
M&T Bank Corporation
MTB-PJNYSEFinancial ServicesBanks - Regional
Latest quote
$26.67
+$0.20 · +0.76%
After-hours
$26.67
$0.00 · 0.00%
Aug 24, 4:15 PM ET
MTB-PJ company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
76
Undervalued
Momentum
36
Weakening
Sentiment
60
Mixed
Risk resilience
88
Low Risk
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Company profile
Company websiteM&T Bank Corporation serves as the parent organization for two key financial institutions: Manufacturers and Traders Trust Company and Wilmington Trust, National Association. This entity provides an extensive array of retail and commercial banking products and services throughout the United States. Its operations are structured across three main divisions: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. The company's offerings for middle-market and large commercial clients include a diverse portfolio of credit instruments and banking solutions. These comprise commercial lending and leasing, letters of credit, commercial real estate loans, and credit facilities frequently backed by various commercial properties. Customers can also access a broad range of deposit vehicles, such as checking, savings, and time accounts, alongside other financial services. For individual consumers, M&T offers vehicle and leisure financing, home equity loans and credit lines, credit cards, and residential mortgages. Small businesses benefit from specialized services like business loans, cash management, payroll processing, and direct deposit, all accessible via its widespread branch network, telephone banking, online platforms, and automated teller machines. Furthermore, M&T provides sophisticated institutional services and wealth management. This encompasses trustee and agency functions, investment management, securities brokerage, and administrative support. Tailored wealth solutions are also available for individuals and families, including personal trusts, financial planning, fiduciary services, asset management, and family office support. The bank also markets investment products, such as mutual funds and annuities, to a diverse clientele including corporations, institutions, investment banking professionals, and senior corporate executives in finance, tax, and legal departments. M&T Bank Corporation was founded in 1856 and maintains its principal offices in Buffalo, New York.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Rene F. Jones
- Listed since
- May 7, 2024
- Employees
- 22,080
Market position
Day range
Current $26.67
52-week range
Current $26.67
- Open
- $26.53
- Previous close
- $26.47
- Volume
- 26.81K
- 0.59× average
- Average volume
- 45.06K
- Average daily volume
- Market cap
- 37.31B USD
- Beta
- 0.57
- Market reference 1
- 50-day average
- $26.1222
- +2.10% above average
- 200-day average
- $26.3552
- +1.19% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 25.83B USD
- P/E (TTM)
- 12.75×
- P/B (TTM)
- 1.35×
- P/S (TTM)
- 2.82×
- EV / EBITDA
- 6.53×
- Earnings yield
- 9.04%
- Free cash flow yield
- 9.07%
- Dividend yield
- 2.48%
Profitability & efficiency
- Gross margin
- 76.03%
- Operating margin
- 33.19%
- Net margin
- 24.40%
- Return on equity
- 9.77%
- Return on assets
- 1.34%
- Return on invested capital
- 6.75%
Financial health
- Debt / equity
- 0.65×
- Current ratio
- 0.32×
- Altman Z-score
- 0.43
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 12.31B USD | 13.41B USD | 12.51B USD | 8.44B USD | 6.08B USD |
| Cost of goods sold | 3.12B USD | 4.78B USD | 3.75B USD | 942M USD | 39M USD |
| Gross profit | 9.19B USD | 8.62B USD | 8.75B USD | 7.5B USD | 6.04B USD |
| Selling, general, and administrative | 3.24B USD | 3.38B USD | 3.22B USD | 2.97B USD | 2.18B USD |
| Operating expenses | 5.49B USD | 5.31B USD | 5.13B USD | 4.88B USD | 3.58B USD |
| Interest income | 10.49B USD | 11.03B USD | 10.22B USD | 6.25B USD | 3.94B USD |
| Interest expense | 3.54B USD | 4.17B USD | 3.11B USD | 425M USD | 114M USD |
| Depreciation and amortization | 264M USD | 508M USD | 497M USD | 435M USD | 324M USD |
| Operating income | 3.69B USD | 3.31B USD | 3.62B USD | 2.61B USD | 2.46B USD |
| Net income | 2.85B USD | 2.59B USD | 2.74B USD | 1.99B USD | 1.86B USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 83%
- 5 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +7.56%
- 6 comparable reports
- Latest EPS result
- 5.32
- Estimate 4.66 · Beat by 14.16%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 1, 2026 | $0.4688Quarterly | Sep 1, 2026 | Sep 15, 2026 |
Dividend | Jun 1, 2026 | $0.4688Quarterly | Jun 1, 2026 | Jun 15, 2026 |
Dividend | Mar 2, 2026 | $0.4688Quarterly | Mar 2, 2026 | Mar 16, 2026 |
Dividend | Dec 1, 2025 | $0.4688Quarterly | Dec 1, 2025 | Dec 15, 2025 |
Dividend | Sep 2, 2025 | $0.4688Quarterly | Sep 2, 2025 | Sep 15, 2025 |
Dividend | Jun 2, 2025 | $0.4688Quarterly | Jun 2, 2025 | Jun 16, 2025 |
Ex-dividend Sep 1, 2026
$0.4688
Quarterly
Record Sep 1, 2026 · Payment Sep 15, 2026
Ex-dividend Jun 1, 2026
$0.4688
Quarterly
Record Jun 1, 2026 · Payment Jun 15, 2026
Ex-dividend Mar 2, 2026
$0.4688
Quarterly
Record Mar 2, 2026 · Payment Mar 16, 2026
Ex-dividend Dec 1, 2025
$0.4688
Quarterly
Record Dec 1, 2025 · Payment Dec 15, 2025
Ex-dividend Sep 2, 2025
$0.4688
Quarterly
Record Sep 2, 2025 · Payment Sep 15, 2025
Ex-dividend Jun 2, 2025
$0.4688
Quarterly
Record Jun 2, 2025 · Payment Jun 16, 2025
MTB-PJ peers
ETFs holding MTB-PJ
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Preferred and Income Securities ETFPFF49.02M0.38%13.06B USD0.45%$30.51+0.16%
Invesco Preferred ETFPGX29.04M0.77%3.76B USD0.50%$10.61+0.65%
Invesco Financial Preferred ETFPGF10.31M1.56%658.76M USD0.55%$13.41+0.40%
State Street SPDR ICE Preferred Securities ETFPSK7.7M1.14%678.06M USD0.45%$29.75+0.54%
Invesco Total Return Bond ETFGTO2.43M0.08%2.5B USD0.35%$46.08+0.15%
Cohen & Steers Preferred and Income Opportunities Active ETFCSPF1.14M0.36%65.77M USD0.59%$25.980.00%
Invesco Zacks Multi-Asset Income ETFCVY675.78K0.54%125.03M USD1.22%$30.545+0.20%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF303.89K0.21%145.77M USD0.45%$49.5413+0.36%
iShares Preferred and Income Securities ETFPFF- Market value
- 49.02M
- Weight
- 0.38%
- AUM
- 13.06B USD
- Expense ratio
- 0.45%
- Price / 1D
- $30.51+0.16%
Invesco Preferred ETFPGX- Market value
- 29.04M
- Weight
- 0.77%
- AUM
- 3.76B USD
- Expense ratio
- 0.50%
- Price / 1D
- $10.61+0.65%
Invesco Financial Preferred ETFPGF- Market value
- 10.31M
- Weight
- 1.56%
- AUM
- 658.76M USD
- Expense ratio
- 0.55%
- Price / 1D
- $13.41+0.40%
State Street SPDR ICE Preferred Securities ETFPSK- Market value
- 7.7M
- Weight
- 1.14%
- AUM
- 678.06M USD
- Expense ratio
- 0.45%
- Price / 1D
- $29.75+0.54%
Invesco Total Return Bond ETFGTO- Market value
- 2.43M
- Weight
- 0.08%
- AUM
- 2.5B USD
- Expense ratio
- 0.35%
- Price / 1D
- $46.08+0.15%
Cohen & Steers Preferred and Income Opportunities Active ETFCSPF- Market value
- 1.14M
- Weight
- 0.36%
- AUM
- 65.77M USD
- Expense ratio
- 0.59%
- Price / 1D
- $25.980.00%
Invesco Zacks Multi-Asset Income ETFCVY- Market value
- 675.78K
- Weight
- 0.54%
- AUM
- 125.03M USD
- Expense ratio
- 1.22%
- Price / 1D
- $30.545+0.20%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF- Market value
- 303.89K
- Weight
- 0.21%
- AUM
- 145.77M USD
- Expense ratio
- 0.45%
- Price / 1D
- $49.5413+0.36%
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