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NerdWallet, Inc. logo

NerdWallet, Inc.

NRDS

NASDAQCommunication ServicesInternet Content & Information

Open in GoAI

Regular session

$10.065

+$0.185 · +1.87%

Aug 24, 12:31 PM ET

NRDS company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

96

Deep Value

Momentum

33

Weakening

Sentiment

71

Bullish

Risk resilience

46

Elevated Risk

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Thesis, catalysts, evidence, and risk analysis.

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AI-generated, informational only, and not investment advice.

Company profile

Company website

NerdWallet, Inc. operates an online platform dedicated to providing tailored financial advice for both individual consumers and small to medium-sized businesses. The company facilitates connections between these users and various financial product providers. Its guidance is delivered through a comprehensive suite of resources, including educational articles, interactive tools and calculators, and specialized product marketplaces, all accessible via its website and the NerdWallet mobile application. Key financial areas covered encompass credit cards, mortgages, insurance, business finance solutions, personal loans, banking, investment strategies, and student lending. Serving customers in the United States, the United Kingdom, and Canada, NerdWallet was founded in San Francisco, California, in 2009.

Industry
Internet Content & Information
Sector
Communication Services
Headquarters
US
CEO
Tim Chen
Listed since
Nov 4, 2021
Employees
650

Market position

Day range

Current $10.065

52-week range

Current $10.065

Open
$9.97
Previous close
$9.88
Volume
267.39K
0.32× average
Average volume
826.55K
Average daily volume
Market cap
732.75M USD
Beta
1.23
Market reference 1
50-day average
$9.2346
+8.99% above average
200-day average
$10.932
-7.93% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
908.47M USD
P/E (TTM)
11.06×
P/B (TTM)
2.01×
P/S (TTM)
0.85×
EV / EBITDA
7.83×
Earnings yield
4.84%
Free cash flow yield
12.94%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
93.50%
Operating margin
10.38%
Net margin
7.56%
Return on equity
13.00%
Return on assets
10.56%
Return on invested capital
12.74%

Financial health

Debt / equity
0.02×
Current ratio
3.45×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends103%61%20%-22%Gross margin, FY2021: 92.49%Gross margin, FY2022: 92.61%Gross margin, FY2023: 90.99%Gross margin, FY2024: 90.76%Gross margin, FY2025: 92.39%Operating margin, FY2021: -10.27%Operating margin, FY2022: -3.53%Operating margin, FY2023: 0.60%Operating margin, FY2024: 1.37%Operating margin, FY2025: 8.32%Net margin, FY2021: -11.20%Net margin, FY2022: -1.89%Net margin, FY2023: -1.97%Net margin, FY2024: 4.42%Net margin, FY2025: 5.82%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 92.49%. Gross margin FY2022 92.61%. Gross margin FY2023 90.99%. Gross margin FY2024 90.76%. Gross margin FY2025 92.39%. Operating margin FY2021 -10.27%. Operating margin FY2022 -3.53%. Operating margin FY2023 0.60%. Operating margin FY2024 1.37%. Operating margin FY2025 8.32%. Net margin FY2021 -11.20%. Net margin FY2022 -1.89%. Net margin FY2023 -1.97%. Net margin FY2024 4.42%. Net margin FY2025 5.82%.

Income trends

Revenue

836.6M USD+21.67%

Operating income

69.6M USD+640.43%

Net income

48.7M USD+60.20%
Income trends across reported periods924.51M USD572.87M USD221.23M USD−130.41M USDRevenue, FY2021: 379.6M USDRevenue, FY2022: 538.9M USDRevenue, FY2023: 599.4M USDRevenue, FY2024: 687.6M USDRevenue, FY2025: 836.6M USDOperating income, FY2021: −39M USDOperating income, FY2022: −19M USDOperating income, FY2023: 3.6M USDOperating income, FY2024: 9.4M USDOperating income, FY2025: 69.6M USDNet income, FY2021: −42.5M USDNet income, FY2022: −10.2M USDNet income, FY2023: −11.8M USDNet income, FY2024: 30.4M USDNet income, FY2025: 48.7M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 379.6M USD. Revenue FY2022 538.9M USD. Revenue FY2023 599.4M USD. Revenue FY2024 687.6M USD. Revenue FY2025 836.6M USD. Operating income FY2021 −39M USD. Operating income FY2022 −19M USD. Operating income FY2023 3.6M USD. Operating income FY2024 9.4M USD. Operating income FY2025 69.6M USD. Net income FY2021 −42.5M USD. Net income FY2022 −10.2M USD. Net income FY2023 −11.8M USD. Net income FY2024 30.4M USD. Net income FY2025 48.7M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue836.6M USD687.6M USD599.4M USD538.9M USD379.6M USD
Cost of goods sold63.7M USD63.5M USD54M USD39.8M USD28.5M USD
Gross profit772.9M USD624.1M USD545.4M USD499.1M USD351.1M USD
Research and development66.7M USD82.5M USD80.5M USD77.6M USD62.2M USD
Selling, general, and administrative641M USD532.2M USD461.3M USD433.8M USD309.8M USD
Operating expenses703.3M USD614.7M USD541.8M USD518.1M USD390.1M USD
Interest income3.2M USD4.8M USD3.6M USD1.5M USD—
Interest expense600K USD700K USD800K USD2.5M USD1.3M USD
Depreciation and amortization46.4M USD48.4M USD48.2M USD37M USD35M USD
Operating income69.6M USD9.4M USD3.6M USD−19M USD−39M USD
Net income48.7M USD30.4M USD−11.8M USD−10.2M USD−42.5M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 3 misses, 2 met estimates
Average EPS surprise
+12.19%
11 comparable reports
Latest EPS result
0.07
Estimate 0.09 · Miss by 25.05%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.390.210.04-0.14Q1 '25MetQ2 '25BeatQ3 '25MetQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 19, 2025: actual 0.01, estimate 0.01, surprise 0.00%, Met estimate. Q2 2025, reported May 6, 2025: actual 0.003, estimate -0.1, surprise +102.63%, Beat. Q3 2025, reported Aug 7, 2025: actual 0.11, estimate 0.11, surprise 0.00%, Met estimate. Q4 2025, reported Nov 6, 2025: actual 0.34, estimate 0.2, surprise +70.00%, Beat. Q1 2026, reported Feb 25, 2026: actual 0.19, estimate 0.17, surprise +11.76%, Beat. Q2 2026, reported May 6, 2026: actual 0.29, estimate 0.25, surprise +16.00%, Beat. Q3 2026, reported Aug 6, 2026: actual 0.07, estimate 0.093, surprise -25.05%, Miss. Q4 2026, reported Nov 5, 2026: actual —, estimate 0.35, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates261.96M227.4M192.83M158.27MQ1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 19, 2025: actual 183.8M USD, estimate 168.34M USD, surprise +9.18%, Beat. Q2 2025, reported May 6, 2025: actual 209.2M USD, estimate 189.92M USD, surprise +10.15%, Beat. Q3 2025, reported Aug 7, 2025: actual 186.9M USD, estimate 198.97M USD, surprise -6.07%, Miss. Q4 2025, reported Nov 6, 2025: actual 215.1M USD, estimate 211.37M USD, surprise +1.76%, Beat. Q1 2026, reported Feb 25, 2026: actual 225.4M USD, estimate 211.29M USD, surprise +6.68%, Beat. Q2 2026, reported May 6, 2026: actual 222.2M USD, estimate 227.63M USD, surprise -2.39%, Miss. Q3 2026, reported Aug 6, 2026: actual 197.3M USD, estimate 195.3M USD, surprise +1.02%, Beat. Q4 2026, reported Nov 5, 2026: actual —, estimate 251.89M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$13.33

32.44% upside
Past 12 months12-month forecastHigh $15.00Average $13.33Low $12.00

Recent analyst actions

6 institutions

NRDS news

businesswire.com

Americans' Financial Resilience Edges Lower as Recession Concerns Rise, NerdWallet's August Financial Resilience Index Finds

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Inc. (Nasdaq: NRDS), which provides trustworthy financial guidance to consumers and small and mid-sized businesses (SMBs), today published the August 2026 Financial Resilience…

Read source
zacks.com

Wall Street Analysts Believe NerdWallet, Inc. (NRDS) Could Rally 27.85%: Here's is How to Trade

The average of price targets set by Wall Street analysts indicates a potential upside of 27.9% in NerdWallet, Inc. (NRDS). While the effectiveness of this highly sought-after metric is questionable, the positive trend in…

Read source
zacks.com

NerdWallet, Inc. (NRDS) Shows Fast-paced Momentum But Is Still a Bargain Stock

NerdWallet, Inc. (NRDS) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at…

Read source
defenseworld.net

NerdWallet (NASDAQ:NRDS) Shares Gap Up – Should You Buy?

Shares of NerdWallet, Inc. (NASDAQ: NRDS - Get Free Report) gapped up prior to trading on Friday. The stock had previously closed at $8.84, but opened at $9.74. NerdWallet shares last traded at $9.5350, with a volume of…

Read source
seekingalpha.com

NerdWallet, Inc. (NRDS) Q2 2026 Earnings Call Transcript

NerdWallet, Inc. (NRDS) Q2 2026 Earnings Call Transcript

Read source
defenseworld.net

NerdWallet Q2 Earnings Call Highlights

NerdWallet (NASDAQ: NRDS) reported second-quarter revenue of $197 million, up 6% from a year earlier, as growth in personal loans and deposit accounts helped offset continued organic-search pressure in credit cards and…

Read source

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ETFs holding NRDS

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
9.06M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$377.57-0.18%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
8.49M
Weight
0.01%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$298.3-0.55%
Fidelity Enhanced Small Cap ETF logoFidelity Enhanced Small Cap ETFFESM
Market value
6.43M
Weight
0.10%
AUM
6.03B USD
Expense ratio
0.28%
Price / 1D
$47.685-0.53%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
3.22M
Weight
0.01%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$125.9-0.44%
iShares Russell 2000 Growth ETF logoiShares Russell 2000 Growth ETFIWO
Market value
3.07M
Weight
0.02%
AUM
15.16B USD
Expense ratio
0.24%
Price / 1D
$383.92-0.89%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
3M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$243.65-0.77%
Principal U.S. Small-Cap Multi-Factor ETF logoPrincipal U.S. Small-Cap Multi-Factor ETFPSC
Market value
2.7M
Weight
0.11%
AUM
1.3B USD
Expense ratio
0.38%
Price / 1D
$69.56-0.30%
Dimensional - US Targeted Value ETF logoDimensional - US Targeted Value ETFDFAT
Market value
2.48M
Weight
0.02%
AUM
14.66B USD
Expense ratio
0.28%
Price / 1D
$71.38-0.40%

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