
NYSEFinancial ServicesFinancial - Credit Services
Latest quote
$6.06
−$0.12 · -1.94%
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
Previous close
$6.06
−$0.12 · -1.94%
Pre-market
$6.00
−$0.06 · -0.99%
Oct 8, 6:09 AM ET
Regular session · ET · Market data may be delayed.
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
Day range
Current $6.06
52-week range
Current $6.06
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
90
Deep Value
Sentiment
65
Bullish
Risk
65
High Risk
Momentum
42
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
Day range
Current $6.06
52-week range
Current $6.06
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 597.05M USD | 525.96M USD | 508.95M USD | 452.86M USD | 350.57M USD |
| Cost of goods sold | 29.34M USD | 105.18M USD | 107.43M USD | 95.14M USD | 89.17M USD |
| Gross profit | 567.71M USD | 420.78M USD | 401.52M USD | 357.72M USD | 261.4M USD |
| Research and development | — | 21.17M USD | — | — | — |
| Selling, general, and administrative | 87.58M USD | 89.87M USD | 86.66M USD | 87.54M USD | 88.94M USD |
| Operating expenses | 374.46M USD | 326.24M USD | 355.16M USD | 364.06M USD | 204.14M USD |
| Interest income | 597.05M USD | — | — | — | — |
| Interest expense | 39.37M USD | 182.23M USD | 46.75M USD | 35.16M USD | 137K USD |
| Depreciation and amortization | 5.16M USD | 9.62M USD | 12.74M USD | 13.58M USD | 10.28M USD |
| Operating income | 193.25M USD | 94.54M USD | 46.36M USD | −6.34M USD | 57.26M USD |
| Net income | 26.33M USD | 7.26M USD | −1.01M USD | 7.1M USD | 25.55M USD |
Company facts updated Oct 8, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
Third-party consensus; not a GoAI recommendation.
Average target
$10.25
69.14% upsideCash distributions grouped by calendar year; partial years are marked.
$0.25
2025 complete year+108.3% since 2024
$0.12
2,024
$0.25
2,025
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Apr 8, 2025 | $0.25Special | Apr 8, 2025 | Apr 18, 2025 |
Dividend | Apr 18, 2024 | $0.12Special | Apr 19, 2024 | May 1, 2024 |
Ex-dividend Apr 8, 2025
$0.25
Special
Record Apr 8, 2025 · Payment Apr 18, 2025
Ex-dividend Apr 18, 2024
$0.12
Special
Record Apr 19, 2024 · Payment May 1, 2024
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI12.27M0.00%2.3T USD0.03%$381.03-0.40%
iShares Russell 2000 ETFIWM5.43M0.01%78.56B USD0.19%$277.7-1.29%
Vanguard Extended Market ETFVXF2.82M0.00%95.4B USD0.05%$233.49-1.56%
Dimensional - US Small Cap ETFDFAS2.32M0.01%33.66B USD0.31%$77.92-1.38%
iShares Russell 2000 Growth ETFIWO1.92M0.01%14.25B USD0.24%$355.37-1.43%
Avantis U.S. Small Cap Value ETFAVUV1.24M—30.86B USD0.25%$119.13-1.11%
VictoryShares Small Cap Free Cash Flow ETFSFLO1.07M0.13%806.72M USD0.56%$37.72-0.40%
Vanguard Russell 2000 ETFVTWO1.04M0.01%18B USD0.06%$112.21-1.26%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Extended Market ETFVXF
Dimensional - US Small Cap ETFDFAS
iShares Russell 2000 Growth ETFIWO
Avantis U.S. Small Cap Value ETFAVUV
VictoryShares Small Cap Free Cash Flow ETFSFLO
Vanguard Russell 2000 ETFVTWOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.