
NatWest Group plc
NWGNYSEFinancial ServicesBanks - Regional
Previous close
$18.62
+$0.31 · +1.69%
NWG company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
95
Deep Value
Momentum
48
Neutral
Sentiment
56
Mixed
Risk resilience
74
Moderate Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteNatWest Group plc is a leading financial institution that delivers a broad spectrum of banking and financial services to individual customers, businesses, corporations, and institutional clients across the United Kingdom and globally. The company's operations are divided into several key divisions: Retail Banking addresses consumer needs by providing essential banking products like current accounts, home mortgages, unsecured personal loans, and savings options, alongside extensive mobile and online banking capabilities. Commercial Banking offers bespoke banking and financing solutions, supporting entities ranging from new start-ups and small-to-medium-sized enterprises (SMEs) to larger commercial and corporate organizations. Private Banking specializes in offering exclusive private banking and wealth management services for affluent individuals and their business ventures. RBS International focuses on providing various banking products and services specifically for institutional customers, in addition to managing wholesale branches and fund depositary services. NatWest Markets assists corporate and institutional clients in the strategic management of financial risks, guiding them towards achieving their immediate and long-term financial aspirations. The company boasts a significant physical footprint, with approximately 800 branches and an additional 16,000 points of presence. Established in 1727, NatWest Group plc, which was formerly known as The Royal Bank of Scotland Group plc until its name change in July 2020, is headquartered in Edinburgh, United Kingdom.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- GB
- CEO
- John-Paul Thwaite
- Listed since
- Oct 18, 2007
- Employees
- 59,000
Market position
Day range
Current $18.62
52-week range
Current $18.62
- Open
- $18.575
- Previous close
- $18.31
- Volume
- 1.93M
- 0.46× average
- Average volume
- 4.18M
- Average daily volume
- Market cap
- 37.07B USD
- Beta
- 0.82
- Market reference 1
- 50-day average
- $18.017
- +3.35% above average
- 200-day average
- $16.7448
- +11.20% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 12.62B GBP
- P/E (TTM)
- 7.2×
- P/B (TTM)
- 1.41×
- P/S (TTM)
- 1.82×
- EV / EBITDA
- 1.42×
- Earnings yield
- 22.30%
- Free cash flow yield
- 22.15%
- Dividend yield
- 1.75%
Profitability & efficiency
- Gross margin
- 58.37%
- Operating margin
- 28.18%
- Net margin
- 21.17%
- Return on equity
- 13.69%
- Return on assets
- 0.82%
- Return on invested capital
- 2.49%
Financial health
- Debt / equity
- 4.29×
- Current ratio
- 0.2×
- Altman Z-score
- -0.5
- Piotroski F-score
- 5 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (GBP) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 29.48B GBP | 28.57B GBP | 24.76B GBP | 16.15B GBP | 12.04B GBP |
| Cost of goods sold | 12.87B GBP | 13.91B GBP | 9.98B GBP | 2.8B GBP | 1.7B GBP |
| Gross profit | 16.61B GBP | 14.65B GBP | 14.78B GBP | 13.35B GBP | 10.34B GBP |
| Selling, general, and administrative | 1.42B GBP | 1.45B GBP | 1.61B GBP | 1.59B GBP | 1.46B GBP |
| Operating expenses | 8.9B GBP | 8.46B GBP | 8.61B GBP | 8.22B GBP | 6.5B GBP |
| Interest income | 25.7B GBP | 25.19B GBP | 21.03B GBP | 12.64B GBP | 9.23B GBP |
| Interest expense | 12.87B GBP | 13.91B GBP | 9.98B GBP | 2.8B GBP | 1.7B GBP |
| Depreciation and amortization | 1.15B GBP | 1.06B GBP | 934M GBP | 833M GBP | 923M GBP |
| Operating income | 7.71B GBP | 6.2B GBP | 6.18B GBP | 5.13B GBP | 3.84B GBP |
| Net income | 5.83B GBP | 4.8B GBP | 4.64B GBP | 3.59B GBP | 3.27B GBP |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 100%
- 11 beats, 0 misses, 0 met estimates
- Average EPS surprise
- +26.18%
- 11 comparable reports
- Latest EPS result
- 0.54
- Estimate 0.45 · Beat by 20.00%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$18.20
2.26% downsideRating distribution
6 ratingsCorporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Aug 30, 2022 | 13:14 | — | — |
Stock split | Nov 7, 2008 | 1:20 | — | — |
Stock split | Sep 10, 2008 | 41:40 | — | — |
Effective Aug 30, 2022
13:14
Effective Nov 7, 2008
1:20
Effective Sep 10, 2008
41:40
NWG peers
ETFs holding NWG
Funds reporting this stock among their holdings, ordered by reported position size.
State Street SPDR Portfolio Developed World ex-US ETFSPDW90.96M0.22%41.92B USD0.03%$52.02+0.79%
Avantis International Equity ETFAVDE54.72M0.29%19.1B USD0.23%$94.26+0.87%
Dimensional - International Value ETFDFIV39.03M0.18%22.06B USD0.27%$58.31+0.88%
John Hancock Investments - Disciplined Value International Select ETFJDVI22.94M3.24%800.88M USD0.69%$41.50+1.39%
Dimensional - International Core Equity 2 ETFDFIC22.2M0.14%15.43B USD0.22%$39.405+0.83%
Avantis International Large Cap Value ETFAVIV20.5M0.99%2.09B USD0.25%$83.50+0.81%
Fidelity Enhanced International ETFFENI12.04M0.11%10.96B USD0.28%$41.72+0.77%
ActivePassive International Equity ETFAPIE5.48M0.47%953.79M USD0.45%$39.766+1.16%
State Street SPDR Portfolio Developed World ex-US ETFSPDW- Market value
- 90.96M
- Weight
- 0.22%
- AUM
- 41.92B USD
- Expense ratio
- 0.03%
- Price / 1D
- $52.02+0.79%
Avantis International Equity ETFAVDE- Market value
- 54.72M
- Weight
- 0.29%
- AUM
- 19.1B USD
- Expense ratio
- 0.23%
- Price / 1D
- $94.26+0.87%
Dimensional - International Value ETFDFIV- Market value
- 39.03M
- Weight
- 0.18%
- AUM
- 22.06B USD
- Expense ratio
- 0.27%
- Price / 1D
- $58.31+0.88%
John Hancock Investments - Disciplined Value International Select ETFJDVI- Market value
- 22.94M
- Weight
- 3.24%
- AUM
- 800.88M USD
- Expense ratio
- 0.69%
- Price / 1D
- $41.50+1.39%
Dimensional - International Core Equity 2 ETFDFIC- Market value
- 22.2M
- Weight
- 0.14%
- AUM
- 15.43B USD
- Expense ratio
- 0.22%
- Price / 1D
- $39.405+0.83%
Avantis International Large Cap Value ETFAVIV- Market value
- 20.5M
- Weight
- 0.99%
- AUM
- 2.09B USD
- Expense ratio
- 0.25%
- Price / 1D
- $83.50+0.81%
Fidelity Enhanced International ETFFENI- Market value
- 12.04M
- Weight
- 0.11%
- AUM
- 10.96B USD
- Expense ratio
- 0.28%
- Price / 1D
- $41.72+0.77%
ActivePassive International Equity ETFAPIE- Market value
- 5.48M
- Weight
- 0.47%
- AUM
- 953.79M USD
- Expense ratio
- 0.45%
- Price / 1D
- $39.766+1.16%
Continue in GoAI
Research NWGresearch.disclaimer





