Paysafe Limited logo

Paysafe Limited

PSFE

NYSETechnologySoftware - Infrastructure

Previous close

$6.87

+$0.28 · +4.25%

Aug 21, 4:00 PM ET

PSFE company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

65

Undervalued

Momentum

44

Neutral

Sentiment

58

Mixed

Risk resilience

27

High Risk

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Company profile

Company website

Paysafe Limited delivers comprehensive digital commerce solutions to a global clientele, including online businesses, small and medium-sized merchants, and individual consumers. The company operates through two main segments: US Acquiring and Digital Commerce. Under the brands Paysafe and Petroleum Card Services, the company provides secure, PCI-compliant services for payment acceptance and transaction processing. These core offerings encompass merchant acquiring, a suite of online processing tools, robust fraud and risk management, insightful data and analytics, point-of-sale (POS) systems, and merchant financing solutions. Beyond traditional processing, Paysafe offers a diverse range of innovative payment methods. This includes popular digital wallet services like Skrill and NETELLER, as well as its pay-by-bank solution, Rapid Transfer. The company also specializes in eCash solutions such as Paysafecash, which allows users to complete online purchases by paying in cash offline, and the prepaid paysafecard. Additionally, it offers a paysafecard prepaid Mastercard, linkable to a digital paysafecard account for broader purchasing capabilities. For online and software-integrated merchants, Paysafe develops integrated e-commerce capabilities. This includes an online toolkit designed to help businesses establish and scale their digital commerce presence, alongside turn-key payment gateway solutions that ensure vital connectivity between merchant websites and payment processing providers. Furthermore, Paysafe manages critical connections to various financial networks, including card processing networks, acquiring banks, and transaction processors. Its extensive services also cover gateway connectivity, shopping cart integration, advanced tokenization and encryption, sophisticated fraud and risk management systems, and support for a multitude of alternative payment methods and e-commerce platform integrations. Paysafe Limited is headquartered in London, United Kingdom.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
GB
CEO
Bruce F. Lowthers
Listed since
Oct 9, 2020
Employees
2,900

Market position

Day range

Current $6.87

52-week range

Current $6.87

Open
$6.655
Previous close
$6.59
Volume
295.15K
0.9× average
Average volume
328.88K
Average daily volume
Market cap
355.02M USD
Beta
1.75
Market reference 1
50-day average
$7.5716
-9.27% below average
200-day average
$7.6669
-10.39% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.78B USD
P/E (TTM)
-1.8×
P/B (TTM)
0.63×
P/S (TTM)
0.2×
EV / EBITDA
5.27×
Earnings yield
-38.83%
Free cash flow yield
47.57%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
44.31%
Operating margin
4.95%
Net margin
-11.82%
Return on equity
-27.86%
Return on assets
-3.80%
Return on invested capital
3.58%

Financial health

Debt / equity
4.47×
Current ratio
1.24×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends78%4%-70%-144%Gross margin, FY2021: 59.67%Gross margin, FY2022: 58.96%Gross margin, FY2023: 58.58%Gross margin, FY2024: 58.02%Gross margin, FY2025: 40.32%Operating margin, FY2021: -18.11%Operating margin, FY2022: -125.12%Operating margin, FY2023: 9.91%Operating margin, FY2024: 7.82%Operating margin, FY2025: 7.20%Net margin, FY2021: -7.46%Net margin, FY2022: -124.50%Net margin, FY2023: -1.26%Net margin, FY2024: 1.30%Net margin, FY2025: -10.73%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 59.67%. Gross margin FY2022 58.96%. Gross margin FY2023 58.58%. Gross margin FY2024 58.02%. Gross margin FY2025 40.32%. Operating margin FY2021 -18.11%. Operating margin FY2022 -125.12%. Operating margin FY2023 9.91%. Operating margin FY2024 7.82%. Operating margin FY2025 7.20%. Net margin FY2021 -7.46%. Net margin FY2022 -124.50%. Net margin FY2023 -1.26%. Net margin FY2024 1.30%. Net margin FY2025 -10.73%.

Income trends

Revenue

1.7B USD-0.20%

Operating income

122.44M USD-8.19%

Net income

−182.51M USD−204.67M USD
Income trends across reported periods2.06B USD631.8M USD−798.9M USD−2.23B USDRevenue, FY2021: 1.49B USDRevenue, FY2022: 1.5B USDRevenue, FY2023: 1.6B USDRevenue, FY2024: 1.7B USDRevenue, FY2025: 1.7B USDOperating income, FY2021: −269.27M USDOperating income, FY2022: −1.87B USDOperating income, FY2023: 158.66M USDOperating income, FY2024: 133.35M USDOperating income, FY2025: 122.44M USDNet income, FY2021: −110.95M USDNet income, FY2022: −1.86B USDNet income, FY2023: −20.25M USDNet income, FY2024: 22.16M USDNet income, FY2025: −182.51M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.49B USD. Revenue FY2022 1.5B USD. Revenue FY2023 1.6B USD. Revenue FY2024 1.7B USD. Revenue FY2025 1.7B USD. Operating income FY2021 −269.27M USD. Operating income FY2022 −1.87B USD. Operating income FY2023 158.66M USD. Operating income FY2024 133.35M USD. Operating income FY2025 122.44M USD. Net income FY2021 −110.95M USD. Net income FY2022 −1.86B USD. Net income FY2023 −20.25M USD. Net income FY2024 22.16M USD. Net income FY2025 −182.51M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.7B USD1.7B USD1.6B USD1.5B USD1.49B USD
Cost of goods sold1.02B USD715.76M USD663.21M USD614.03M USD599.78M USD
Gross profit686.08M USD989.07M USD937.93M USD882.11M USD887.24M USD
Research and development8.09M USD8.53M USD12.41M USD8.57M USD
Selling, general, and administrative563.65M USD
Operating expenses563.65M USD855.72M USD779.27M USD2.75B USD1.16B USD
Interest expense136.41M USD140.81M USD151.15M USD126.63M USD165.83M USD
Depreciation and amortization274.11M USD274.76M USD264.15M USD266.82M USD261.37M USD
Operating income122.44M USD133.35M USD158.66M USD−1.87B USD−269.27M USD
Net income−182.51M USD22.16M USD−20.25M USD−1.86B USD−110.95M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 4 misses, 1 met estimate
Average EPS surprise
+9.80%
11 comparable reports
Latest EPS result
0.43
Estimate 0.31 · Beat by 37.20%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.770.60.440.27Q1 '25MissQ2 '25MissQ3 '25MetQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 4, 2025: actual 0.48, estimate 0.68, surprise -29.41%, Miss. Q2 2025, reported May 13, 2025: actual 0.34, estimate 0.56, surprise -39.29%, Miss. Q3 2025, reported Aug 12, 2025: actual 0.46, estimate 0.46, surprise 0.00%, Met estimate. Q4 2025, reported Nov 13, 2025: actual 0.7, estimate 0.73, surprise -4.11%, Miss. Q1 2026, reported Mar 3, 2026: actual 0.46, estimate 0.36, surprise +27.78%, Beat. Q2 2026, reported May 13, 2026: actual 0.41, estimate 0.4, surprise +2.50%, Beat. Q3 2026, reported Aug 13, 2026: actual 0.43, estimate 0.313, surprise +37.20%, Beat. Q4 2026, reported Nov 12, 2026: actual —, estimate 0.601, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates467.07M439.06M411.05M383.04MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 4, 2025: actual 420.07M USD, estimate 423.89M USD, surprise -0.90%, Miss. Q2 2025, reported May 13, 2025: actual 401M USD, estimate 426.56M USD, surprise -5.99%, Miss. Q3 2025, reported Aug 12, 2025: actual 428.22M USD, estimate 440.67M USD, surprise -2.83%, Miss. Q4 2025, reported Nov 13, 2025: actual 433.82M USD, estimate 441.07M USD, surprise -1.65%, Miss. Q1 2026, reported Mar 3, 2026: actual 438.36M USD, estimate 441.05M USD, surprise -0.61%, Miss. Q2 2026, reported May 13, 2026: actual 442.72M USD, estimate 424.41M USD, surprise +4.31%, Beat. Q3 2026, reported Aug 13, 2026: actual 447.44M USD, estimate 446.85M USD, surprise +0.13%, Beat. Q4 2026, reported Nov 12, 2026: actual —, estimate 449.11M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$8.75

27.37% upside
Past 12 months12-month forecastHigh $12.00Average $8.75Low $7.00

Rating distribution

11 ratings
Strong buy00%
Buy436%
Hold436%
Sell327%
Strong sell00%

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