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NB Bancorp, Inc. Common Stock logo

NB Bancorp, Inc. Common Stock

NBBK

NASDAQFinancial ServicesBanks - Regional

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Previous close

$21.98

$0.00 · 0.00%

Aug 21, 4:00 PM ET

NBBK company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

84

Deep Value

Momentum

43

Neutral

Sentiment

60

Mixed

Risk resilience

77

Moderate Risk

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Company profile

Company website

NB Bancorp, Inc. operates as a holding company whose subsidiary operates as a state-chartered bank. The company was founded in 1892 and is headquartered in Needham, MA.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Joseph Campanelli
Listed since
Dec 29, 2023
Employees
526

Market position

Day range

Current $21.98

52-week range

Current $21.98

Open
$22.13
Previous close
$21.98
Volume
388.24K
1.22× average
Average volume
317.44K
Average daily volume
Market cap
912.23M USD
Beta
0
Market reference 1
50-day average
$21.6794
+1.39% above average
200-day average
$20.8319
+5.51% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
680.59M USD
EV / EBITDA
9.49×
Earnings yield
6.21%
Free cash flow yield
7.08%

Profitability & efficiency

Return on equity
5.86%
Return on assets
0.72%
Return on invested capital
0.75%

Financial health

Current ratio
306.98×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends93%61%28%-4%Gross margin, FY2021: 85.14%Gross margin, FY2022: 82.74%Gross margin, FY2023: 56.08%Gross margin, FY2024: 52.82%Gross margin, FY2025: 54.94%Operating margin, FY2021: 27.97%Operating margin, FY2022: 28.23%Operating margin, FY2023: 4.99%Operating margin, FY2024: 19.28%Operating margin, FY2025: 22.42%Net margin, FY2021: 21.84%Net margin, FY2022: 23.33%Net margin, FY2023: 4.14%Net margin, FY2024: 13.86%Net margin, FY2025: 15.86%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 85.14%. Gross margin FY2022 82.74%. Gross margin FY2023 56.08%. Gross margin FY2024 52.82%. Gross margin FY2025 54.94%. Operating margin FY2021 27.97%. Operating margin FY2022 28.23%. Operating margin FY2023 4.99%. Operating margin FY2024 19.28%. Operating margin FY2025 22.42%. Net margin FY2021 21.84%. Net margin FY2022 23.33%. Net margin FY2023 4.14%. Net margin FY2024 13.86%. Net margin FY2025 15.86%.

Income trends

Revenue

317.21M USD+4.33%

Operating income

71.13M USD+21.35%

Net income

50.3M USD+19.35%
Income trends across reported periods347.95M USD225M USD102.04M USD−20.91M USDRevenue, FY2021: 98.8M USDRevenue, FY2022: 128.89M USDRevenue, FY2023: 237.52M USDRevenue, FY2024: 304.05M USDRevenue, FY2025: 317.21M USDOperating income, FY2021: 27.63M USDOperating income, FY2022: 36.39M USDOperating income, FY2023: 11.84M USDOperating income, FY2024: 58.62M USDOperating income, FY2025: 71.13M USDNet income, FY2021: 21.58M USDNet income, FY2022: 30.07M USDNet income, FY2023: 9.83M USDNet income, FY2024: 42.15M USDNet income, FY2025: 50.3M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 98.8M USD. Revenue FY2022 128.89M USD. Revenue FY2023 237.52M USD. Revenue FY2024 304.05M USD. Revenue FY2025 317.21M USD. Operating income FY2021 27.63M USD. Operating income FY2022 36.39M USD. Operating income FY2023 11.84M USD. Operating income FY2024 58.62M USD. Operating income FY2025 71.13M USD. Net income FY2021 21.58M USD. Net income FY2022 30.07M USD. Net income FY2023 9.83M USD. Net income FY2024 42.15M USD. Net income FY2025 50.3M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue317.21M USD304.05M USD237.52M USD128.89M USD98.8M USD
Cost of goods sold142.94M USD143.44M USD104.33M USD22.25M USD14.68M USD
Gross profit174.27M USD160.61M USD133.19M USD106.64M USD84.12M USD
Selling, general, and administrative102.54M USD87.39M USD108.65M USD61.24M USD48.32M USD
Operating expenses103.14M USD101.99M USD121.34M USD70.25M USD56.49M USD
Interest income335.75M USD292.52M USD222.17M USD121.02M USD90.64M USD
Interest expense138.29M USD131.32M USD90.44M USD15.55M USD12.63M USD
Depreciation and amortization576K USD2.96M USD2.83M USD2.47M USD2.1M USD
Operating income71.13M USD58.62M USD11.84M USD36.39M USD27.63M USD
Net income50.3M USD42.15M USD9.83M USD30.07M USD21.58M USD

Company facts updated Aug 24, 2026.

NBBK news

zacks.com

What Makes NB Bancorp, Inc. (NBBK) a Strong Momentum Stock: Buy Now?

Does NB Bancorp, Inc. (NBBK) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read source
zacks.com

NB Bancorp, Inc. (NBBK) Upgraded to Strong Buy: Here's What You Should Know

NB Bancorp, Inc. (NBBK) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Read source
seekingalpha.com

Recent Quarterly Report Shows Improvement For NB Bancorp

NB Bancorp delivered Q2 2026 earnings and revenue beats, with GAAP EPS of $0.53 and revenue of $74.7 million. NBBK demonstrated improved operating metrics: ROA rose to 1.17%, ROE to 10.03%, and net interest margin to 4%.…

Read source
zacks.com

Why NB Bancorp, Inc. (NBBK) Might be Well Poised for a Surge

NB Bancorp, Inc. (NBBK) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Read source
zacks.com

NB Bancorp, Inc. (NBBK) Is Up 1.24% in One Week: What You Should Know

Does NB Bancorp, Inc. (NBBK) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read source
zacks.com

NB Bancorp, Inc. (NBBK) Q2 Earnings and Revenues Top Estimates

NB Bancorp, Inc. (NBBK) came out with quarterly earnings of $0.55 per share, beating the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.4 per share a year ago.

Read source

Corporate actions

Corporate action history

Dividend

Ex-dividend Aug 5, 2026

$0.07

Quarterly

Record Aug 5, 2026 · Payment Aug 19, 2026

Dividend

Ex-dividend May 6, 2026

$0.07

Quarterly

Record May 6, 2026 · Payment May 20, 2026

Dividend

Ex-dividend Feb 5, 2026

$0.07

Quarterly

Record Feb 5, 2026 · Payment Feb 19, 2026

Dividend

Ex-dividend Nov 5, 2025

$0.07

Quarterly

Record Nov 5, 2025 · Payment Nov 19, 2025

Dividend

Ex-dividend Aug 6, 2025

$0.07

Quarterly

Record Aug 6, 2025 · Payment Aug 20, 2025

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ETFs holding NBBK

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
27.42M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
22.5M
Weight
0.03%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
10.15M
Weight
0.01%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Fidelity Enhanced Small Cap ETF logoFidelity Enhanced Small Cap ETFFESM
Market value
9.49M
Weight
0.15%
AUM
6.03B USD
Expense ratio
0.28%
Price / 1D
$47.94+0.80%
State Street SPDR S&P Regional Banking ETF logoState Street SPDR S&P Regional Banking ETFKRE
Market value
8.68M
Weight
0.21%
AUM
4.06B USD
Expense ratio
0.35%
Price / 1D
$74.86+0.20%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
8.62M
Weight
0.06%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
6.07M
Weight
0.02%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
5.25M
Weight
0.03%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%

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