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NewtekOne, Inc. logo

NewtekOne, Inc.

NEWT

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$12.53

+$0.03 · +0.24%

Aug 21, 4:00 PM ET

NEWT company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

95

Deep Value

Momentum

60

Neutral

Sentiment

64

Bullish

Risk resilience

62

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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AI-generated, informational only, and not investment advice.

Company profile

Company website

NewtekOne, Inc. operates as a financial holding firm, specializing in delivering a comprehensive suite of business and financial solutions. Its diverse portfolio encompasses several key brands, including Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. Barry Sloane founded the company in 1998, and it maintains its corporate headquarters in Boca Raton, Florida.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Barry Scott Sloane
Listed since
Sep 27, 2000
Employees
572

Market position

Day range

Current $12.53

52-week range

Current $12.53

Open
$12.62
Previous close
$12.50
Volume
328.37K
1.5× average
Average volume
218.61K
Average daily volume
Market cap
362.01M USD
Beta
1.38
Market reference 1
50-day average
$14.1852
-11.67% below average
200-day average
$12.7729
-1.90% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
824.59M USD
P/E (TTM)
5.29×
P/B (TTM)
0.92×
P/S (TTM)
1.07×
EV / EBITDA
6×
Earnings yield
21.18%
Free cash flow yield
19.56%
Dividend yield
6.07%

Profitability & efficiency

Gross margin
76.75%
Operating margin
47.76%
Net margin
19.32%
Return on equity
15.22%
Return on assets
2.20%
Return on invested capital
8.22%

Financial health

Debt / equity
6.55×
Current ratio
0.2×
Altman Z-score
0.55
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends95%66%38%9%Gross margin, FY2021: 87.81%Gross margin, FY2022: 79.98%Gross margin, FY2023: 68.58%Gross margin, FY2024: 66.34%Gross margin, FY2025: 75.29%Operating margin, FY2021: 50.79%Operating margin, FY2022: 29.49%Operating margin, FY2023: 17.95%Operating margin, FY2024: 21.54%Operating margin, FY2025: 42.46%Net margin, FY2021: 50.00%Net margin, FY2022: 24.57%Net margin, FY2023: 18.72%Net margin, FY2024: 15.95%Net margin, FY2025: 18.78%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 87.81%. Gross margin FY2022 79.98%. Gross margin FY2023 68.58%. Gross margin FY2024 66.34%. Gross margin FY2025 75.29%. Operating margin FY2021 50.79%. Operating margin FY2022 29.49%. Operating margin FY2023 17.95%. Operating margin FY2024 21.54%. Operating margin FY2025 42.46%. Net margin FY2021 50.00%. Net margin FY2022 24.57%. Net margin FY2023 18.72%. Net margin FY2024 15.95%. Net margin FY2025 18.78%.

Income trends

Revenue

322.17M USD+1.04%

Operating income

136.79M USD+99.14%

Net income

60.51M USD+18.99%
Income trends across reported periods351.16M USD235.21M USD119.27M USD3.32M USDRevenue, FY2021: 168.28M USDRevenue, FY2022: 131.5M USDRevenue, FY2023: 252.82M USDRevenue, FY2024: 318.85M USDRevenue, FY2025: 322.17M USDOperating income, FY2021: 85.47M USDOperating income, FY2022: 38.78M USDOperating income, FY2023: 45.37M USDOperating income, FY2024: 68.69M USDOperating income, FY2025: 136.79M USDNet income, FY2021: 84.14M USDNet income, FY2022: 32.31M USDNet income, FY2023: 47.33M USDNet income, FY2024: 50.85M USDNet income, FY2025: 60.51M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 168.28M USD. Revenue FY2022 131.5M USD. Revenue FY2023 252.82M USD. Revenue FY2024 318.85M USD. Revenue FY2025 322.17M USD. Operating income FY2021 85.47M USD. Operating income FY2022 38.78M USD. Operating income FY2023 45.37M USD. Operating income FY2024 68.69M USD. Operating income FY2025 136.79M USD. Net income FY2021 84.14M USD. Net income FY2022 32.31M USD. Net income FY2023 47.33M USD. Net income FY2024 50.85M USD. Net income FY2025 60.51M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue322.17M USD318.85M USD252.82M USD131.5M USD168.28M USD
Cost of goods sold79.6M USD107.33M USD79.44M USD26.33M USD20.52M USD
Gross profit242.57M USD211.52M USD173.38M USD105.17M USD147.76M USD
Selling, general, and administrative—99.2M USD88.07M USD27.86M USD25.32M USD
Operating expenses105.78M USD142.83M USD128M USD66.4M USD62.29M USD
Interest income161.63M USD121.42M USD94.37M USD38.62M USD78.97M USD
Interest expense56.64M USD81.11M USD67.74M USD26.33M USD20.52M USD
Depreciation and amortization668K USD1.78M USD2.88M USD239K USD304K USD
Operating income136.79M USD68.69M USD45.37M USD38.78M USD85.47M USD
Net income60.51M USD50.85M USD47.33M USD32.31M USD84.14M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
64%
7 beats, 1 miss, 3 met estimates
Average EPS surprise
+9.67%
11 comparable reports
Latest EPS result
0.47
Estimate 0.47 · Met by 0.00%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.730.590.440.3Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MetQ2 '26MetQ3 '26MetQ4 '26Estimate
Q1 2025, reported Feb 26, 2025: actual 0.69, estimate 0.65, surprise +6.15%, Beat. Q2 2025, reported May 6, 2025: actual 0.35, estimate 0.34, surprise +2.94%, Beat. Q3 2025, reported Jul 28, 2025: actual 0.52, estimate 0.5, surprise +4.00%, Beat. Q4 2025, reported Oct 29, 2025: actual 0.67, estimate 0.63, surprise +6.35%, Beat. Q1 2026, reported Jan 29, 2026: actual 0.65, estimate 0.65, surprise 0.00%, Met estimate. Q2 2026, reported Apr 30, 2026: actual 0.43, estimate 0.43, surprise 0.00%, Met estimate. Q3 2026, reported Aug 6, 2026: actual 0.47, estimate 0.47, surprise 0.00%, Met estimate. Q4 2026, reported Nov 4, 2026: actual —, estimate 0.51, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates83.21M75.48M67.75M60.02MQ1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 26, 2025: actual 75.37M USD, estimate 69.55M USD, surprise +8.37%, Beat. Q2 2025, reported May 6, 2025: actual 66.33M USD, estimate 63.22M USD, surprise +4.93%, Beat. Q3 2025, reported Jul 28, 2025: actual 70.2M USD, estimate 73.88M USD, surprise -4.99%, Miss. Q4 2025, reported Oct 29, 2025: actual 74.94M USD, estimate 78.31M USD, surprise -4.30%, Miss. Q1 2026, reported Jan 29, 2026: actual 73.33M USD, estimate 80.01M USD, surprise -8.34%, Miss. Q2 2026, reported Apr 30, 2026: actual 70.96M USD, estimate 75.77M USD, surprise -6.35%, Miss. Q3 2026, reported Aug 6, 2026: actual 75.08M USD, estimate 75M USD, surprise +0.11%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 77.7M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

9 ratings
Strong buy00%
Buy111%
Hold889%
Sell00%
Strong sell00%

Recent analyst actions

4 institutions

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.76

2025 complete year-75.9% since 2021

2026 partial: $0.38

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 24, 2026

$0.19

Quarterly

Record Jun 24, 2026 · Payment Jul 1, 2026

Dividend

Ex-dividend Mar 24, 2026

$0.19

Quarterly

Record Mar 24, 2026 · Payment Apr 1, 2026

Dividend

Ex-dividend Dec 22, 2025

$0.19

Quarterly

Record Dec 22, 2025 · Payment Jan 2, 2026

Dividend

Ex-dividend Oct 14, 2025

$0.19

Quarterly

Record Oct 14, 2025 · Payment Oct 24, 2025

Dividend

Ex-dividend Jul 9, 2025

$0.19

Quarterly

Record Jul 9, 2025 · Payment Jul 21, 2025

Dividend

Ex-dividend Apr 15, 2025

$0.19

Quarterly

Record Apr 15, 2025 · Payment Apr 30, 2025

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ETFs holding NEWT

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
11.57M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
9.75M
Weight
0.01%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
4.65M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
3.35M
Weight
0.02%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
2.44M
Weight
0.01%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
2.13M
Weight
0.01%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
First Trust Dow Jones Select MicroCap Index Fund logoFirst Trust Dow Jones Select MicroCap Index FundFDM
Market value
1.83M
Weight
0.43%
AUM
423.22M USD
Expense ratio
0.65%
Price / 1D
$92.96+0.50%
Schwab U.S. Small-Cap ETF logoSchwab U.S. Small-Cap ETFSCHA
Market value
1.61M
Weight
0.01%
AUM
23.1B USD
Expense ratio
0.03%
Price / 1D
$34.83+0.52%

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