
RBB Bancorp
RBBNASDAQFinancial ServicesBanks - Regional
Previous close
$26.64
+$0.05 · +0.19%
Pre-market
$26.5537
−$0.0863 · -0.32%
Aug 24, 6:57 AM ET
RBB company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
79
Undervalued
Momentum
62
Gaining
Sentiment
69
Bullish
Risk resilience
73
Moderate Risk
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Company profile
Company websiteRBB Bancorp, founded in 2008 and headquartered in Los Angeles, California, functions as the parent entity for Royal Business Bank. The bank specializes in offering a comprehensive suite of financial products and banking services primarily to the Chinese-American, Korean-American, and other Asian-American populations. Its deposit offerings include checking, savings, and money market accounts, along with certificates of deposit. For lending, RBB Bancorp provides commercial and industrial lines of credit, term loans, mortgage warehouse facilities, and international trade discount financing. The institution also funds commercial real estate transactions, residential and commercial development, land acquisition, and construction projects, alongside offering Small Business Administration (SBA) loans and single-family residential mortgages. Furthermore, the bank delivers international banking services such as letters of credit, SWIFT transfers, export advisory, trade finance discounts, and foreign exchange. Modern conveniences like remote deposit, online banking, and mobile banking are also available. Its diverse client base spans individuals, businesses, municipalities, and various other organizations. As of December 31, 2021, RBB Bancorp maintained a network of 23 branch locations, situated in the Western region across Los Angeles, Orange, and Ventura Counties in California, Clark County in Nevada, and Honolulu, Hawaii, as well as in the Eastern region, including Manhattan, Brooklyn, and Queens in New York, Chicago, Illinois, and Edison, New Jersey.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Johnny Lee
- Listed since
- Jul 26, 2017
- Employees
- 369
Market position
Day range
Current $26.64
52-week range
Current $26.64
- Open
- $26.43
- Previous close
- $26.59
- Volume
- 90.86K
- 0.56× average
- Average volume
- 162.66K
- Average daily volume
- Market cap
- 451.17M USD
- Beta
- 1.02
- Market reference 1
- 50-day average
- $26.6104
- +0.11% above average
- 200-day average
- $23.0263
- +15.69% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 639.71M USD
- P/E (TTM)
- 10.92×
- P/B (TTM)
- 0.85×
- P/S (TTM)
- 1.86×
- EV / EBITDA
- 13.12×
- Earnings yield
- 9.08%
- Free cash flow yield
- 12.10%
- Dividend yield
- 2.40%
Profitability & efficiency
- Gross margin
- 54.45%
- Operating margin
- 23.06%
- Net margin
- 17.26%
- Return on equity
- 6.10%
- Return on assets
- 0.76%
- Return on invested capital
- 3.72%
Financial health
- Debt / equity
- 0.6×
- Current ratio
- 0.13×
- Altman Z-score
- 0.28
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 238M USD | 232M USD | 236.13M USD | 191.47M USD | 165.81M USD |
| Cost of goods sold | 119.2M USD | 127.15M USD | 105.22M USD | 36.35M USD | 26.68M USD |
| Gross profit | 118.8M USD | 104.84M USD | 130.91M USD | 155.11M USD | 139.13M USD |
| Selling, general, and administrative | 46.61M USD | 44.34M USD | 43.02M USD | 40M USD | 37.41M USD |
| Operating expenses | 76.66M USD | 69.16M USD | 70.66M USD | 63.77M USD | 58.19M USD |
| Interest income | 220.15M USD | 215.35M USD | 220.02M USD | 180.03M USD | 146.19M USD |
| Interest expense | 108.84M USD | 117.3M USD | 101.86M USD | 31.42M USD | 22.72M USD |
| Depreciation and amortization | 6.64M USD | 9.25M USD | 9.63M USD | 11.02M USD | 13.54M USD |
| Operating income | 42.13M USD | 35.68M USD | 60.25M USD | 91.35M USD | 80.94M USD |
| Net income | 31.95M USD | 26.67M USD | 42.47M USD | 64.33M USD | 56.91M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 82%
- 9 beats, 2 misses, 0 met estimates
- Average EPS surprise
- +12.35%
- 11 comparable reports
- Latest EPS result
- 0.59
- Estimate 0.54 · Beat by 10.07%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$29.00
8.86% upsideRating distribution
7 ratingsRBB peers
ETFs holding RBB
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis U.S. Small Cap Value ETFAVUV13.07M0.04%31.27B USD0.25%$126.45+0.66%
Vanguard Morningstar Total Stock Market ETFVTI12.87M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM12.16M0.02%81.62B USD0.19%$299.96+0.77%
iShares Russell 2000 Value ETFIWN4.38M0.03%14.66B USD0.24%$224.81+0.45%
Vanguard Extended Market ETFVXF3.76M0.00%93.7B USD0.05%$245.53+0.82%
Dimensional - US Targeted Value ETFDFAT2.75M0.02%14.66B USD0.28%$71.67+0.67%
EA Bridgeway Omni Small-Cap Value ETFBSVO2.71M0.11%1.71B USD0.47%$29.62+0.85%
Dimensional - US Small Cap Value ETFDFSV2.6M0.03%8.42B USD0.30%$40.29+0.72%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 13.07M
- Weight
- 0.04%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 12.87M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 12.16M
- Weight
- 0.02%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
iShares Russell 2000 Value ETFIWN- Market value
- 4.38M
- Weight
- 0.03%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Extended Market ETFVXF- Market value
- 3.76M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
Dimensional - US Targeted Value ETFDFAT- Market value
- 2.75M
- Weight
- 0.02%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 2.71M
- Weight
- 0.11%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 2.6M
- Weight
- 0.03%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29+0.72%
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