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NASDAQFinancial ServicesInsurance - Specialty
Latest quote
$39.54
−$0.37 · -0.93%
NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.
Previous close
$39.54
−$0.37 · -0.93%
Pre-market
$39.0865
−$0.4535 · -1.15%
Oct 8, 4:05 AM ET
Regular session · ET · Market data may be delayed.
NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.
Day range
Current $39.54
52-week range
Current $39.54
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
87
Deep Value
Sentiment
50
Mixed
Risk
16
Low Risk
Momentum
46
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.
Day range
Current $39.54
52-week range
Current $39.54
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 705.58M USD | 650.97M USD | 579M USD | 524.46M USD | 485.64M USD |
| Cost of goods sold | 57.65M USD | 32.27M USD | 23.39M USD | −2.5M USD | 14.81M USD |
| Gross profit | 647.93M USD | 618.7M USD | 555.61M USD | 526.96M USD | 470.82M USD |
| Operating expenses | 148.13M USD | 155.29M USD | 142.91M USD | 149.65M USD | 174.1M USD |
| Interest income | — | 5M USD | 2.3M USD | 400K USD | — |
| Interest expense | 28.48M USD | 36.9M USD | 32.21M USD | 32.16M USD | 31.8M USD |
| Depreciation and amortization | 11.26M USD | 11.94M USD | 11.54M USD | 11.87M USD | 11.23M USD |
| Operating income | 499.8M USD | 463.41M USD | 412.7M USD | 377.31M USD | 296.73M USD |
| Net income | 388.93M USD | 360.11M USD | 322.11M USD | 292.9M USD | 231.13M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI107.42M0.00%2.3T USD0.03%$381.03-0.40%
Avantis U.S. Small Cap Value ETFAVUV95.56M0.31%30.86B USD0.25%$119.13-1.11%
iShares Russell 2000 ETFIWM83.74M0.11%78.56B USD0.19%$277.7-1.29%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV50.35M0.19%26.69B USD0.33%$37.79-1.23%
Dimensional - US Targeted Value ETFDFAT48.26M0.16%30B USD0.33%$67.08-1.29%
Vanguard Extended Market ETFVXF39.13M0.04%95.4B USD0.05%$233.49-1.56%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM27.61M0.17%16.01B USD0.03%$53.28-1.32%
Dimensional - US Small Cap ETFDFAS26.1M0.08%33.66B USD0.31%$77.92-1.38%Vanguard Morningstar Total Stock Market ETFVTIAvantis U.S. Small Cap Value ETFAVUViShares Russell 2000 ETFIWMU.S. Small Cap Value Portfolio ETF Class SharesDFSVDimensional - US Targeted Value ETFDFATVanguard Extended Market ETFVXFState Street SPDR Portfolio S&P 600 Small Cap ETFSPSMDimensional - US Small Cap ETFDFASAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
