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Prudential Financial, Inc. 5.62 logo

Prudential Financial, Inc. 5.62

PRS

NYSEFinancial ServicesInsurance - Life

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Previous close

$20.47

−$0.16 · -0.78%

Aug 21, 4:00 PM ET

PRS company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

87

Deep Value

Momentum

42

Neutral

Sentiment

71

Bullish

Risk resilience

82

Low Risk

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Company profile

Company website

Prudential Financial, Inc. stands as a prominent provider of a broad spectrum of financial offerings, including insurance, investment management, and various other financial products and services. Its diverse operations are strategically organized into four principal segments: Prudential Investment Management, Inc. (PGIM), U.S. Businesses, International Businesses, and Corporate and Other Operations. The PGIM segment serves as its asset management arm, delivering diverse investment solutions. These solutions span public fixed income, equities, real estate debt and equity, private credit, alternative assets, and multi-asset strategies. Its U.S. Businesses division focuses on domestic clients, offering retirement planning solutions, group insurance products, and individual life insurance policies. The International Businesses segment is dedicated to expanding the company's global footprint, concentrating on strategic investments in its current operations and actively evaluating potential acquisition targets. Finally, the Corporate and Other Operations segment encompasses unallocated corporate functions and overarching initiatives that are not specifically assigned to the core business units. Established in 1875 by John Fairfield Dryden, Prudential Financial maintains its corporate headquarters in Newark, New Jersey.

Industry
Insurance - Life
Sector
Financial Services
Headquarters
US
CEO
Andrew F. Sullivan
Listed since
Aug 22, 2018
Employees
40,658

Market position

Day range

Current $20.47

52-week range

Current $20.47

Open
$20.56
Previous close
$20.63
Volume
49.54K
1.16× average
Average volume
42.67K
Average daily volume
Market cap
7.12B USD
Beta
0.31
Market reference 1
50-day average
$21.6832
-5.60% below average
200-day average
$23.099
-11.38% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
11.58B USD
P/E (TTM)
10.87×
P/B (TTM)
1.24×
P/S (TTM)
0.65×
EV / EBITDA
2.42×
Earnings yield
42.90%
Free cash flow yield
75.24%
Dividend yield
4.54%

Profitability & efficiency

Gross margin
30.76%
Operating margin
7.68%
Net margin
5.93%
Return on equity
11.02%
Return on assets
0.46%
Return on invested capital
0.68%

Financial health

Debt / equity
0.65×
Current ratio
0.61×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends44%27%10%-8%Gross margin, FY2021: 39.75%Gross margin, FY2022: 20.86%Gross margin, FY2023: 32.35%Gross margin, FY2024: 24.79%Gross margin, FY2025: 31.06%Operating margin, FY2021: 15.23%Operating margin, FY2022: -3.32%Operating margin, FY2023: 5.66%Operating margin, FY2024: 4.54%Operating margin, FY2025: 7.64%Net margin, FY2021: 12.46%Net margin, FY2022: -2.89%Net margin, FY2023: 4.58%Net margin, FY2024: 3.86%Net margin, FY2025: 5.87%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 39.75%. Gross margin FY2022 20.86%. Gross margin FY2023 32.35%. Gross margin FY2024 24.79%. Gross margin FY2025 31.06%. Operating margin FY2021 15.23%. Operating margin FY2022 -3.32%. Operating margin FY2023 5.66%. Operating margin FY2024 4.54%. Operating margin FY2025 7.64%. Net margin FY2021 12.46%. Net margin FY2022 -2.89%. Net margin FY2023 4.58%. Net margin FY2024 3.86%. Net margin FY2025 5.87%.

Income trends

Revenue

60.97B USD-13.74%

Operating income

4.66B USD+45.12%

Net income

3.58B USD+31.13%
Income trends across reported periods78.45B USD49.24B USD20.02B USD−9.2B USDRevenue, FY2021: 71.15B USDRevenue, FY2022: 56.99B USDRevenue, FY2023: 54.27B USDRevenue, FY2024: 70.68B USDRevenue, FY2025: 60.97B USDOperating income, FY2021: 10.84B USDOperating income, FY2022: −1.89B USDOperating income, FY2023: 3.07B USDOperating income, FY2024: 3.21B USDOperating income, FY2025: 4.66B USDNet income, FY2021: 8.87B USDNet income, FY2022: −1.65B USDNet income, FY2023: 2.49B USDNet income, FY2024: 2.73B USDNet income, FY2025: 3.58B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 71.15B USD. Revenue FY2022 56.99B USD. Revenue FY2023 54.27B USD. Revenue FY2024 70.68B USD. Revenue FY2025 60.97B USD. Operating income FY2021 10.84B USD. Operating income FY2022 −1.89B USD. Operating income FY2023 3.07B USD. Operating income FY2024 3.21B USD. Operating income FY2025 4.66B USD. Net income FY2021 8.87B USD. Net income FY2022 −1.65B USD. Net income FY2023 2.49B USD. Net income FY2024 2.73B USD. Net income FY2025 3.58B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue60.97B USD70.68B USD54.27B USD56.99B USD71.15B USD
Cost of goods sold42.03B USD53.16B USD36.71B USD45.1B USD42.87B USD
Gross profit18.94B USD17.52B USD17.56B USD11.89B USD28.28B USD
Selling, general, and administrative13.01B USD13.34B USD12.95B USD12.58B USD13.61B USD
Operating expenses14.28B USD14.31B USD14.48B USD13.78B USD17.45B USD
Interest expense2.11B USD————
Depreciation and amortization128M USD383M USD−70M USD117M USD206M USD
Operating income4.66B USD3.21B USD3.07B USD−1.89B USD10.84B USD
Net income3.58B USD2.73B USD2.49B USD−1.65B USD8.87B USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
+4.36%
11 comparable reports
Latest EPS result
4.08
Estimate 3.52 · Beat by 15.91%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates4.433.883.342.79Q1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 4, 2025: actual 2.96, estimate 3.24, surprise -8.64%, Miss. Q2 2025, reported Apr 30, 2025: actual 3.29, estimate 3.18, surprise +3.46%, Beat. Q3 2025, reported Jul 30, 2025: actual 3.58, estimate 3.22, surprise +11.18%, Beat. Q4 2025, reported Oct 29, 2025: actual 4.26, estimate 3.72, surprise +14.52%, Beat. Q1 2026, reported Feb 3, 2026: actual 3.3, estimate 3.37, surprise -2.08%, Miss. Q2 2026, reported May 5, 2026: actual 3.61, estimate 3.09, surprise +16.83%, Beat. Q3 2026, reported Aug 4, 2026: actual 4.08, estimate 3.52, surprise +15.91%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 3.41, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates16.89B15.38B13.87B12.36BQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 4, 2025: actual 13.01B USD, estimate 14.71B USD, surprise -11.56%, Miss. Q2 2025, reported Apr 30, 2025: actual 13.41B USD, estimate 14.44B USD, surprise -7.14%, Miss. Q3 2025, reported Jul 30, 2025: actual 13.51B USD, estimate 13.51B USD, surprise -0.03%, Miss. Q4 2025, reported Oct 29, 2025: actual 16.24B USD, estimate 14.14B USD, surprise +14.88%, Beat. Q1 2026, reported Feb 3, 2026: actual 14.52B USD, estimate 14.67B USD, surprise -1.02%, Miss. Q2 2026, reported May 5, 2026: actual 15.23B USD, estimate 14.1B USD, surprise +8.02%, Beat. Q3 2026, reported Aug 4, 2026: actual 14.82B USD, estimate 14.36B USD, surprise +3.20%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 14.88B USD, surprise —, Comparison unavailable.

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