PagSeguro Digital Ltd. logo

PagSeguro Digital Ltd.

PAGS

NYSEIndustrialsSpecialty Business Services

Latest quote

$8.78

+$0.265 · +3.07%

Aug 24, 12:25 PM ET

PAGS company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

95

Deep Value

Momentum

41

Neutral

Sentiment

50

Mixed

Risk resilience

59

Elevated Risk

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Company profile

Company website

PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

Industry
Specialty Business Services
Sector
Industrials
Headquarters
BR
CEO
Carlos Mauad
Listed since
Jan 24, 2018
Employees
7,044

Market position

Volume
973.59K
0.3× average
Average volume
3.26M
Average daily volume
Market cap
2.57B USD
Beta
1.28
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
58.07B BRL
P/E (TTM)
6.02×
P/B (TTM)
0.84×
P/S (TTM)
0.77×
EV / EBITDA
6.18×
Earnings yield
13.32%
Free cash flow yield
9.97%
Dividend yield
5.67%

Profitability & efficiency

Gross margin
43.24%
Operating margin
27.41%
Net margin
12.66%
Return on equity
14.19%
Return on assets
2.79%
Return on invested capital
9.83%

Financial health

Debt / equity
3.1×
Current ratio
1.36×
Altman Z-score
1.29
Piotroski F-score
5 of 9

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+6.61%
11 comparable reports
Latest EPS result
0.41
Estimate 0.39 · Beat by 5.40%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.470.40.320.25Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 20, 2025: actual 0.34, estimate 0.29, surprise +17.24%, Beat. Q2 2025, reported May 14, 2025: actual 0.31, estimate 0.29, surprise +6.90%, Beat. Q3 2025, reported Aug 14, 2025: actual 0.34, estimate 0.31, surprise +9.68%, Beat. Q4 2025, reported Nov 12, 2025: actual 0.36, estimate 0.36, surprise -0.08%, Miss. Q1 2026, reported Mar 4, 2026: actual 0.43, estimate 0.42, surprise +2.38%, Beat. Q2 2026, reported May 12, 2026: actual 0.39, estimate 0.4, surprise -2.50%, Miss. Q3 2026, reported Aug 11, 2026: actual 0.41, estimate 0.389, surprise +5.40%, Beat. Q4 2026, reported Nov 11, 2026: actual —, estimate 0.42, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.06B950.91M846.24M741.56MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 20, 2025: actual 825.15M USD, estimate 782.16M USD, surprise +5.50%, Beat. Q2 2025, reported May 14, 2025: actual 806.7M USD, estimate 897.06M USD, surprise -10.07%, Miss. Q3 2025, reported Aug 14, 2025: actual 900.42M USD, estimate 935.93M USD, surprise -3.79%, Miss. Q4 2025, reported Nov 12, 2025: actual 921.48M USD, estimate 953.04M USD, surprise -3.31%, Miss. Q1 2026, reported Mar 4, 2026: actual 982.79M USD, estimate 956.52M USD, surprise +2.75%, Beat. Q2 2026, reported May 12, 2026: actual 962.14M USD, estimate 952.64M USD, surprise +1.00%, Beat. Q3 2026, reported Aug 11, 2026: actual 979.42M USD, estimate 1B USD, surprise -2.24%, Miss. Q4 2026, reported Nov 11, 2026: actual —, estimate 1.01B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$11.45

28.87% upside
Past 12 months12-month forecastHigh $12.50Average $11.45Low $10.40

Rating distribution

24 ratings
Strong buy00%
Buy1563%
Hold833%
Sell14%
Strong sell00%

Recent analyst actions

12 institutions
B of A SecuritiesupgradeNeutralBuy
Itau BBAdowngradeOutperformMarket Perform

PAGS news

Corporate actions

Corporate action history

DividendUpcoming

Ex-dividend Sep 16, 2026

$0.28

Semi-Annual

Record Sep 16, 2026 · Payment Sep 30, 2026

Dividend

Ex-dividend Apr 22, 2026

$0.26

Annual

Record Apr 22, 2026 · Payment Jun 1, 2026

Dividend

Ex-dividend Jan 28, 2026

$0.12

Special

Record Jan 28, 2026 · Payment Feb 27, 2026

Dividend

Ex-dividend Oct 6, 2025

$0.12

Special

Record Oct 6, 2025 · Payment Nov 3, 2025

Dividend

Ex-dividend Jul 16, 2025

$0.12

Special

Record Jul 16, 2025 · Payment Aug 15, 2025

Dividend

Ex-dividend May 23, 2025

$0.14

Annual

Record May 23, 2025 · Payment Jun 6, 2025

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