
Orange County Bancorp, Inc.
OBTNASDAQFinancial ServicesBanks - Regional
Previous close
$37.99
−$0.15 · -0.39%
OBT company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
70
Undervalued
Momentum
52
Neutral
Sentiment
61
Bullish
Risk resilience
74
Moderate Risk
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Company profile
Company websiteOrange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Michael J. Gilfeather
- Listed since
- Oct 15, 2003
- Employees
- 235
Market position
Day range
Current $37.99
52-week range
Current $37.99
- Open
- $38.34
- Previous close
- $38.14
- Volume
- 92.05K
- 1.47× average
- Average volume
- 62.66K
- Average daily volume
- Market cap
- 509.37M USD
- Beta
- 0.42
- Market reference 1
- 50-day average
- $37.5488
- +1.18% above average
- 200-day average
- $32.9844
- +15.18% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 187.45M USD
- EV / EBITDA
- 3.53×
- Earnings yield
- 11.65%
- Free cash flow yield
- 11.57%
Profitability & efficiency
- Return on equity
- 14.63%
- Return on assets
- 1.56%
- Return on invested capital
- 11.92%
Financial health
- Current ratio
- 0.16×
- Altman Z-score
- -0.39
- Piotroski F-score
- 6 of 9
Earnings
- Latest fiscal-year EPS
- 3.33
- FY2025 · +34.82% year over year
- Latest fiscal-year revenue
- 158.13M USD
- FY2025 · +10.51% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Recent analyst actions
OBT news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.57
2025 complete year+42.5% since 2021
2026 partial: $0.36
$0.40
2,021
$0.415
2,022
$0.46
2,023
$0.47
2,024
$0.57
2,025
$0.36
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jun 4, 2026 | $0.18Quarterly | Jun 4, 2026 | Jun 15, 2026 |
Dividend | Mar 4, 2026 | $0.18Quarterly | Mar 4, 2026 | Mar 16, 2026 |
Dividend | Dec 4, 2025 | $0.18Quarterly | Dec 4, 2025 | Dec 16, 2025 |
Dividend | Sep 8, 2025 | $0.13Quarterly | Sep 8, 2025 | Sep 16, 2025 |
Dividend | Jun 4, 2025 | $0.13Quarterly | Jun 4, 2025 | Jun 16, 2025 |
Dividend | Mar 4, 2025 | $0.13Quarterly | Mar 4, 2025 | Mar 17, 2025 |
Ex-dividend Jun 4, 2026
$0.18
Quarterly
Record Jun 4, 2026 · Payment Jun 15, 2026
Ex-dividend Mar 4, 2026
$0.18
Quarterly
Record Mar 4, 2026 · Payment Mar 16, 2026
Ex-dividend Dec 4, 2025
$0.18
Quarterly
Record Dec 4, 2025 · Payment Dec 16, 2025
Ex-dividend Sep 8, 2025
$0.13
Quarterly
Record Sep 8, 2025 · Payment Sep 16, 2025
Ex-dividend Jun 4, 2025
$0.13
Quarterly
Record Jun 4, 2025 · Payment Jun 16, 2025
Ex-dividend Mar 4, 2025
$0.13
Quarterly
Record Mar 4, 2025 · Payment Mar 17, 2025
OBT peers
ETFs holding OBT
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI12.92M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM12.7M0.02%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV11.1M0.04%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF4.69M0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN2.99M0.02%14.66B USD0.24%$224.81+0.45%
Vanguard Russell 2000 ETFVTWO2.71M0.02%17.4B USD0.06%$121.25+0.74%
First Trust Dow Jones Select MicroCap Index FundFDM2.15M0.51%423.22M USD0.65%$92.96+0.50%
iShares Micro-Cap ETFIWC1.66M0.11%1.53B USD0.60%$198.39+1.10%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 12.92M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 12.7M
- Weight
- 0.02%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 11.1M
- Weight
- 0.04%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 4.69M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 2.99M
- Weight
- 0.02%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Russell 2000 ETFVTWO- Market value
- 2.71M
- Weight
- 0.02%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
First Trust Dow Jones Select MicroCap Index FundFDM- Market value
- 2.15M
- Weight
- 0.51%
- AUM
- 423.22M USD
- Expense ratio
- 0.65%
- Price / 1D
- $92.96+0.50%
iShares Micro-Cap ETFIWC- Market value
- 1.66M
- Weight
- 0.11%
- AUM
- 1.53B USD
- Expense ratio
- 0.60%
- Price / 1D
- $198.39+1.10%
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