, reported Apr 30, 2026: actual 19.97M USD, estimate 23.92M USD, surprise -16.51%, Miss. Q2 2026, reported Jun 24, 2026: actual 16.52M USD, estimate 16.18M USD, surprise +2.11%, Beat. Q3 2026, reported Sep 18, 2026: actual —, estimate 21.53M USD, surprise —, Comparison unavailable.

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