NCR Atleos Corporation logo

NCR Atleos Corporation

NATL

NYSETechnologySoftware - Application

Previous close

$46.41

−$0.40 · -0.85%

Aug 21, 4:00 PM ET

Pre-market

$46.12

−$0.29 · -0.62%

Aug 24, 6:24 AM ET

NATL company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

98

Deep Value

Momentum

45

Neutral

Sentiment

48

Mixed

Risk resilience

86

Low Risk

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Company profile

Company website

NCR Atleos Corporation operates as a prominent financial technology firm, specializing in delivering self-service financial solutions. The company serves a diverse global clientele, encompassing financial institutions, merchants, manufacturers, retailers, and individual consumers throughout the United States, the broader Americas, Europe, the Middle East, Africa, and the Asia Pacific region. Its business is structured into three primary segments: Self-Service Banking, Network, and Telecommunications & Technology (T&T). Under the Self-Service Banking segment, NCR Atleos provides a full spectrum of automated teller machine (ATM) hardware and software. This is supported by an array of services, including installation, continuous maintenance, and both managed and professional support. Additionally, it offers an "ATM as a Service" model, where it comprehensively manages and operates ATMs for financial institutions, covering back-office functions, cash management, software administration, and unit deployment. The Network segment features an extensive infrastructure of ATMs and versatile financial services kiosks, catering to financial institutions, fintech companies, neobanks, and retailers. A significant offering is the Allpoint network, which enables cash withdrawal and deposit access for a broad range of providers, such as credit unions, banks, digital banks, fintechs, and issuers of stored-value debit cards. This segment also encompasses ATM branding services, complete ATM management for retailers and other businesses, and the LibertyX solution, which empowers consumers to buy and sell Bitcoin. Lastly, the Telecommunications & Technology (T&T) segment focuses on providing managed network and infrastructure services to enterprise clients across various sectors. These services are often delivered in collaboration with communications service providers and technology manufacturers. It also extends professional, on-site, and remote support for advanced network technologies, including software-defined wide area networking (SD-WAN), network functions virtualization (NFV), wireless local area networks (WLAN), optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and its corporate headquarters are located in Atlanta, Georgia.

Industry
Software - Application
Sector
Technology
Headquarters
US
CEO
Timothy C. Oliver
Listed since
Nov 30, 2023
Employees
20,000

Market position

Day range

Current $46.41

52-week range

Current $46.41

Open
$46.94
Previous close
$46.81
Volume
244.86K
0.33× average
Average volume
743.48K
Average daily volume
Market cap
3.42B USD
Beta
0.57
Market reference 1
50-day average
$45.6956
+1.56% above average
200-day average
$42.3679
+9.54% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
17.58×
P/B (TTM)
7.38×
P/S (TTM)
0.78×
Dividend yield
0.00%

Profitability & efficiency

Gross margin
25.35%
Operating margin
11.45%
Net margin
4.44%

Financial health

Debt / equity
6.33×
Altman Z-score
1.57
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends28%17%5%-6%Gross margin, FY2021: 25.13%Gross margin, FY2022: 22.25%Gross margin, FY2023: 22.26%Gross margin, FY2024: 23.93%Gross margin, FY2025: 24.37%Operating margin, FY2021: 6.99%Operating margin, FY2022: 6.51%Operating margin, FY2023: 6.47%Operating margin, FY2024: 10.40%Operating margin, FY2025: 10.98%Net margin, FY2021: 5.24%Net margin, FY2022: 2.61%Net margin, FY2023: -3.20%Net margin, FY2024: 2.11%Net margin, FY2025: 3.72%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 25.13%. Gross margin FY2022 22.25%. Gross margin FY2023 22.26%. Gross margin FY2024 23.93%. Gross margin FY2025 24.37%. Operating margin FY2021 6.99%. Operating margin FY2022 6.51%. Operating margin FY2023 6.47%. Operating margin FY2024 10.40%. Operating margin FY2025 10.98%. Net margin FY2021 5.24%. Net margin FY2022 2.61%. Net margin FY2023 -3.20%. Net margin FY2024 2.11%. Net margin FY2025 3.72%.

Income trends

Revenue

4.35B USD+0.86%

Operating income

478M USD+6.46%

Net income

162M USD+78.02%
Income trends across reported periods4.8B USD3.01B USD1.21B USD−582.8M USDRevenue, FY2021: 3.55B USDRevenue, FY2022: 4.13B USDRevenue, FY2023: 4.19B USDRevenue, FY2024: 4.32B USDRevenue, FY2025: 4.35B USDOperating income, FY2021: 248M USDOperating income, FY2022: 269M USDOperating income, FY2023: 271M USDOperating income, FY2024: 449M USDOperating income, FY2025: 478M USDNet income, FY2021: 186M USDNet income, FY2022: 108M USDNet income, FY2023: −134M USDNet income, FY2024: 91M USDNet income, FY2025: 162M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 3.55B USD. Revenue FY2022 4.13B USD. Revenue FY2023 4.19B USD. Revenue FY2024 4.32B USD. Revenue FY2025 4.35B USD. Operating income FY2021 248M USD. Operating income FY2022 269M USD. Operating income FY2023 271M USD. Operating income FY2024 449M USD. Operating income FY2025 478M USD. Net income FY2021 186M USD. Net income FY2022 108M USD. Net income FY2023 −134M USD. Net income FY2024 91M USD. Net income FY2025 162M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue4.35B USD4.32B USD4.19B USD4.13B USD3.55B USD
Cost of goods sold3.29B USD3.28B USD3.26B USD3.21B USD2.66B USD
Gross profit1.06B USD1.03B USD933M USD919M USD892M USD
Research and development70M USD66M USD77M USD64M USD107M USD
Selling, general, and administrative513M USD458M USD585M USD649M USD537M USD
Operating expenses583M USD584M USD662M USD650M USD644M USD
Interest income6M USD10M USD
Interest expense270M USD327M USD90M USD31M USD49M USD
Depreciation and amortization277M USD1M USD254M USD259M USD159M USD
Operating income478M USD449M USD271M USD269M USD248M USD
Net income162M USD91M USD−134M USD108M USD186M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+4.72%
11 comparable reports
Latest EPS result
1.49
Estimate 0.98 · Beat by 52.82%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.571.20.830.46Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 3, 2025: actual 1.11, estimate 1.06, surprise +4.72%, Beat. Q2 2025, reported May 7, 2025: actual 0.64, estimate 0.54, surprise +18.52%, Beat. Q3 2025, reported Aug 6, 2025: actual 0.93, estimate 0.85, surprise +9.41%, Beat. Q4 2025, reported Nov 5, 2025: actual 1.09, estimate 1.05, surprise +3.81%, Beat. Q1 2026, reported Feb 26, 2026: actual 1.49, estimate 1.32, surprise +12.88%, Beat. Q2 2026, reported May 6, 2026: actual 0.65, estimate 0.873, surprise -25.54%, Miss. Q3 2026, reported Aug 5, 2026: actual 1.49, estimate 0.975, surprise +52.82%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 1.19, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.2B1.11B1.02B933.92MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 3, 2025: actual 1.11B USD, estimate 1.05B USD, surprise +5.93%, Beat. Q2 2025, reported May 7, 2025: actual 980M USD, estimate 1.09B USD, surprise -9.72%, Miss. Q3 2025, reported Aug 6, 2025: actual 1.1B USD, estimate 1.11B USD, surprise -0.98%, Miss. Q4 2025, reported Nov 5, 2025: actual 1.08B USD, estimate 1.11B USD, surprise -3.31%, Miss. Q1 2026, reported Feb 26, 2026: actual 1.15B USD, estimate 1.15B USD, surprise +0.44%, Beat. Q2 2026, reported May 6, 2026: actual 1.04B USD, estimate 1.05B USD, surprise -0.26%, Miss. Q3 2026, reported Aug 5, 2026: actual 1.1B USD, estimate 1.13B USD, surprise -2.67%, Miss. Q4 2026, reported Nov 4, 2026: actual —, estimate 1.14B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$50.40

8.60% upside
Past 12 months12-month forecastHigh $50.40Average $50.40Low $50.40

NATL news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.52

2015 complete year+44.4% since 2011

Corporate action history

Dividend

Ex-dividend Aug 31, 2016

$0.14

Quarterly

Payment Sep 13, 2016

Dividend

Ex-dividend May 18, 2016

$0.14

Quarterly

Payment May 31, 2016

Dividend

Ex-dividend Mar 11, 2016

$0.14

Quarterly

Payment Mar 25, 2016

Dividend

Ex-dividend Nov 20, 2015

$0.13

Quarterly

Payment Dec 9, 2015

Dividend

Ex-dividend Aug 18, 2015

$0.13

Quarterly

Payment Sep 3, 2015

Dividend

Ex-dividend May 13, 2015

$0.13

Quarterly

Payment May 29, 2015

NATL peers

ETFs holding NATL

Funds reporting this stock among their holdings, ordered by reported position size.

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