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Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
NYSEFinancial ServicesInsurance - Brokers
Latest quote
$28.44
+$0.58 · +2.08%
Previous close
$28.44
+$0.58 · +2.08%
After-hours
$28.44
$0.00 · 0.00%
Oct 8, 4:00 PM ET
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
62
Undervalued
Sentiment
53
Mixed
Risk
38
Moderate Risk
Momentum
58
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
Day range
Current $28.44
52-week range
Current $28.44
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | 159.55M USD | 119.3M USD | 84.87M USD |
| Cost of goods sold | 56.49M USD | 40.07M USD | 30.36M USD |
| Gross profit | 103.06M USD | 79.23M USD | 54.51M USD |
| Selling, general, and administrative | 10.02M USD | 7.76M USD | 6.9M USD |
| Operating expenses | 23.19M USD | 10.78M USD | 9.08M USD |
| Interest income | 923K USD | 880K USD | 308K USD |
| Interest expense | 18.24M USD | 17.52M USD | 21.33M USD |
| Depreciation and amortization | 3.71M USD | 3.03M USD | 2.18M USD |
| Operating income | 79.87M USD | 68.45M USD | 45.43M USD |
| Net income | 37.41M USD | 34.59M USD | 17.89M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$34.57
21.55% upsideCash distributions grouped by calendar year; partial years are marked.
$1.885
2021 complete year+27.4% since 2017
$1.48
2,017
$1.64
2,018
$1.80
2,019
$1.88
2,020
$1.885
2,021
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | May 12, 2022 | $0.475Quarterly | May 13, 2022 | Jun 2, 2022 |
Dividend | Feb 17, 2022 | $0.475Quarterly | Feb 18, 2022 | Mar 2, 2022 |
Dividend | Nov 10, 2021 | $0.475Quarterly | Nov 12, 2021 | Dec 2, 2021 |
Dividend | Aug 12, 2021 | $0.47Quarterly | Aug 13, 2021 | Sep 2, 2021 |
Dividend | May 13, 2021 | $0.47Quarterly | May 14, 2021 | Jun 2, 2021 |
Dividend | Feb 11, 2021 | $0.47Quarterly | Feb 12, 2021 | Mar 2, 2021 |
Ex-dividend May 12, 2022
$0.475
Quarterly
Record May 13, 2022 · Payment Jun 2, 2022
Ex-dividend Feb 17, 2022
$0.475
Quarterly
Record Feb 18, 2022 · Payment Mar 2, 2022
Ex-dividend Nov 10, 2021
$0.475
Quarterly
Record Nov 12, 2021 · Payment Dec 2, 2021
Ex-dividend Aug 12, 2021
$0.47
Quarterly
Record Aug 13, 2021 · Payment Sep 2, 2021
Ex-dividend May 13, 2021
$0.47
Quarterly
Record May 14, 2021 · Payment Jun 2, 2021
Ex-dividend Feb 11, 2021
$0.47
Quarterly
Record Feb 12, 2021 · Payment Mar 2, 2021
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI35.17M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM28.18M0.04%77.7B USD0.19%$277.57-0.05%
Vanguard Morningstar Small-Cap ETFVB25.44M0.01%185.3B USD0.03%$287.63+0.23%
Vanguard Extended Market ETFVXF10.52M0.01%95.4B USD0.05%$233.13-0.15%
Vanguard Morningstar Small-Cap Value ETFVBR8.08M0.01%68.2B USD0.05%$233.91+0.75%
Vanguard Russell 2000 ETFVTWO7.29M0.04%18B USD0.06%$112.1-0.10%
Vanguard Morningstar Small-Cap Growth ETFVBK7.26M0.02%44.7B USD0.05%$340.59-0.48%
Schwab U.S. Small-Cap ETFSCHA4.73M0.02%21.7B USD0.03%$32.66+0.15%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMVanguard Morningstar Small-Cap ETFVBVanguard Extended Market ETFVXFVanguard Morningstar Small-Cap Value ETFVBRVanguard Russell 2000 ETFVTWOVanguard Morningstar Small-Cap Growth ETFVBKSchwab U.S. Small-Cap ETFSCHAAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
