Oak Valley Bancorp logo

Oak Valley Bancorp

OVLY

NASDAQFinancial ServicesBanks - Regional

Previous close

$34.59

+$0.48 · +1.41%

Aug 21, 4:00 PM ET

Pre-market

$35.90

+$1.31 · +3.79%

Aug 24, 5:27 AM ET

OVLY company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

71

Undervalued

Momentum

44

Neutral

Sentiment

68

Bullish

Risk resilience

76

Moderate Risk

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Company profile

Company website

Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions. The institution's financial products encompass various deposit options, including checking, savings, money market, health savings accounts (HSAs), individual retirement accounts (IRAs), and certificates of deposit (CDs). For its lending activities, the bank extends financing for commercial real estate, general business operations, trade activities, and also facilitates Small Business Administration (SBA) loans. On the consumer side, loan offerings include vehicle financing, home mortgages, revolving lines of credit, and diverse personal loan solutions. Beyond these core services, the company provides a suite of conveniences such as online and mobile banking, remote deposit capture, merchant services, night depository facilities, extended operating hours, wire transfers, and note collection, complemented by automated teller machines. As of December 31, 2021, Oak Valley Bancorp's operational footprint included seventeen full-service branch offices across various Californian cities, specifically Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, and Sacramento. Founded in 1990, the company's corporate headquarters are situated in Oakdale, California.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Richard A. McCarty
Listed since
Oct 15, 2003
Employees
245

Market position

Day range

Current $34.59

52-week range

Current $34.59

Open
$34.36
Previous close
$34.11
Volume
57.15K
1.33× average
Average volume
42.99K
Average daily volume
Market cap
291.02M USD
Beta
0.22
Market reference 1
50-day average
$33.6894
+2.67% above average
200-day average
$32.2383
+7.29% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
44.69M USD
EV / EBITDA
1.41×
Earnings yield
9.65%
Free cash flow yield
9.91%

Profitability & efficiency

Return on equity
11.50%
Return on assets
1.18%
Return on invested capital
10.39%

Financial health

Current ratio
0.23×

OVLY peers

ETFs holding OVLY

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