
OneMain Holdings, Inc.
OMFNYSEFinancial ServicesFinancial - Credit Services
Previous close
$63.19
+$1.49 · +2.41%
OMF company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
99
Deep Value
Momentum
47
Neutral
Sentiment
49
Mixed
Risk resilience
66
Moderate Risk
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Company profile
Company websiteOneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Douglas H. Shulman
- Listed since
- Oct 16, 2013
- Employees
- 9,300
Market position
Day range
Current $63.19
52-week range
Current $63.19
- Open
- $62.23
- Previous close
- $61.70
- Volume
- 398.81K
- 0.37× average
- Average volume
- 1.07M
- Average daily volume
- Market cap
- 7.3B USD
- Beta
- 1.19
- Market reference 1
- 50-day average
- $61.1498
- +3.34% above average
- 200-day average
- $59.7792
- +5.71% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 29.81B USD
- P/E (TTM)
- 9.49×
- P/B (TTM)
- 2.16×
- P/S (TTM)
- 1.14×
- EV / EBITDA
- 23.14×
- Earnings yield
- 9.75%
- Free cash flow yield
- 38.99%
- Dividend yield
- 6.65%
Profitability & efficiency
- Gross margin
- 63.63%
- Operating margin
- 25.80%
- Net margin
- 12.17%
- Return on equity
- 23.02%
- Return on assets
- 2.86%
- Return on invested capital
- 2.86%
Financial health
- Debt / equity
- 6.73×
- Current ratio
- 0×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6.24B USD | 5.72B USD | 5.3B USD | 5.09B USD | 4.97B USD |
| Cost of goods sold | 3.27B USD | 3.23B USD | 2.74B USD | 2.29B USD | 1.53B USD |
| Gross profit | 2.97B USD | 2.5B USD | 2.56B USD | 2.8B USD | 3.44B USD |
| Selling, general, and administrative | 1.12B USD | 1.07B USD | 1.04B USD | 994M USD | 1.02B USD |
| Operating expenses | 1.97B USD | 1.83B USD | 1.72B USD | 1.64B USD | 1.7B USD |
| Interest income | 5.46B USD | 4.99B USD | 4.56B USD | 4.44B USD | 4.36B USD |
| Interest expense | 1.27B USD | 1.19B USD | 1.02B USD | 892M USD | 937M USD |
| Depreciation and amortization | 287M USD | 277M USD | 257M USD | 262M USD | 264M USD |
| Operating income | 1B USD | 667M USD | 840M USD | 1.16B USD | 1.74B USD |
| Net income | 783M USD | 509M USD | 641M USD | 872M USD | 1.31B USD |
Company facts updated Aug 24, 2026.
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$65.33
3.39% upsideRating distribution
31 ratingsCorporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$4.17
2025 complete year-56.3% since 2021
2026 partial: $3.15
$9.55
2,021
$3.80
2,022
$4.00
2,023
$4.12
2,024
$4.17
2,025
$3.15
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 10, 2026 | $1.05Quarterly | Aug 10, 2026 | Aug 14, 2026 |
Dividend | May 11, 2026 | $1.05Quarterly | May 11, 2026 | May 15, 2026 |
Dividend | Feb 17, 2026 | $1.05Quarterly | Feb 17, 2026 | Feb 23, 2026 |
Dividend | Nov 10, 2025 | $1.05Quarterly | Nov 10, 2025 | Nov 14, 2025 |
Dividend | Aug 4, 2025 | $1.04Quarterly | Aug 4, 2025 | Aug 13, 2025 |
Dividend | May 9, 2025 | $1.04Quarterly | May 9, 2025 | May 16, 2025 |
Ex-dividend Aug 10, 2026
$1.05
Quarterly
Record Aug 10, 2026 · Payment Aug 14, 2026
Ex-dividend May 11, 2026
$1.05
Quarterly
Record May 11, 2026 · Payment May 15, 2026
Ex-dividend Feb 17, 2026
$1.05
Quarterly
Record Feb 17, 2026 · Payment Feb 23, 2026
Ex-dividend Nov 10, 2025
$1.05
Quarterly
Record Nov 10, 2025 · Payment Nov 14, 2025
Ex-dividend Aug 4, 2025
$1.04
Quarterly
Record Aug 4, 2025 · Payment Aug 13, 2025
Ex-dividend May 9, 2025
$1.04
Quarterly
Record May 9, 2025 · Payment May 16, 2025
OMF peers
ETFs holding OMF
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI237.51M0.01%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB171.31M0.09%183.4B USD0.03%$304.76+0.64%
iShares Select Dividend ETFDVY150.04M0.63%23.86B USD0.38%$164.09-0.16%
Vanguard Morningstar Small-Cap Value ETFVBR108.81M0.16%68.3B USD0.05%$249.18+0.68%
Avantis U.S. Small Cap Value ETFAVUV91.5M0.29%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF83.26M0.09%93.7B USD0.05%$245.53+0.82%
Dimensional - US Targeted Value ETFDFAT51.77M0.36%14.66B USD0.28%$71.67+0.67%
Schwab U.S. Small-Cap ETFSCHA34.02M0.15%23.1B USD0.03%$34.83+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 237.51M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 171.31M
- Weight
- 0.09%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
iShares Select Dividend ETFDVY- Market value
- 150.04M
- Weight
- 0.63%
- AUM
- 23.86B USD
- Expense ratio
- 0.38%
- Price / 1D
- $164.09-0.16%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 108.81M
- Weight
- 0.16%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 91.5M
- Weight
- 0.29%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 83.26M
- Weight
- 0.09%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
Dimensional - US Targeted Value ETFDFAT- Market value
- 51.77M
- Weight
- 0.36%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
Schwab U.S. Small-Cap ETFSCHA- Market value
- 34.02M
- Weight
- 0.15%
- AUM
- 23.1B USD
- Expense ratio
- 0.03%
- Price / 1D
- $34.83+0.52%
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