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Paysign, Inc. logo

Paysign, Inc.

PAYS

NASDAQIndustrialsSpecialty Business Services

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Latest quote

$14.09

+$0.27 · +1.95%

Aug 21, 3:55 PM ET

PAYS company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

85

Deep Value

Momentum

71

Gaining

Sentiment

52

Mixed

Risk resilience

62

Moderate Risk

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Company profile

Company website

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. The company markets its prepaid card solutions under the Paysign brand. It serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.

Industry
Specialty Business Services
Sector
Industrials
Headquarters
US
CEO
Mark Newcomer
Listed since
Oct 10, 2007
Employees
226

Market position

Volume
984.02K
1.41× average
Average volume
695.95K
Average daily volume
Market cap
787.71M USD
Beta
0.76
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
273.26M USD
EV / EBITDA
14.89×
Earnings yield
2.69%
Free cash flow yield
18.28%

Profitability & efficiency

Return on equity
15.57%
Return on assets
2.73%
Return on invested capital
8.72%

Financial health

Current ratio
1.11×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends62%36%10%-16%Gross margin, FY2021: 49.93%Gross margin, FY2022: 55.09%Gross margin, FY2023: 51.06%Gross margin, FY2024: 55.15%Gross margin, FY2025: 49.25%Operating margin, FY2021: -9.30%Operating margin, FY2022: 0.91%Operating margin, FY2023: -0.35%Operating margin, FY2024: 1.75%Operating margin, FY2025: 8.83%Net margin, FY2021: -9.24%Net margin, FY2022: 2.70%Net margin, FY2023: 13.66%Net margin, FY2024: 6.54%Net margin, FY2025: 9.21%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 49.93%. Gross margin FY2022 55.09%. Gross margin FY2023 51.06%. Gross margin FY2024 55.15%. Gross margin FY2025 49.25%. Operating margin FY2021 -9.30%. Operating margin FY2022 0.91%. Operating margin FY2023 -0.35%. Operating margin FY2024 1.75%. Operating margin FY2025 8.83%. Net margin FY2021 -9.24%. Net margin FY2022 2.70%. Net margin FY2023 13.66%. Net margin FY2024 6.54%. Net margin FY2025 9.21%.

Income trends

Revenue

82.03M USD+40.50%

Operating income

7.24M USD+609.11%

Net income

7.55M USD+97.90%
Income trends across reported periods90.5M USD56.6M USD22.69M USD−11.22M USDRevenue, FY2021: 29.46M USDRevenue, FY2022: 38.03M USDRevenue, FY2023: 47.27M USDRevenue, FY2024: 58.38M USDRevenue, FY2025: 82.03M USDOperating income, FY2021: −2.74M USDOperating income, FY2022: 344.34K USDOperating income, FY2023: −167.26K USDOperating income, FY2024: 1.02M USDOperating income, FY2025: 7.24M USDNet income, FY2021: −2.72M USDNet income, FY2022: 1.03M USDNet income, FY2023: 6.46M USDNet income, FY2024: 3.82M USDNet income, FY2025: 7.55M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 29.46M USD. Revenue FY2022 38.03M USD. Revenue FY2023 47.27M USD. Revenue FY2024 58.38M USD. Revenue FY2025 82.03M USD. Operating income FY2021 −2.74M USD. Operating income FY2022 344.34K USD. Operating income FY2023 −167.26K USD. Operating income FY2024 1.02M USD. Operating income FY2025 7.24M USD. Net income FY2021 −2.72M USD. Net income FY2022 1.03M USD. Net income FY2023 6.46M USD. Net income FY2024 3.82M USD. Net income FY2025 7.55M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue82.03M USD58.38M USD47.27M USD38.03M USD29.46M USD
Cost of goods sold41.63M USD26.19M USD23.14M USD17.08M USD14.75M USD
Gross profit40.4M USD32.2M USD24.14M USD20.95M USD14.71M USD
Selling, general, and administrative33.15M USD25.18M USD20.28M USD18.16M USD15.83M USD
Operating expenses33.15M USD31.18M USD24.3M USD20.61M USD17.45M USD
Interest income2.67M USD3.12M USD2.53M USD790.92K USD28.3K USD
Depreciation and amortization8.32M USD5.99M USD4.03M USD2.91M USD2.5M USD
Operating income7.24M USD1.02M USD−167.26K USD344.34K USD−2.74M USD
Net income7.55M USD3.82M USD6.46M USD1.03M USD−2.72M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$13.33

5.39% downside
Past 12 months12-month forecastHigh $15.00Average $13.33Low $12.00

PAYS news

zacks.com

Are Business Services Stocks Lagging Paysign (PAYS) This Year?

Here is how Paysign, Inc. (PAYS) and Sezzle Inc. (SEZL) have performed compared to their sector so far this year.

Read source
defenseworld.net

Paysign, Inc. $PAYS Shares Acquired by Dimensional Fund Advisors LP

Dimensional Fund Advisors LP increased its stake in shares of Paysign, Inc. (NASDAQ: PAYS) by 16.8% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange…

Read source
zacks.com

3 Reasons Growth Investors Will Love Paysign (PAYS)

Paysign (PAYS) is well positioned to outperform the market, as it exhibits above-average growth in financials.

Read source
marketbeat.com

Paysign Q2 Earnings Call Highlights

Paysign NASDAQ: PAYS reported record second-quarter revenue, net income and adjusted EBITDA for 2026, driven primarily by continued expansion in its Patient Affordability business and improving utilization in its plasma…

Read source
seekingalpha.com

Paysign, Inc. (PAYS) Q2 2026 Earnings Call Transcript

Paysign, Inc. (PAYS) Q2 2026 Earnings Call Transcript

Read source
businesswire.com

Paysign Reports Record Second Quarter 2026 Revenue of $28.3 Million, Up 48%; Raises Full-Year Outlook

HENDERSON, Nev.--(BUSINESS WIRE)--Paysign, Inc. (NASDAQ: PAYS), a leading provider of prepaid card programs, comprehensive pharma patient affordability offerings, financial technology products and integrated payment…

Read source

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ETFs holding PAYS

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
16.27M
Weight
0.02%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
10.3M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 Growth ETF logoiShares Russell 2000 Growth ETFIWO
Market value
5.78M
Weight
0.04%
AUM
15.16B USD
Expense ratio
0.24%
Price / 1D
$387.37+1.24%
Ballast Small/Mid Cap ETF logoBallast Small/Mid Cap ETFMGMT
Market value
4.42M
Weight
2.52%
AUM
150.32M USD
Expense ratio
1.10%
Price / 1D
$51.655+0.45%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
3.67M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Invesco Dorsey Wright SmallCap Momentum ETF logoInvesco Dorsey Wright SmallCap Momentum ETFDWAS
Market value
3.25M
Weight
0.74%
AUM
434.69M USD
Expense ratio
0.60%
Price / 1D
$114.27+1.10%
Dimensional - US Small Cap ETF logoDimensional - US Small Cap ETFDFAS
Market value
2.58M
Weight
0.02%
AUM
15.92B USD
Expense ratio
0.26%
Price / 1D
$83.02+0.73%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
2.24M
Weight
0.01%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%

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