
Primerica, Inc.
PRINYSEFinancial ServicesInsurance - Life
Previous close
$295.82
−$2.04 · -0.68%
PRI company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
49
Fair Value
Momentum
62
Gaining
Sentiment
68
Bullish
Risk resilience
81
Low Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websitePrimerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.
- Industry
- Insurance - Life
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Glenn Jackson Williams
- Listed since
- Apr 1, 2010
- Employees
- 2,309
Market position
Day range
Current $295.82
52-week range
Current $295.82
- Open
- $298.89
- Previous close
- $297.86
- Volume
- 118.3K
- 0.61× average
- Average volume
- 193.55K
- Average daily volume
- Market cap
- 9.22B USD
- Beta
- 0.87
- Market reference 1
- 50-day average
- $303.07
- -2.39% below average
- 200-day average
- $272.31
- +8.64% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 9.49B USD
- EV / EBITDA
- 9.33×
- Earnings yield
- 8.91%
- Free cash flow yield
- 10.38%
Profitability & efficiency
- Return on equity
- 30.71%
- Return on assets
- 5.00%
- Return on invested capital
- 5.26%
Financial health
- Current ratio
- 6.59×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.23B USD | 3.09B USD | 2.75B USD | 2.66B USD | 2.71B USD |
| Cost of goods sold | 628.54M USD | 1.78B USD | 1.65B USD | 1.62B USD | 1.65B USD |
| Gross profit | 2.6B USD | 1.31B USD | 1.1B USD | 1.03B USD | 1.06B USD |
| Selling, general, and administrative | 950.39M USD | — | — | — | — |
| Operating expenses | 1.62B USD | 368.64M USD | 331.23M USD | 314.71M USD | 412.4M USD |
| Interest expense | 23.96M USD | 25.03M USD | 26.59M USD | 27.24M USD | 30.62M USD |
| Depreciation and amortization | 19.25M USD | 23.4M USD | 31.96M USD | 34.17M USD | 29.84M USD |
| Operating income | 974.56M USD | 939.25M USD | 771.74M USD | 718.66M USD | 643.53M USD |
| Net income | 751.23M USD | 470.52M USD | 576.6M USD | 472.07M USD | 477.36M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 22.91
- FY2025 · +67.10% year over year
- Latest fiscal-year revenue
- 3.23B USD
- FY2025 · +4.43% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$279.5
5.52% downsideRecent analyst actions
PRI news
PRI peers
ETFs holding PRI
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH334.31M0.26%125.92B USD0.05%$76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI320.01M0.01%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB230.85M0.12%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR146.68M0.21%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF114.89M0.12%93.7B USD0.05%$245.53+0.82%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY106.01M0.91%11.64B USD0.58%$43.87+0.46%
Invesco S&P MidCap Quality ETFXMHQ69.77M1.24%5.67B USD0.31%$119.27+0.45%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY68.02M0.26%26.72B USD0.23%$699.6+0.48%
iShares Core S&P Mid-Cap ETFIJH- Market value
- 334.31M
- Weight
- 0.26%
- AUM
- 125.92B USD
- Expense ratio
- 0.05%
- Price / 1D
- $76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 320.01M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 230.85M
- Weight
- 0.12%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 146.68M
- Weight
- 0.21%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 114.89M
- Weight
- 0.12%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY- Market value
- 106.01M
- Weight
- 0.91%
- AUM
- 11.64B USD
- Expense ratio
- 0.58%
- Price / 1D
- $43.87+0.46%
Invesco S&P MidCap Quality ETFXMHQ- Market value
- 69.77M
- Weight
- 1.24%
- AUM
- 5.67B USD
- Expense ratio
- 0.31%
- Price / 1D
- $119.27+0.45%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY- Market value
- 68.02M
- Weight
- 0.26%
- AUM
- 26.72B USD
- Expense ratio
- 0.23%
- Price / 1D
- $699.6+0.48%
Continue in GoAI
Research PRIresearch.disclaimer











