
NASDAQFinancial ServicesBanks - Regional
Latest quote
$44.25
+$0.47 · +1.07%
Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.
Latest quote
$44.25
+$0.47 · +1.07%
After-hours
$44.25
$0.00 · 0.00%
Oct 8, 4:43 PM ET
Regular session · ET · Market data may be delayed.
Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.
Day range
Current $44.25
52-week range
Current $44.25
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
93
Deep Value
Sentiment
61
Bullish
Risk
23
Moderate Risk
Momentum
47
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.
Day range
Current $44.25
52-week range
Current $44.25
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 114.6M USD | 97.79M USD | 85.78M USD | 70.72M USD | 63.88M USD |
| Cost of goods sold | 25.54M USD | 26.37M USD | 18.71M USD | 4.8M USD | 2.04M USD |
| Gross profit | 89.06M USD | 71.43M USD | 67.07M USD | 65.92M USD | 61.84M USD |
| Selling, general, and administrative | 37.19M USD | 29.76M USD | 28.14M USD | 27.28M USD | 25.46M USD |
| Operating expenses | 63.21M USD | 50.5M USD | 47.15M USD | 45.63M USD | 42.91M USD |
| Interest income | 83.62M USD | 80.73M USD | 71.86M USD | 54.43M USD | 47.18M USD |
| Interest expense | 24.6M USD | 26.65M USD | 17.14M USD | 3.32M USD | 3.21M USD |
| Depreciation and amortization | 2.74M USD | 2.89M USD | 3.13M USD | 6.03M USD | 5.57M USD |
| Operating income | 25.85M USD | 20.93M USD | 19.92M USD | 20.3M USD | 18.93M USD |
| Net income | 19.83M USD | 16.35M USD | 15.55M USD | 16.12M USD | 15.13M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Cash distributions grouped by calendar year; partial years are marked.
$0.96
2025 complete year+45.5% since 2021
2026 partial: $0.80
$0.66
2,021
$0.87
2,022
$0.91
2,023
$0.92
2,024
$0.96
2,025
$0.80
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 3, 2026 | $0.21Quarterly | Sep 3, 2026 | Sep 15, 2026 |
Dividend | Jun 3, 2026 | $0.21Quarterly | Jun 3, 2026 | Jun 15, 2026 |
Dividend | Mar 4, 2026 | $0.21Quarterly | Mar 4, 2026 | Mar 16, 2026 |
Dividend | Feb 4, 2026 | $0.17Special | Feb 4, 2026 | Feb 13, 2026 |
Dividend | Dec 3, 2025 | $0.20Quarterly | Dec 3, 2025 | Dec 15, 2025 |
Dividend | Sep 3, 2025 | $0.20Quarterly | Sep 3, 2025 | Sep 15, 2025 |
Ex-dividend Sep 3, 2026
$0.21
Quarterly
Record Sep 3, 2026 · Payment Sep 15, 2026
Ex-dividend Jun 3, 2026
$0.21
Quarterly
Record Jun 3, 2026 · Payment Jun 15, 2026
Ex-dividend Mar 4, 2026
$0.21
Quarterly
Record Mar 4, 2026 · Payment Mar 16, 2026
Ex-dividend Feb 4, 2026
$0.17
Special
Record Feb 4, 2026 · Payment Feb 13, 2026
Ex-dividend Dec 3, 2025
$0.20
Quarterly
Record Dec 3, 2025 · Payment Dec 15, 2025
Ex-dividend Sep 3, 2025
$0.20
Quarterly
Record Sep 3, 2025 · Payment Sep 15, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI6.06M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM5.82M0.01%77.7B USD0.19%$277.57-0.05%
Avantis U.S. Small Cap Value ETFAVUV4.28M0.01%30.54B USD0.25%$120.13+0.84%
Vanguard Extended Market ETFVXF2.47M0.00%95.4B USD0.05%$233.13-0.15%
Dimensional - US Targeted Value ETFDFAT1.83M0.01%30B USD0.33%$67.56+0.72%
EA Bridgeway Omni Small-Cap Value ETFBSVO1.82M0.08%2.43B USD0.45%$28.554+0.93%
Dimensional - US Small Cap ETFDFAS1.8M0.01%33.66B USD0.31%$78.10+0.23%
Vanguard Russell 2000 ETFVTWO1.14M0.01%18B USD0.06%$112.1-0.10%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Avantis U.S. Small Cap Value ETFAVUV
Vanguard Extended Market ETFVXF
Dimensional - US Targeted Value ETFDFAT
EA Bridgeway Omni Small-Cap Value ETFBSVO
Dimensional - US Small Cap ETFDFAS
Vanguard Russell 2000 ETFVTWOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.