Insperity, Inc. logo

Insperity, Inc.

NSP

NYSEIndustrialsStaffing & Employment Services

Previous close

$52.79

+$0.65 · +1.25%

Aug 21, 4:00 PM ET

NSP company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Sell

Trim exposure — unfavorable risk-reward

Valuation

20

Overpriced

Momentum

57

Neutral

Sentiment

60

Mixed

Risk resilience

50

Elevated Risk

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Company profile

Company website

Insperity, Inc. (NSP) delivers comprehensive human resources and business solutions primarily designed to enhance the operational efficiency and performance of small and medium-sized enterprises. The company's core HR services are provided through its Workforce Optimization and Workforce Synchronization platforms. These encompass a broad spectrum of vital human resource functions, including payroll processing, employee benefits administration, workers' compensation management, adherence to government regulations, performance evaluation, and staff training and development programs. Additionally, Insperity offers Insperity Premier, a sophisticated cloud-native human capital management (HCM) platform. This platform facilitates professional employer organization (PEO) HR outsourcing, manages personnel records, addresses employer liability concerns, and caters to the specific needs of the middle market. Further expanding its service offerings, Insperity operates MarketPlace, an e-commerce portal featuring a diverse array of products and services, and Workforce Acceleration, which provides extensive human capital management and payroll services. This includes capabilities such as time and attendance tracking, performance reviews, organizational planning, recruitment support, employment screening, retirement planning, and various insurance solutions. As of December 31, 2021, Insperity maintained a substantial operational footprint, with 85 sales offices located across the United States. Founded in 1986, the company was initially known as Administaff, Inc., and officially adopted its current name, Insperity, Inc., in March 2011. Its corporate headquarters are situated in Kingwood, Texas.

Industry
Staffing & Employment Services
Sector
Industrials
Headquarters
US
CEO
Paul J. Sarvadi
Listed since
Jan 29, 1997
Employees
304,407

Market position

Day range

Current $52.79

52-week range

Current $52.79

Open
$52.15
Previous close
$52.14
Volume
151.34K
0.21× average
Average volume
725.92K
Average daily volume
Market cap
2.02B USD
Beta
0.53
Market reference 1
50-day average
$46.7098
+13.02% above average
200-day average
$36.362
+45.18% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.26B USD
P/E (TTM)
-125.69×
P/B (TTM)
32.63×
P/S (TTM)
0.29×
EV / EBITDA
19.45×
Earnings yield
-0.48%
Free cash flow yield
-21.00%
Dividend yield
4.55%

Profitability & efficiency

Gross margin
12.81%
Operating margin
-0.04%
Net margin
-0.23%
Return on equity
-15.22%
Return on assets
-0.32%
Return on invested capital
-1.72%

Financial health

Debt / equity
7.84×
Current ratio
1.06×
Altman Z-score
4.14
Piotroski F-score
3 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends19%12%5%-2%Gross margin, FY2021: 16.49%Gross margin, FY2022: 17.03%Gross margin, FY2023: 15.99%Gross margin, FY2024: 15.99%Gross margin, FY2025: 13.21%Operating margin, FY2021: 3.49%Operating margin, FY2022: 4.21%Operating margin, FY2023: 3.38%Operating margin, FY2024: 1.78%Operating margin, FY2025: -0.15%Net margin, FY2021: 2.50%Net margin, FY2022: 3.02%Net margin, FY2023: 2.64%Net margin, FY2024: 1.38%Net margin, FY2025: -0.10%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 16.49%. Gross margin FY2022 17.03%. Gross margin FY2023 15.99%. Gross margin FY2024 15.99%. Gross margin FY2025 13.21%. Operating margin FY2021 3.49%. Operating margin FY2022 4.21%. Operating margin FY2023 3.38%. Operating margin FY2024 1.78%. Operating margin FY2025 -0.15%. Net margin FY2021 2.50%. Net margin FY2022 3.02%. Net margin FY2023 2.64%. Net margin FY2024 1.38%. Net margin FY2025 -0.10%.

Income trends

Revenue

6.81B USD+3.51%

Operating income

−10M USD−127M USD

Net income

−7M USD−98M USD
Income trends across reported periods7.49B USD4.77B USD2.04B USD−692.2M USDRevenue, FY2021: 4.97B USDRevenue, FY2022: 5.94B USDRevenue, FY2023: 6.49B USDRevenue, FY2024: 6.58B USDRevenue, FY2025: 6.81B USDOperating income, FY2021: 173.33M USDOperating income, FY2022: 250.24M USDOperating income, FY2023: 219M USDOperating income, FY2024: 117M USDOperating income, FY2025: −10M USDNet income, FY2021: 124.08M USDNet income, FY2022: 179.35M USDNet income, FY2023: 171M USDNet income, FY2024: 91M USDNet income, FY2025: −7M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 4.97B USD. Revenue FY2022 5.94B USD. Revenue FY2023 6.49B USD. Revenue FY2024 6.58B USD. Revenue FY2025 6.81B USD. Operating income FY2021 173.33M USD. Operating income FY2022 250.24M USD. Operating income FY2023 219M USD. Operating income FY2024 117M USD. Operating income FY2025 −10M USD. Net income FY2021 124.08M USD. Net income FY2022 179.35M USD. Net income FY2023 171M USD. Net income FY2024 91M USD. Net income FY2025 −7M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue6.81B USD6.58B USD6.49B USD5.94B USD4.97B USD
Cost of goods sold5.91B USD5.53B USD5.45B USD4.93B USD4.15B USD
Gross profit900M USD1.05B USD1.04B USD1.01B USD820.1M USD
Research and development13M USD13.2M USD10.9M USD
Selling, general, and administrative241M USD891M USD728M USD720.33M USD573.3M USD
Operating expenses910M USD935M USD818M USD760.99M USD646.77M USD
Interest income30M USD37M USD33M USD9.39M USD2.45M USD
Interest expense24M USD28M USD27M USD14.21M USD7.46M USD
Depreciation and amortization45M USD44M USD43M USD40.66M USD38.55M USD
Operating income−10M USD117M USD219M USD250.24M USD173.33M USD
Net income−7M USD91M USD171M USD179.35M USD124.08M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
64%
7 beats, 4 misses, 0 met estimates
Average EPS surprise
-4.22%
11 comparable reports
Latest EPS result
0.34
Estimate 0.32 · Beat by 6.99%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates2.221.210.2-0.81Q1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 10, 2025: actual 0.05, estimate 0.02, surprise +150.00%, Beat. Q2 2025, reported Apr 29, 2025: actual 1.57, estimate 2.01, surprise -21.89%, Miss. Q3 2025, reported Aug 1, 2025: actual 0.26, estimate 0.41, surprise -36.59%, Miss. Q4 2025, reported Nov 3, 2025: actual -0.2, estimate 0.22, surprise -190.91%, Miss. Q1 2026, reported Feb 10, 2026: actual -0.6, estimate -0.466, surprise -28.89%, Miss. Q2 2026, reported Apr 30, 2026: actual 1.31, estimate 1.24, surprise +5.65%, Beat. Q3 2026, reported Jul 29, 2026: actual 0.34, estimate 0.318, surprise +6.99%, Beat. Q4 2026, reported Nov 2, 2026: actual —, estimate 0.19, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.97B1.83B1.68B1.53BQ1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 10, 2025: actual 1.61B USD, estimate 1.86B USD, surprise -13.12%, Miss. Q2 2025, reported Apr 29, 2025: actual 1.86B USD, estimate 1.66B USD, surprise +12.09%, Beat. Q3 2025, reported Aug 1, 2025: actual 1.66B USD, estimate 1.61B USD, surprise +2.94%, Beat. Q4 2025, reported Nov 3, 2025: actual 1.62B USD, estimate 1.68B USD, surprise -3.30%, Miss. Q1 2026, reported Feb 10, 2026: actual 1.67B USD, estimate 1.68B USD, surprise -0.62%, Miss. Q2 2026, reported Apr 30, 2026: actual 1.9B USD, estimate 1.89B USD, surprise +0.05%, Beat. Q3 2026, reported Jul 29, 2026: actual 1.69B USD, estimate 1.67B USD, surprise +0.86%, Beat. Q4 2026, reported Nov 2, 2026: actual —, estimate 1.64B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$56.33

6.71% upside
Past 12 months12-month forecastHigh $61.00Average $56.33Low $52.00

Rating distribution

8 ratings
Strong buy00%
Buy338%
Hold450%
Sell113%
Strong sell00%

Recent analyst actions

5 institutions
Roth CapitalmaintainBuy
William BlairdowngradeOutperformMarket Perform
BairdmaintainNeutral

NSP news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$2.40

2025 complete year-36.0% since 2021

2026 partial: $1.20

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 2, 2026

$0.60

Quarterly

Record Sep 2, 2026 · Payment Sep 17, 2026

Dividend

Ex-dividend Jun 4, 2026

$0.60

Quarterly

Record Jun 4, 2026 · Payment Jun 18, 2026

Dividend

Ex-dividend Mar 6, 2026

$0.60

Quarterly

Record Mar 6, 2026 · Payment Mar 20, 2026

Dividend

Ex-dividend Dec 9, 2025

$0.60

Quarterly

Record Dec 9, 2025 · Payment Dec 23, 2025

Dividend

Ex-dividend Sep 4, 2025

$0.60

Quarterly

Record Sep 4, 2025 · Payment Sep 18, 2025

Dividend

Ex-dividend Jun 6, 2025

$0.60

Quarterly

Record Jun 6, 2025 · Payment Jun 20, 2025

NSP peers

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Funds reporting this stock among their holdings, ordered by reported position size.

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