Radian Group Inc. logo

Radian Group Inc.

RDN

NYSEFinancial ServicesInsurance - Specialty

Previous close

$36.59

−$0.07 · -0.19%

Aug 21, 4:00 PM ET

RDN company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

88

Deep Value

Momentum

46

Neutral

Sentiment

73

Bullish

Risk resilience

83

Low Risk

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Company profile

Company website

Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.

Industry
Insurance - Specialty
Sector
Financial Services
Headquarters
US
CEO
Richard Gerald Thornberry
Listed since
Oct 30, 1992
Employees
900

Market position

Day range

Current $36.59

52-week range

Current $36.59

Open
$36.755
Previous close
$36.66
Volume
631.34K
0.51× average
Average volume
1.24M
Average daily volume
Market cap
4.87B USD
Beta
0.71
Market reference 1
50-day average
$37.3564
-2.05% below average
200-day average
$35.3493
+3.51% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
6.07B USD
P/E (TTM)
9.24×
P/B (TTM)
1.03×
P/S (TTM)
2.94×
EV / EBITDA
6.96×
Earnings yield
11.73%
Free cash flow yield
2.33%
Dividend yield
2.79%

Profitability & efficiency

Gross margin
79.38%
Operating margin
43.80%
Net margin
32.45%
Return on equity
12.19%
Return on assets
7.18%
Return on invested capital
9.37%

Financial health

Debt / equity
0.26×
Current ratio
4.28×
Altman Z-score
1.22
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends127%97%67%38%Gross margin, FY2021: 88.44%Gross margin, FY2022: 119.48%Gross margin, FY2023: 98.34%Gross margin, FY2024: 95.11%Gross margin, FY2025: 92.30%Operating margin, FY2021: 57.55%Operating margin, FY2022: 80.02%Operating margin, FY2023: 61.86%Operating margin, FY2024: 59.76%Operating margin, FY2025: 61.19%Net margin, FY2021: 45.20%Net margin, FY2022: 62.39%Net margin, FY2023: 48.62%Net margin, FY2024: 46.83%Net margin, FY2025: 46.73%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 88.44%. Gross margin FY2022 119.48%. Gross margin FY2023 98.34%. Gross margin FY2024 95.11%. Gross margin FY2025 92.30%. Operating margin FY2021 57.55%. Operating margin FY2022 80.02%. Operating margin FY2023 61.86%. Operating margin FY2024 59.76%. Operating margin FY2025 61.19%. Net margin FY2021 45.20%. Net margin FY2022 62.39%. Net margin FY2023 48.62%. Net margin FY2024 46.83%. Net margin FY2025 46.73%.

Income trends

Revenue

1.25B USD-3.36%

Operating income

763.15M USD-1.06%

Net income

582.8M USD-3.58%
Income trends across reported periods1.4B USD1.11B USD806.66M USD508.18M USDRevenue, FY2021: 1.33B USDRevenue, FY2022: 1.19B USDRevenue, FY2023: 1.24B USDRevenue, FY2024: 1.29B USDRevenue, FY2025: 1.25B USDOperating income, FY2021: 764.83M USDOperating income, FY2022: 952.78M USDOperating income, FY2023: 767.49M USDOperating income, FY2024: 771.29M USDOperating income, FY2025: 763.15M USDNet income, FY2021: 600.67M USDNet income, FY2022: 742.93M USDNet income, FY2023: 603.12M USDNet income, FY2024: 604.44M USDNet income, FY2025: 582.8M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.33B USD. Revenue FY2022 1.19B USD. Revenue FY2023 1.24B USD. Revenue FY2024 1.29B USD. Revenue FY2025 1.25B USD. Operating income FY2021 764.83M USD. Operating income FY2022 952.78M USD. Operating income FY2023 767.49M USD. Operating income FY2024 771.29M USD. Operating income FY2025 763.15M USD. Net income FY2021 600.67M USD. Net income FY2022 742.93M USD. Net income FY2023 603.12M USD. Net income FY2024 604.44M USD. Net income FY2025 582.8M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.25B USD1.29B USD1.24B USD1.19B USD1.33B USD
Cost of goods sold96.1M USD63.07M USD20.54M USD−231.96M USD153.62M USD
Gross profit1.15B USD1.23B USD1.22B USD1.42B USD1.18B USD
Selling, general, and administrative156.31M USD
Operating expenses387.5M USD456.29M USD452.56M USD469.91M USD410.56M USD
Interest income62.7M USD112K USD
Interest expense65.56M USD103.74M USD89.7M USD84.45M USD84.46M USD
Depreciation and amortization43.68M USD78.75M USD88.92M USD76.58M USD75.47M USD
Operating income763.15M USD771.29M USD767.49M USD952.78M USD764.83M USD
Net income582.8M USD604.44M USD603.12M USD742.93M USD600.67M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
91%
10 beats, 1 miss, 0 met estimates
Average EPS surprise
+9.15%
11 comparable reports
Latest EPS result
1.14
Estimate 1.34 · Miss by 14.93%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.391.221.040.87Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 5, 2025: actual 1.09, estimate 0.92, surprise +18.48%, Beat. Q2 2025, reported Apr 30, 2025: actual 0.99, estimate 0.95, surprise +4.21%, Beat. Q3 2025, reported Jul 30, 2025: actual 1.01, estimate 0.93, surprise +8.60%, Beat. Q4 2025, reported Nov 4, 2025: actual 1.15, estimate 0.95, surprise +21.05%, Beat. Q1 2026, reported Feb 18, 2026: actual 1.16, estimate 1.11, surprise +4.50%, Beat. Q2 2026, reported May 6, 2026: actual 1.27, estimate 1.17, surprise +8.55%, Beat. Q3 2026, reported Aug 5, 2026: actual 1.14, estimate 1.34, surprise -14.93%, Miss. Q4 2026, reported Nov 3, 2026: actual —, estimate 1.2, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates620.57M485.26M349.95M214.64MQ1 '25BeatQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 5, 2025: actual 316.33M USD, estimate 242.64M USD, surprise +30.37%, Beat. Q2 2025, reported Apr 30, 2025: actual 317.69M USD, estimate 321.59M USD, surprise -1.21%, Miss. Q3 2025, reported Jul 30, 2025: actual 317.82M USD, estimate 308.77M USD, surprise +2.93%, Beat. Q4 2025, reported Nov 4, 2025: actual 310.74M USD, estimate 308.85M USD, surprise +0.61%, Beat. Q1 2026, reported Feb 18, 2026: actual 300.51M USD, estimate 300.74M USD, surprise -0.08%, Miss. Q2 2026, reported May 6, 2026: actual 466M USD, estimate 415.59M USD, surprise +12.13%, Beat. Q3 2026, reported Aug 5, 2026: actual 574.96M USD, estimate 556.55M USD, surprise +3.31%, Beat. Q4 2026, reported Nov 3, 2026: actual —, estimate 592.58M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

22 ratings
Strong buy00%
Buy1359%
Hold941%
Sell00%
Strong sell00%

Corporate actions

Corporate action history

Stock split

Effective Jun 21, 2001

2:1

Stock split

Effective Dec 3, 1996

2:1

RDN peers

ETFs holding RDN

Funds reporting this stock among their holdings, ordered by reported position size.

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