Regional Management Corp. (RM) stock price, financials & research | GoAI

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

74/ 100

GoAI Score

Buy

Valuation

94

Deep Value

Sentiment

73

Bullish

Risk

34

Moderate Risk

Momentum

70

Gaining

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Company profile

Industry: Financial - Credit Services
Sector: Financial Services
Headquarters: US

Market position

Day range

Current $33.20

$32.29$33.33

52-week range

Current $33.20

$29.89$44.30

Open: $32.48
Previous close: $32.80
Volume: 83.78K
Market cap: 305.71M USD
50-day average: $32.8556; +1.05% above average
200-day average: $35.7791; -7.21% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 2.02B USD
P/E (TTM): 6.67×
P/B (TTM): 0.79×
P/S (TTM): 0.46×
EV / EBITDA: 20.92×
Earnings yield: 11.54%
Free cash flow yield: 75.88%
Dividend yield: 3.61%

Profitability & efficiency

Gross margin: 75.65%
Operating margin: 19.24%
Net margin: 6.98%
Return on equity: 11.90%
Return on assets: 2.03%
Return on invested capital: 2.83%

Financial health

Debt / equity: 4.54×
Current ratio: 8.39×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

645.57M USD+9.70%

Operating income

80.36M USD+48.60%

Net income

44.41M USD+7.73%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	645.57M USD	588.5M USD	551.4M USD	507.19M USD	428.35M USD
Cost of goods sold	307.64M USD	286.73M USD	287.5M USD	219.34M USD	120.36M USD
Gross profit	337.93M USD	301.77M USD	263.9M USD	287.85M USD	307.99M USD
Selling, general, and administrative	240.47M USD	221.88M USD	218.09M USD	198.72M USD	171.39M USD
Operating expenses	257.58M USD	247.7M USD	243.12M USD	222.53M USD	195.51M USD
Interest income	578.95M USD	528.89M USD	489.7M USD	450.85M USD	382.54M USD
Interest expense	84.81M USD	74.53M USD	67.46M USD	34.22M USD	31.35M USD
Depreciation and amortization	16.25M USD	14.07M USD	14.63M USD	12.69M USD	11.65M USD
Operating income	80.36M USD	54.08M USD	20.78M USD	65.32M USD	112.47M USD
Net income	44.41M USD	41.23M USD	15.96M USD	51.22M USD	88.69M USD

Company facts updated Oct 8, 2026.

Earnings

EPS beat rate: 82%; 9 beats, 2 misses, 0 met estimates
Average EPS surprise: +21.13%; 11 comparable reports
Latest EPS result: 0.85; Estimate 0.81 · Beat by 5.20%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 4.45; FY2025 · +7.49% year over year
Latest fiscal-year revenue: 645.57M USD; FY2025 · +9.70% year over year
Next fiscal-year EPS consensus: 4.94; FY2026 · 2 analysts
Next fiscal-year revenue consensus: 689.69M USD; FY2026 · 2 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

16 ratings

Strong buy00%

Buy319%

Hold1275%

Sell16%

Strong sell00%

Recent analyst actions

3 institutions

RM peers

Berkshire Hathaway Inc.

BRK-A

Berkshire Hathaway Inc.

$759,193.73

+0.14%

Berkshire Hathaway Inc.

BRK-B

Berkshire Hathaway Inc.

$506.11

+0.11%

JPMorgan Chase & Co.

JPM

JPMorgan Chase & Co.

$329.58

-0.51%

Visa Inc.

V

Visa Inc.

$372.1

+0.39%

Mastercard Incorporated

MA

Mastercard Incorporated

$570.06

+0.61%

Bank of America Corporation

BAC

Bank of America Corporation

$53.52

-1.05%

ETFs holding RM

Funds reporting this stock among their holdings, ordered by reported position size.

ETFMarket valueWeightAUMExpense ratioPrice / 1D

Avantis U.S. Small Cap Value ETF

Avantis U.S. Small Cap Value ETFAVUV8.93M0.03%30.86B USD0.25%$119.13-1.11%

iShares Russell 2000 ETF

iShares Russell 2000 ETFIWM7.83M0.01%78.56B USD0.19%$277.7-1.29%

Vanguard Morningstar Total Stock Market ETF

Vanguard Morningstar Total Stock Market ETFVTI7.38M0.00%2.3T USD0.03%$381.03-0.40%

U.S. Small Cap Value Portfolio ETF Class Shares

U.S. Small Cap Value Portfolio ETF Class SharesDFSV7.03M0.03%26.69B USD0.33%$37.79-1.23%

Dimensional - US Targeted Value ETF

Dimensional - US Targeted Value ETFDFAT5.39M0.02%30B USD0.33%$67.08-1.29%

Dimensional - US Small Cap ETF

Dimensional - US Small Cap ETFDFAS3.67M0.01%33.66B USD0.31%$77.92-1.38%

Vanguard Extended Market ETF

Vanguard Extended Market ETFVXF3.2M0.00%95.4B USD0.05%$233.49-1.56%

Fidelity Enhanced Small Cap ETF

Fidelity Enhanced Small Cap ETFFESM2.5M0.04%6.41B USD0.28%$45.22-1.14%

Avantis U.S. Small Cap Value ETF

Avantis U.S. Small Cap Value ETFAVUV

Market value: 8.93M
Weight: 0.03%
AUM: 30.86B USD
Expense ratio: 0.25%
Price / 1D: $119.13-1.11%

iShares Russell 2000 ETF

iShares Russell 2000 ETFIWM

Market value: 7.83M
Weight: 0.01%
AUM: 78.56B USD
Expense ratio: 0.19%
Price / 1D: $277.7-1.29%

Vanguard Morningstar Total Stock Market ETF

Vanguard Morningstar Total Stock Market ETFVTI

Market value: 7.38M
Weight: 0.00%
AUM: 2.3T USD
Expense ratio: 0.03%
Price / 1D: $381.03-0.40%

U.S. Small Cap Value Portfolio ETF Class Shares

U.S. Small Cap Value Portfolio ETF Class SharesDFSV

Market value: 7.03M
Weight: 0.03%
AUM: 26.69B USD
Expense ratio: 0.33%
Price / 1D: $37.79-1.23%

Dimensional - US Targeted Value ETF

Dimensional - US Targeted Value ETFDFAT

Market value: 5.39M
Weight: 0.02%
AUM: 30B USD
Expense ratio: 0.33%
Price / 1D: $67.08-1.29%

Dimensional - US Small Cap ETF

Dimensional - US Small Cap ETFDFAS

Market value: 3.67M
Weight: 0.01%
AUM: 33.66B USD
Expense ratio: 0.31%
Price / 1D: $77.92-1.38%

Vanguard Extended Market ETF

Vanguard Extended Market ETFVXF

Market value: 3.2M
Weight: 0.00%
AUM: 95.4B USD
Expense ratio: 0.05%
Price / 1D: $233.49-1.56%

Fidelity Enhanced Small Cap ETF

Fidelity Enhanced Small Cap ETFFESM

Market value: 2.5M
Weight: 0.04%
AUM: 6.41B USD
Expense ratio: 0.28%
Price / 1D: $45.22-1.14%

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