
NASDAQFinancial ServicesBanks - Regional
Latest quote
$17.40
−$0.22 · -1.25%
Pioneer Bancorp, Inc., founded in 1889 and based in Albany, New York, serves as the holding company for Pioneer Savings Bank. It offers a wide spectrum of financial products and services throughout New York. The company's banking services include various deposit options such as checking, savings, and money market accounts, as well as certificates of deposit. Its lending portfolio spans commercial real estate, commercial and industrial financing, commercial construction, residential mortgages for one-to-four family homes, home equity loans, home equity lines of credit, and consumer loans. Beyond traditional banking, Pioneer Bancorp allocates capital to U.S. governmental securities, fixed-rate collateralized mortgage obligations, mortgage-backed securities, investment-grade bonds with fixed rates, and equity securities. The organization also extends its offerings to include insurance products, providing coverage for homeowners, automobiles, and comprehensive business needs. Additionally, it delivers employee benefit solutions, encompassing group health, dental, disability, and life insurance, alongside administrative services for defined contribution and benefit plans, and human resource management. Wealth management services are also available, comprising investment guidance, retirement income and estate planning, business succession strategies, and employer retirement program development. With a network of 22 retail banking branches, the company serves clients across Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
Previous close
$17.40
−$0.22 · -1.25%
Regular session · ET · Market data may be delayed.
Pioneer Bancorp, Inc., founded in 1889 and based in Albany, New York, serves as the holding company for Pioneer Savings Bank. It offers a wide spectrum of financial products and services throughout New York. The company's banking services include various deposit options such as checking, savings, and money market accounts, as well as certificates of deposit. Its lending portfolio spans commercial real estate, commercial and industrial financing, commercial construction, residential mortgages for one-to-four family homes, home equity loans, home equity lines of credit, and consumer loans. Beyond traditional banking, Pioneer Bancorp allocates capital to U.S. governmental securities, fixed-rate collateralized mortgage obligations, mortgage-backed securities, investment-grade bonds with fixed rates, and equity securities. The organization also extends its offerings to include insurance products, providing coverage for homeowners, automobiles, and comprehensive business needs. Additionally, it delivers employee benefit solutions, encompassing group health, dental, disability, and life insurance, alongside administrative services for defined contribution and benefit plans, and human resource management. Wealth management services are also available, comprising investment guidance, retirement income and estate planning, business succession strategies, and employer retirement program development. With a network of 22 retail banking branches, the company serves clients across Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
Day range
Current $17.40
52-week range
Current $17.40
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
89
Deep Value
Sentiment
57
Mixed
Risk
37
Moderate Risk
Momentum
52
Neutral
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Thesis, catalysts, evidence, and risk analysis.
Pioneer Bancorp, Inc., founded in 1889 and based in Albany, New York, serves as the holding company for Pioneer Savings Bank. It offers a wide spectrum of financial products and services throughout New York. The company's banking services include various deposit options such as checking, savings, and money market accounts, as well as certificates of deposit. Its lending portfolio spans commercial real estate, commercial and industrial financing, commercial construction, residential mortgages for one-to-four family homes, home equity loans, home equity lines of credit, and consumer loans. Beyond traditional banking, Pioneer Bancorp allocates capital to U.S. governmental securities, fixed-rate collateralized mortgage obligations, mortgage-backed securities, investment-grade bonds with fixed rates, and equity securities. The organization also extends its offerings to include insurance products, providing coverage for homeowners, automobiles, and comprehensive business needs. Additionally, it delivers employee benefit solutions, encompassing group health, dental, disability, and life insurance, alongside administrative services for defined contribution and benefit plans, and human resource management. Wealth management services are also available, comprising investment guidance, retirement income and estate planning, business succession strategies, and employer retirement program development. With a network of 22 retail banking branches, the company serves clients across Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
Day range
Current $17.40
52-week range
Current $17.40
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 126.67M USD | 88.12M USD | 98.7M USD | 85.18M USD | 57.92M USD |
| Cost of goods sold | 34.08M USD | 16.51M USD | 24.5M USD | 5.49M USD | 914K USD |
| Gross profit | 92.59M USD | 88.12M USD | 74.19M USD | 79.69M USD | 57M USD |
| Selling, general, and administrative | 36.87M USD | 12.65M USD | 31.96M USD | 30.01M USD | 22.93M USD |
| Operating expenses | 66.1M USD | 55.26M USD | 54.78M USD | 51.83M USD | 43.66M USD |
| Interest income | 109.53M USD | 52.85M USD | 88.32M USD | 71.03M USD | 43.84M USD |
| Interest expense | 30.38M USD | 14.16M USD | 21.8M USD | 5.49M USD | 1.46M USD |
| Depreciation and amortization | 1.9M USD | 2.51M USD | 2.6M USD | 2.7M USD | 2.74M USD |
| Operating income | 26.49M USD | 32.86M USD | 19.41M USD | 27.86M USD | 13.34M USD |
| Net income | 20.29M USD | 19.2M USD | 15.26M USD | 21.95M USD | 10.28M USD |
Company facts updated Oct 11, 2026.
Recent quarterly results
Recent quarterly results
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI6.12M0.00%2.3T USD0.03%$381.94+0.63%
iShares Russell 2000 ETFIWM5.07M0.01%78.74B USD0.19%$278.94+0.49%
Vanguard Extended Market ETFVXF2.11M0.00%95.4B USD0.05%$235+0.80%
EA Bridgeway Omni Small-Cap Value ETFBSVO1.26M0.05%2.39B USD0.45%$28.37-0.64%
Dimensional - US Core Equity 2 ETFDFAC1.16M0.00%88.6B USD0.21%$45.33+0.49%
Vanguard Russell 2000 ETFVTWO1.06M0.01%18B USD0.06%$112.66+0.50%
Dimensional - US Targeted Value ETFDFAT944.03K0.00%30.12B USD0.33%$67.27-0.43%
iShares Micro-Cap ETFIWC590.38K0.04%1.32B USD0.60%$183+0.11%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Extended Market ETFVXF
EA Bridgeway Omni Small-Cap Value ETFBSVO
Dimensional - US Core Equity 2 ETFDFAC
Vanguard Russell 2000 ETFVTWO
Dimensional - US Targeted Value ETFDFAT
iShares Micro-Cap ETFIWCAI-generated and delayed market data for informational and educational purposes only. Not investment advice.