
Plumas Bancorp
PLBCNASDAQFinancial ServicesBanks - Regional
Regular session
$61.4267
−$0.0733 · -0.12%
PLBC company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
93
Deep Value
Momentum
59
Neutral
Sentiment
68
Bullish
Risk resilience
77
Moderate Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websitePlumas Bancorp functions as the parent holding company for Plumas Bank, a financial institution that delivers a broad spectrum of banking products and services. Its clientele primarily consists of individuals, as well as small and mid-sized businesses, situated across Northeastern California and Northwestern Nevada. The bank's diverse deposit offerings include conventional checking, money market checking, specialized business and public funds sweep accounts, savings, time deposits, and various retirement accounts. On the lending side, Plumas Bank provides a comprehensive suite of options, such as term loans for real estate, commercial endeavors, and industrial operations; government-guaranteed and agricultural financing; revolving lines of credit; consumer loans like auto and home equity; funding for land development and construction projects; and Small Business Administration (SBA) loans. Beyond its core deposit and lending products, the company extends modern conveniences like remote deposit, telephone and mobile banking, and internet banking complete with bill-pay functionality. Additional services encompass cashier's checks, mail-in banking, automated teller machines (ATMs), night depositories, safe deposit boxes, direct deposit, electronic funds transfers, and other standard banking facilities. As of February 28, 2022, Plumas Bank operated through 14 full-service branches and 3 dedicated lending offices. Incorporated in 1980, Plumas Bancorp maintains its corporate headquarters in Reno, Nevada.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Andrew J. Ryback
- Listed since
- Dec 11, 2002
- Employees
- 238
Market position
Day range
Current $61.4267
52-week range
Current $61.4267
- Open
- $61.95
- Previous close
- $61.50
- Volume
- 19.78K
- 0.34× average
- Average volume
- 57.75K
- Average daily volume
- Market cap
- 427.78M USD
- Beta
- 0.59
- Market reference 1
- 50-day average
- $59.7776
- +2.76% above average
- 200-day average
- $51.4495
- +19.39% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 355.08M USD
- P/E (TTM)
- 11.93×
- P/B (TTM)
- 1.57×
- P/S (TTM)
- 3.27×
- EV / EBITDA
- 8.37×
- Earnings yield
- 10.29%
- Free cash flow yield
- 7.05%
- Dividend yield
- 2.10%
Profitability & efficiency
- Gross margin
- 81.67%
- Operating margin
- 39.03%
- Net margin
- 27.41%
- Return on equity
- 11.34%
- Return on assets
- 1.32%
- Return on invested capital
- 6.91%
Financial health
- Debt / equity
- 0.38×
- Current ratio
- 0.25×
- Altman Z-score
- 0.67
- Piotroski F-score
- 5 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 108.25M USD | 72.86M USD | 84.89M USD | 70.53M USD | 56.5M USD |
| Cost of goods sold | 20.73M USD | 11.83M USD | 7.57M USD | 2.55M USD | 2.26M USD |
| Gross profit | 87.52M USD | 61.03M USD | 77.32M USD | 67.99M USD | 54.24M USD |
| Selling, general, and administrative | 35.17M USD | 24.25M USD | 22.76M USD | 19.26M USD | 14.18M USD |
| Operating expenses | 47.93M USD | 22.03M USD | 37.11M USD | 32.32M USD | 25.75M USD |
| Interest income | 102.31M USD | 84.33M USD | 74.59M USD | 59.76M USD | 48.07M USD |
| Interest expense | 13.88M USD | 10.63M USD | 4.8M USD | 1.25M USD | 1.14M USD |
| Depreciation and amortization | 2.84M USD | 1.5M USD | 1.67M USD | 1.9M USD | 1.67M USD |
| Operating income | 39.59M USD | 39M USD | 40.21M USD | 35.67M USD | 28.49M USD |
| Net income | 29.62M USD | 28.62M USD | 29.78M USD | 26.44M USD | 21.01M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 70%
- 7 beats, 3 misses, 0 met estimates
- Average EPS surprise
- +3.75%
- 10 comparable reports
- Latest EPS result
- 1.41
- Estimate 1.37 · Beat by 2.92%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$66.33
7.98% upsideRating distribution
3 ratingsLimited analyst sample: 3 ratings. Interpret the distribution with caution.
Recent analyst actions
PLBC news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.20
2025 complete year+114.3% since 2021
2026 partial: $0.99
$0.56
2,021
$0.64
2,022
$1.00
2,023
$1.08
2,024
$1.20
2,025
$0.99
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 3, 2026 | $0.33Quarterly | Aug 3, 2026 | Aug 17, 2026 |
Dividend | May 1, 2026 | $0.33Quarterly | May 1, 2026 | May 15, 2026 |
Dividend | Feb 4, 2026 | $0.33Quarterly | Feb 4, 2026 | Feb 18, 2026 |
Dividend | Nov 3, 2025 | $0.30Quarterly | Nov 3, 2025 | Nov 17, 2025 |
Dividend | Aug 1, 2025 | $0.30Quarterly | Aug 1, 2025 | Aug 15, 2025 |
Dividend | May 1, 2025 | $0.30Quarterly | May 1, 2025 | May 15, 2025 |
Ex-dividend Aug 3, 2026
$0.33
Quarterly
Record Aug 3, 2026 · Payment Aug 17, 2026
Ex-dividend May 1, 2026
$0.33
Quarterly
Record May 1, 2026 · Payment May 15, 2026
Ex-dividend Feb 4, 2026
$0.33
Quarterly
Record Feb 4, 2026 · Payment Feb 18, 2026
Ex-dividend Nov 3, 2025
$0.30
Quarterly
Record Nov 3, 2025 · Payment Nov 17, 2025
Ex-dividend Aug 1, 2025
$0.30
Quarterly
Record Aug 1, 2025 · Payment Aug 15, 2025
Ex-dividend May 1, 2025
$0.30
Quarterly
Record May 1, 2025 · Payment May 15, 2025
PLBC peers
ETFs holding PLBC
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI12.12M0.00%2.3T USD0.03%$377.35-0.24%
iShares Russell 2000 ETFIWM10.95M0.01%81.62B USD0.19%$298.09-0.62%
Avantis U.S. Small Cap Value ETFAVUV8M0.03%31.27B USD0.25%$125.83-0.49%
Vanguard Extended Market ETFVXF4.57M0.00%93.7B USD0.05%$243.46-0.84%
iShares Russell 2000 Value ETFIWN4.12M0.03%14.66B USD0.24%$224.06-0.33%
Vanguard Russell 2000 ETFVTWO2.27M0.01%17.4B USD0.06%$120.52-0.61%
First Trust Dow Jones Select MicroCap Index FundFDM1.76M0.65%423.22M USD0.65%$92.885-0.08%
Dimensional - US Small Cap ETFDFAS1.44M0.01%15.92B USD0.26%$82.535-0.58%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 12.12M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $377.35-0.24%
iShares Russell 2000 ETFIWM- Market value
- 10.95M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $298.09-0.62%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 8M
- Weight
- 0.03%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $125.83-0.49%
Vanguard Extended Market ETFVXF- Market value
- 4.57M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $243.46-0.84%
iShares Russell 2000 Value ETFIWN- Market value
- 4.12M
- Weight
- 0.03%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.06-0.33%
Vanguard Russell 2000 ETFVTWO- Market value
- 2.27M
- Weight
- 0.01%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $120.52-0.61%
First Trust Dow Jones Select MicroCap Index FundFDM- Market value
- 1.76M
- Weight
- 0.65%
- AUM
- 423.22M USD
- Expense ratio
- 0.65%
- Price / 1D
- $92.885-0.08%
Dimensional - US Small Cap ETFDFAS- Market value
- 1.44M
- Weight
- 0.01%
- AUM
- 15.92B USD
- Expense ratio
- 0.26%
- Price / 1D
- $82.535-0.58%
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