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NYSEFinancial ServicesInsurance - Brokers
Latest quote
$33.23
−$0.17 · -0.51%
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
Latest quote
$33.23
−$0.17 · -0.51%
Regular session · ET · Market data may be delayed.
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
62
Undervalued
Sentiment
53
Mixed
Risk
38
Moderate Risk
Momentum
58
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | 159.55M USD | 119.3M USD | 84.87M USD |
| Cost of goods sold | 56.49M USD | 40.07M USD | 30.36M USD |
| Gross profit | 103.06M USD | 79.23M USD | 54.51M USD |
| Selling, general, and administrative | 10.02M USD | 7.76M USD | 6.9M USD |
| Operating expenses | 23.19M USD | 10.78M USD | 9.08M USD |
| Interest income | 923K USD | 880K USD | 308K USD |
| Interest expense | 18.24M USD | 17.52M USD | 21.33M USD |
| Depreciation and amortization | 3.71M USD | 3.03M USD | 2.18M USD |
| Operating income | 79.87M USD | 68.45M USD | 45.43M USD |
| Net income | 37.41M USD | 34.59M USD | 17.89M USD |
Company facts updated Sep 8, 2026.
Third-party consensus; not a GoAI recommendation.
Average target
$33.86
1.90% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI33.48M0.00%2.3T USD0.03%$379.73-0.32%
iShares Russell 2000 ETFIWM32.63M0.04%80.51B USD0.19%$296.01+0.28%
Vanguard Morningstar Small-Cap ETFVB24.16M0.01%183.4B USD0.03%$300.01+0.05%
Vanguard Extended Market ETFVXF9.92M0.01%93.7B USD0.05%$242.66+0.14%
iShares Russell 2000 Value ETFIWN8.5M0.06%14.61B USD0.24%$224.62+0.40%
Vanguard Morningstar Small-Cap Value ETFVBR7.69M0.01%68.3B USD0.05%$247.11+0.08%
Vanguard Morningstar Small-Cap Growth ETFVBK6.94M0.02%43.8B USD0.05%$349.44+0.01%
Vanguard Russell 2000 ETFVTWO6.78M0.04%17.4B USD0.06%$119.62+0.25%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMVanguard Morningstar Small-Cap ETFVBVanguard Extended Market ETFVXFiShares Russell 2000 Value ETFIWNVanguard Morningstar Small-Cap Value ETFVBRVanguard Morningstar Small-Cap Growth ETFVBKVanguard Russell 2000 ETFVTWOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
