
Origin Bancorp, Inc.
OBKNYSEFinancial ServicesBanks - Regional
Previous close
$52.89
+$0.13 · +0.25%
Pre-market
$52.68
−$0.21 · -0.40%
Aug 24, 5:58 AM ET
OBK company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
56
Fair Value
Momentum
54
Neutral
Sentiment
59
Mixed
Risk resilience
78
Moderate Risk
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Company profile
Company websiteOrigin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Customers benefit from an extensive suite of digital and convenience services, such as internet banking, voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit boxes, U.S. savings bonds, and automated account transfer services. Additionally, advanced services like treasury management, mortgage origination and servicing, peer-to-peer electronic payment solutions, and personal financial management tools are available. Established in 1912, the firm's corporate headquarters are located in Ruston, Louisiana.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Drake D. Mills
- Listed since
- May 8, 2018
- Employees
- 988
Market position
Day range
Current $52.89
52-week range
Current $52.89
- Open
- $53.37
- Previous close
- $52.76
- Volume
- 160.93K
- 0.96× average
- Average volume
- 167.61K
- Average daily volume
- Market cap
- 1.63B USD
- Beta
- 0.71
- Market reference 1
- 50-day average
- $52.2836
- +1.16% above average
- 200-day average
- $44.4612
- +18.96% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.12B USD
- P/E (TTM)
- 16.37×
- P/B (TTM)
- 1.27×
- P/S (TTM)
- 2.67×
- EV / EBITDA
- 9.87×
- Earnings yield
- 6.50%
- Free cash flow yield
- 13.06%
- Dividend yield
- 1.51%
Profitability & efficiency
- Gross margin
- 62.41%
- Operating margin
- 21.26%
- Net margin
- 16.31%
- Return on equity
- 6.03%
- Return on assets
- 0.77%
- Return on invested capital
- -4.89%
Financial health
- Debt / equity
- 0.11×
- Current ratio
- 0.05×
- Altman Z-score
- -0.72
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 598.6M USD | 616.8M USD | 576.69M USD | 377.78M USD | 290.46M USD |
| Cost of goods sold | 250.1M USD | 271.67M USD | 240.59M USD | 76.02M USD | 14.64M USD |
| Gross profit | 348.51M USD | 345.13M USD | 336.1M USD | 301.76M USD | 275.82M USD |
| Selling, general, and administrative | 156.45M USD | 154.97M USD | 144.81M USD | 123.4M USD | 96.46M USD |
| Operating expenses | 249.71M USD | 247.87M USD | 230.18M USD | 194.32M USD | 143.39M USD |
| Interest income | 537.96M USD | 564.59M USD | 523.39M USD | 326.6M USD | 241.66M USD |
| Interest expense | 206.97M USD | 264.22M USD | 223.83M USD | 51.33M USD | 25.4M USD |
| Depreciation and amortization | 14.6M USD | 16.8M USD | 17.63M USD | 12.31M USD | 6.83M USD |
| Operating income | 98.8M USD | 97.26M USD | 105.92M USD | 107.44M USD | 132.43M USD |
| Net income | 75.2M USD | 76.49M USD | 83.8M USD | 87.72M USD | 108.55M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 45%
- 5 beats, 6 misses, 0 met estimates
- Average EPS surprise
- -9.77%
- 11 comparable reports
- Latest EPS result
- 1.09
- Estimate 1 · Beat by 9.44%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$55.00
3.99% upsideRating distribution
5 ratingsRecent analyst actions
OBK news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.60
2025 complete year+22.4% since 2021
2026 partial: $0.65
$0.49
2,021
$0.58
2,022
$0.60
2,023
$0.60
2,024
$0.60
2,025
$0.65
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 14, 2026 | $0.25Quarterly | Aug 14, 2026 | Aug 31, 2026 |
Dividend | May 15, 2026 | $0.25Quarterly | May 15, 2026 | May 29, 2026 |
Dividend | Feb 13, 2026 | $0.15Quarterly | Feb 13, 2026 | Feb 27, 2026 |
Dividend | Nov 14, 2025 | $0.15Quarterly | Nov 14, 2025 | Nov 28, 2025 |
Dividend | Aug 15, 2025 | $0.15Quarterly | Aug 15, 2025 | Aug 29, 2025 |
Dividend | May 15, 2025 | $0.15Quarterly | May 15, 2025 | May 30, 2025 |
Ex-dividend Aug 14, 2026
$0.25
Quarterly
Record Aug 14, 2026 · Payment Aug 31, 2026
Ex-dividend May 15, 2026
$0.25
Quarterly
Record May 15, 2026 · Payment May 29, 2026
Ex-dividend Feb 13, 2026
$0.15
Quarterly
Record Feb 13, 2026 · Payment Feb 27, 2026
Ex-dividend Nov 14, 2025
$0.15
Quarterly
Record Nov 14, 2025 · Payment Nov 28, 2025
Ex-dividend Aug 15, 2025
$0.15
Quarterly
Record Aug 15, 2025 · Payment Aug 29, 2025
Ex-dividend May 15, 2025
$0.15
Quarterly
Record May 15, 2025 · Payment May 30, 2025
OBK peers
ETFs holding OBK
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI52.01M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM40.23M0.05%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV27.39M0.09%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF18.29M0.02%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN14.3M0.10%14.66B USD0.24%$224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE12.05M0.30%4.06B USD0.35%$74.86+0.20%
Vanguard Russell 2000 ETFVTWO9.27M0.05%17.4B USD0.06%$121.25+0.74%
Dimensional - US Targeted Value ETFDFAT8.46M0.06%14.66B USD0.28%$71.67+0.67%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 52.01M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 40.23M
- Weight
- 0.05%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 27.39M
- Weight
- 0.09%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 18.29M
- Weight
- 0.02%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 14.3M
- Weight
- 0.10%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 12.05M
- Weight
- 0.30%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
Vanguard Russell 2000 ETFVTWO- Market value
- 9.27M
- Weight
- 0.05%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
Dimensional - US Targeted Value ETFDFAT- Market value
- 8.46M
- Weight
- 0.06%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
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