
Radian Group Inc.
RDNNYSEFinancial ServicesInsurance - Specialty
Previous close
$36.59
−$0.07 · -0.19%
RDN company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
88
Deep Value
Momentum
46
Neutral
Sentiment
73
Bullish
Risk resilience
83
Low Risk
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Company profile
Company websiteOperating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
- Industry
- Insurance - Specialty
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Richard Gerald Thornberry
- Listed since
- Oct 30, 1992
- Employees
- 900
Market position
Day range
Current $36.59
52-week range
Current $36.59
- Open
- $36.755
- Previous close
- $36.66
- Volume
- 631.34K
- 0.51× average
- Average volume
- 1.24M
- Average daily volume
- Market cap
- 4.87B USD
- Beta
- 0.71
- Market reference 1
- 50-day average
- $37.3564
- -2.05% below average
- 200-day average
- $35.3493
- +3.51% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 6.07B USD
- P/E (TTM)
- 9.24×
- P/B (TTM)
- 1.03×
- P/S (TTM)
- 2.94×
- EV / EBITDA
- 6.96×
- Earnings yield
- 11.73%
- Free cash flow yield
- 2.33%
- Dividend yield
- 2.79%
Profitability & efficiency
- Gross margin
- 79.38%
- Operating margin
- 43.80%
- Net margin
- 32.45%
- Return on equity
- 12.19%
- Return on assets
- 7.18%
- Return on invested capital
- 9.37%
Financial health
- Debt / equity
- 0.26×
- Current ratio
- 4.28×
- Altman Z-score
- 1.22
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.25B USD | 1.29B USD | 1.24B USD | 1.19B USD | 1.33B USD |
| Cost of goods sold | 96.1M USD | 63.07M USD | 20.54M USD | −231.96M USD | 153.62M USD |
| Gross profit | 1.15B USD | 1.23B USD | 1.22B USD | 1.42B USD | 1.18B USD |
| Selling, general, and administrative | 156.31M USD | — | — | — | — |
| Operating expenses | 387.5M USD | 456.29M USD | 452.56M USD | 469.91M USD | 410.56M USD |
| Interest income | 62.7M USD | — | — | — | 112K USD |
| Interest expense | 65.56M USD | 103.74M USD | 89.7M USD | 84.45M USD | 84.46M USD |
| Depreciation and amortization | 43.68M USD | 78.75M USD | 88.92M USD | 76.58M USD | 75.47M USD |
| Operating income | 763.15M USD | 771.29M USD | 767.49M USD | 952.78M USD | 764.83M USD |
| Net income | 582.8M USD | 604.44M USD | 603.12M USD | 742.93M USD | 600.67M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 91%
- 10 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +9.15%
- 11 comparable reports
- Latest EPS result
- 1.14
- Estimate 1.34 · Miss by 14.93%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
22 ratingsCorporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Jun 21, 2001 | 2:1 | — | — |
Stock split | Dec 3, 1996 | 2:1 | — | — |
Effective Jun 21, 2001
2:1
Effective Dec 3, 1996
2:1
RDN peers
ETFs holding RDN
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR299.83M0.27%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI165.24M0.01%2.3T USD0.03%$378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV153.48M0.49%31.27B USD0.25%$126.45+0.66%
iShares Russell 2000 ETFIWM128.37M0.16%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB119.25M0.06%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR75.7M0.11%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF59.75M0.06%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN47.26M0.32%14.66B USD0.24%$224.81+0.45%
iShares Core S&P Small-Cap ETFIJR- Market value
- 299.83M
- Weight
- 0.27%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 165.24M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 153.48M
- Weight
- 0.49%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
iShares Russell 2000 ETFIWM- Market value
- 128.37M
- Weight
- 0.16%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 119.25M
- Weight
- 0.06%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 75.7M
- Weight
- 0.11%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 59.75M
- Weight
- 0.06%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 47.26M
- Weight
- 0.32%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
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