Orange County Bancorp, Inc. logo

Orange County Bancorp, Inc.

OBT

NASDAQFinancial ServicesBanks - Regional

Previous close

$37.99

−$0.15 · -0.39%

Aug 21, 4:00 PM ET

OBT company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

70

Undervalued

Momentum

52

Neutral

Sentiment

61

Bullish

Risk resilience

74

Moderate Risk

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Company profile

Company website

Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Michael J. Gilfeather
Listed since
Oct 15, 2003
Employees
235

Market position

Day range

Current $37.99

52-week range

Current $37.99

Open
$38.34
Previous close
$38.14
Volume
92.05K
1.47× average
Average volume
62.66K
Average daily volume
Market cap
509.37M USD
Beta
0.42
Market reference 1
50-day average
$37.5488
+1.18% above average
200-day average
$32.9844
+15.18% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
187.45M USD
EV / EBITDA
3.53×
Earnings yield
11.65%
Free cash flow yield
11.57%

Profitability & efficiency

Return on equity
14.63%
Return on assets
1.56%
Return on invested capital
11.92%

Financial health

Current ratio
0.16×
Altman Z-score
-0.39
Piotroski F-score
6 of 9

Earnings

Latest fiscal-year EPS
3.33
FY2025 · +34.82% year over year
Latest fiscal-year revenue
158.13M USD
FY2025 · +10.51% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend3.452.972.52.02FY21FY22FY23FY24FY25

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend166.34M133.49M100.64M67.78MFY21FY22FY23FY24FY25

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Recent analyst actions

1 institution

OBT news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.57

2025 complete year+42.5% since 2021

2026 partial: $0.36

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 4, 2026

$0.18

Quarterly

Record Jun 4, 2026 · Payment Jun 15, 2026

Dividend

Ex-dividend Mar 4, 2026

$0.18

Quarterly

Record Mar 4, 2026 · Payment Mar 16, 2026

Dividend

Ex-dividend Dec 4, 2025

$0.18

Quarterly

Record Dec 4, 2025 · Payment Dec 16, 2025

Dividend

Ex-dividend Sep 8, 2025

$0.13

Quarterly

Record Sep 8, 2025 · Payment Sep 16, 2025

Dividend

Ex-dividend Jun 4, 2025

$0.13

Quarterly

Record Jun 4, 2025 · Payment Jun 16, 2025

Dividend

Ex-dividend Mar 4, 2025

$0.13

Quarterly

Record Mar 4, 2025 · Payment Mar 17, 2025

OBT peers

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