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Pelagos Insurance Capital Limit

PLGO

NYSEFinancial ServicesInsurance - Diversified

Open in GoAI

Previous close

$24.04

+$0.15 · +0.63%

Aug 21, 4:00 PM ET

PLGO company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

86

Deep Value

Momentum

57

Neutral

Sentiment

57

Mixed

Risk resilience

80

Low Risk

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Company profile

Company website

Pelagos Insurance Capital Limited (PLGO) specializes in providing insurance and reinsurance services across strategic markets including Bermuda, the Republic of Ireland, and the United Kingdom. The company's operations are distinctly segmented into two primary areas: Insurance and Reinsurance. Within its Insurance segment, Pelagos offers a comprehensive array of products covering diverse risks such as property, marine, asset-backed finance, portfolio credit, aviation and aerospace, political risk, violence and terror, energy, and cyber, among other specialized insurance coverages. The Reinsurance segment, conversely, delivers solutions focused on property reinsurance, retrocession, and broad whole account reinsurance. Established in 2014, the firm officially adopted the name Pelagos Insurance Capital Limited in May 2026, having previously operated as Fidelis Insurance Holdings Limited. Its global headquarters are located in Pembroke, Bermuda.

Industry
Insurance - Diversified
Sector
Financial Services
Headquarters
BM
CEO
Daniel David Burrows
Listed since
Jun 29, 2023
Employees
108

Market position

Day range

Current $24.04

52-week range

Current $24.04

Open
$23.99
Previous close
$23.89
Volume
329.43K
0.74× average
Average volume
442.22K
Average daily volume
Market cap
2.06B USD
Beta
0.29
Market reference 1
50-day average
$24.5762
-2.18% below average
200-day average
$20.9616
+14.69% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
2.11B USD
P/E (TTM)
5.85×
P/B (TTM)
0.92×
P/S (TTM)
0.95×
EV / EBITDA
6.94×
Earnings yield
10.54%
Free cash flow yield
-19.14%
Dividend yield
2.50%

Profitability & efficiency

Gross margin
51.16%
Operating margin
21.27%
Net margin
18.54%
Return on equity
9.40%
Return on assets
1.81%
Return on invested capital
6.76%

Financial health

Debt / equity
0.32×
Current ratio
0.92×
Altman Z-score
1.18
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends71%46%22%-3%Gross margin, FY2021: 40.82%Gross margin, FY2022: 19.89%Gross margin, FY2023: 64.44%Gross margin, FY2024: 12.61%Gross margin, FY2025: 19.39%Operating margin, FY2021: 6.68%Operating margin, FY2022: 5.28%Operating margin, FY2023: 60.81%Operating margin, FY2024: 6.46%Operating margin, FY2025: 12.69%Net margin, FY2021: 5.80%Net margin, FY2022: 3.47%Net margin, FY2023: 63.34%Net margin, FY2024: 5.37%Net margin, FY2025: 10.38%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 40.82%. Gross margin FY2022 19.89%. Gross margin FY2023 64.44%. Gross margin FY2024 12.61%. Gross margin FY2025 19.39%. Operating margin FY2021 6.68%. Operating margin FY2022 5.28%. Operating margin FY2023 60.81%. Operating margin FY2024 6.46%. Operating margin FY2025 12.69%. Net margin FY2021 5.80%. Net margin FY2022 3.47%. Net margin FY2023 63.34%. Net margin FY2024 5.37%. Net margin FY2025 10.38%.

Income trends

Revenue

2.17B USD+2.92%

Operating income

275.6M USD+102.05%

Net income

225.5M USD+99.03%
Income trends across reported periods3.7B USD2.37B USD1.05B USD−278.82M USDRevenue, FY2021: 1.18B USDRevenue, FY2022: 1.52B USDRevenue, FY2023: 3.37B USDRevenue, FY2024: 2.11B USDRevenue, FY2025: 2.17B USDOperating income, FY2021: 78.7M USDOperating income, FY2022: 80.1M USDOperating income, FY2023: 2.05B USDOperating income, FY2024: 136.4M USDOperating income, FY2025: 275.6M USDNet income, FY2021: 68.3M USDNet income, FY2022: 52.6M USDNet income, FY2023: 2.13B USDNet income, FY2024: 113.3M USDNet income, FY2025: 225.5M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.18B USD. Revenue FY2022 1.52B USD. Revenue FY2023 3.37B USD. Revenue FY2024 2.11B USD. Revenue FY2025 2.17B USD. Operating income FY2021 78.7M USD. Operating income FY2022 80.1M USD. Operating income FY2023 2.05B USD. Operating income FY2024 136.4M USD. Operating income FY2025 275.6M USD. Net income FY2021 68.3M USD. Net income FY2022 52.6M USD. Net income FY2023 2.13B USD. Net income FY2024 113.3M USD. Net income FY2025 225.5M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue2.17B USD2.11B USD3.37B USD1.52B USD1.18B USD
Cost of goods sold1.75B USD1.84B USD1.2B USD1.21B USD696.8M USD
Gross profit421.1M USD266.1M USD2.17B USD301.6M USD480.6M USD
Selling, general, and administrative96.6M USD94.3M USD82.7M USD165.5M USD—
Operating expenses145.5M USD129.7M USD122.3M USD221.5M USD401.9M USD
Interest income192.6M USD195.8M USD123.5M USD44M USD—
Interest expense47.7M USD33.8M USD35.5M USD35.5M USD35.4M USD
Depreciation and amortization−19.2M USD−14M USD300K USD3.9M USD4.5M USD
Operating income275.6M USD136.4M USD2.05B USD80.1M USD78.7M USD
Net income225.5M USD113.3M USD2.13B USD52.6M USD68.3M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
70%
7 beats, 3 misses, 0 met estimates
Average EPS surprise
+9.13%
10 comparable reports
Latest EPS result
0.34
Estimate 0.88 · Miss by 61.32%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.390.52-0.36-1.23Q1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual -1.05, estimate -0.726, surprise -44.54%, Miss. Q2 2025, reported May 14, 2025: actual -0.41, estimate -0.466, surprise +12.11%, Beat. Q3 2025, reported Aug 13, 2025: actual 0.12, estimate -0.387, surprise +131.03%, Beat. Q4 2025, reported Nov 12, 2025: actual 1.21, estimate 1.19, surprise +1.68%, Beat. Q1 2026, reported Feb 25, 2026: actual 1.09, estimate 1.06, surprise +2.83%, Beat. Q2 2026, reported May 13, 2026: actual 0.94, estimate 0.75, surprise +25.33%, Beat. Q3 2026, reported Aug 12, 2026: actual 0.34, estimate 0.879, surprise -61.32%, Miss. Q4 2026, reported Nov 11, 2026: actual —, estimate 0.686, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.94B1.47B1.01B541.77MQ1 '25BeatQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual 953.7M USD, estimate 638.71M USD, surprise +49.32%, Beat. Q2 2025, reported May 14, 2025: actual 658.4M USD, estimate 685.07M USD, surprise -3.89%, Miss. Q3 2025, reported Aug 13, 2025: actual 1.22B USD, estimate 637.37M USD, surprise +91.25%, Beat. Q4 2025, reported Nov 12, 2025: actual 797.5M USD, estimate 638.6M USD, surprise +24.88%, Beat. Q1 2026, reported Feb 25, 2026: actual 978.2M USD, estimate 725.25M USD, surprise +34.88%, Beat. Q2 2026, reported May 13, 2026: actual 1.84B USD, estimate 903.16M USD, surprise +103.77%, Beat. Q3 2026, reported Aug 12, 2026: actual 1.3B USD, estimate 787.01M USD, surprise +64.78%, Beat. Q4 2026, reported Nov 11, 2026: actual —, estimate 703.02M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

7 ratings
Strong buy00%
Buy343%
Hold229%
Sell229%
Strong sell00%

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.50

2025 complete year+25.0% since 2024

2026 partial: $0.30

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 14, 2026

$0.15

Quarterly

Record Sep 14, 2026 · Payment Sep 25, 2026

Dividend

Ex-dividend Jun 15, 2026

$0.15

Quarterly

Record Jun 15, 2026 · Payment Jun 26, 2026

Dividend

Ex-dividend Mar 16, 2026

$0.15

Quarterly

Record Mar 16, 2026 · Payment Mar 27, 2026

Dividend

Ex-dividend Dec 10, 2025

$0.15

Quarterly

Record Dec 10, 2025 · Payment Dec 23, 2025

Dividend

Ex-dividend Sep 16, 2025

$0.15

Quarterly

Record Sep 16, 2025 · Payment Sep 26, 2025

Dividend

Ex-dividend Jun 16, 2025

$0.10

Quarterly

Record Jun 16, 2025 · Payment Jun 27, 2025

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Mastercard Incorporated logo

MA

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Bank of America Corporation logo

BAC

Bank of America Corporation

$61.69

-0.27%

ETFs holding PLGO

Funds reporting this stock among their holdings, ordered by reported position size.

Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
32M
Weight
0.10%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
29.74M
Weight
0.04%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Dimensional - US Small Cap Value ETF logoDimensional - US Small Cap Value ETFDFSV
Market value
11.62M
Weight
0.14%
AUM
8.42B USD
Expense ratio
0.30%
Price / 1D
$40.29+0.72%
EA Bridgeway Omni Small-Cap Value ETF logoEA Bridgeway Omni Small-Cap Value ETFBSVO
Market value
10.86M
Weight
0.44%
AUM
1.71B USD
Expense ratio
0.47%
Price / 1D
$29.62+0.85%
Dimensional - US Small Cap ETF logoDimensional - US Small Cap ETFDFAS
Market value
7.89M
Weight
0.05%
AUM
15.92B USD
Expense ratio
0.26%
Price / 1D
$83.02+0.73%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
6.23M
Weight
0.03%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
Dimensional - US Core Equity 2 ETF logoDimensional - US Core Equity 2 ETFDFAC
Market value
5.86M
Weight
0.01%
AUM
49.31B USD
Expense ratio
0.17%
Price / 1D
$45.61+0.46%
iShares Russell 2000 Growth ETF logoiShares Russell 2000 Growth ETFIWO
Market value
5.6M
Weight
0.04%
AUM
15.16B USD
Expense ratio
0.24%
Price / 1D
$387.37+1.24%

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