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NASDAQFinancial ServicesBanks - Regional
Latest quote
$16.42
−$0.04 · -0.24%
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Previous close
$16.42
−$0.04 · -0.24%
After-hours
$16.8353
+$0.4153 · +2.53%
Oct 8, 7:30 PM ET
Regular session · ET · Market data may be delayed.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Day range
Current $16.42
52-week range
Current $16.42
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
63
Undervalued
Sentiment
62
Bullish
Risk
27
Moderate Risk
Momentum
47
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Day range
Current $16.42
52-week range
Current $16.42
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 655.6M USD | 687.95M USD | 636.96M USD | 485.3M USD | 388.84M USD |
| Cost of goods sold | 298.4M USD | 315.83M USD | 255.92M USD | 61.47M USD | 24.92M USD |
| Gross profit | 357.2M USD | 372.12M USD | 381.04M USD | 423.83M USD | 363.92M USD |
| Selling, general, and administrative | 20.74M USD | 14.65M USD | 151.2M USD | 142.22M USD | 128.34M USD |
| Operating expenses | 264.68M USD | 241.47M USD | 244.27M USD | 229.91M USD | 221.68M USD |
| Interest income | 642.45M USD | 642.17M USD | 607.97M USD | 431.18M USD | 342.09M USD |
| Interest expense | 282.23M USD | 308.14M USD | 238.24M USD | 53.7M USD | 36.75M USD |
| Depreciation and amortization | 13.93M USD | 14.54M USD | 16.4M USD | 16.48M USD | 14.88M USD |
| Operating income | 92.52M USD | 130.66M USD | 136.77M USD | 193.92M USD | 142.24M USD |
| Net income | 70.98M USD | 100.07M USD | 104.03M USD | 146.6M USD | 110.08M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$18.00
9.62% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI49M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM39.56M0.05%77.7B USD0.19%$277.57-0.05%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV30.18M0.11%26.69B USD0.33%$38.10+0.82%
State Street SPDR S&P Regional Banking ETFKRE22.58M0.63%3.44B USD0.35%$69.59+1.02%
Vanguard Extended Market ETFVXF18.81M0.02%95.4B USD0.05%$233.13-0.15%
Fidelity Enhanced Small Cap ETFFESM14.25M0.22%6.41B USD0.28%$45.25+0.07%
Dimensional - US Targeted Value ETFDFAT12.16M0.04%30B USD0.33%$67.56+0.72%
Dimensional - US Small Cap ETFDFAS12.1M0.04%33.66B USD0.31%$78.10+0.23%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMU.S. Small Cap Value Portfolio ETF Class SharesDFSVState Street SPDR S&P Regional Banking ETFKREVanguard Extended Market ETFVXFFidelity Enhanced Small Cap ETFFESMDimensional - US Targeted Value ETFDFATDimensional - US Small Cap ETFDFASAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
