
Renasant Corporation
RNSTNYSEFinancial ServicesBanks - Regional
Previous close
$41.50
−$0.33 · -0.79%
RNST company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
88
Deep Value
Momentum
53
Neutral
Sentiment
61
Bullish
Risk resilience
77
Moderate Risk
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Company profile
Company websiteRenasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and insurance services to both individual consumers and business clients. Its operations are organized into three primary segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers a wide range of banking solutions, including checking and savings accounts, alongside various lending products such as business and personal loans, asset-based lending, and equipment leasing. It also provides specialized commercial, financial, and agricultural loans; equipment financing and leasing; real estate mortgages for 1-4 family and commercial properties; construction loans for single-family, multi-family, and commercial developments; installment loans for individuals; and interim construction financing. Supplementary services include safe deposit boxes, night depositories, ATMs, online and mobile banking, call center support, and treasury management. The Insurance segment functions as an insurance agency, supplying commercial and personal insurance products through a network of insurance carriers. The Wealth Management segment is dedicated to comprehensive wealth management and fiduciary services. This encompasses the administration and management of diverse trust accounts, including personal, corporate benefit, and custodial accounts, along with their accounting and financial oversight. Investment options, such as annuities and mutual funds, are facilitated through a third-party broker-dealer. Additionally, this segment oversees qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated an extensive network of 189 banking, lending, and mortgage offices throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee. This infrastructure included 150 full-service branches, 11 limited-service branches, 173 ATMs, and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is based in Tupelo, Mississippi.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Kevin D. Chapman
- Listed since
- Apr 24, 1992
- Employees
- 3,000
Market position
Day range
Current $41.50
52-week range
Current $41.50
- Open
- $42.18
- Previous close
- $41.83
- Volume
- 380.94K
- 0.55× average
- Average volume
- 686.39K
- Average daily volume
- Market cap
- 3.79B USD
- Beta
- 1
- Market reference 1
- 50-day average
- $42.9348
- -3.34% below average
- 200-day average
- $39.0794
- +6.19% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 3.31B USD
- EV / EBITDA
- 13.63×
- Earnings yield
- 5.45%
- Free cash flow yield
- 7.15%
Profitability & efficiency
- Return on equity
- 4.67%
- Return on assets
- 0.68%
- Return on invested capital
- 0.68%
Financial health
- Current ratio
- 1.93×
- Altman Z-score
- 0.39
- Piotroski F-score
- 6 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.44B USD | 1.04B USD | 909.77M USD | 691.06M USD | 695.67M USD |
| Cost of goods sold | 565.75M USD | 384.85M USD | 293.59M USD | 84.38M USD | 42.52M USD |
| Gross profit | 878.39M USD | 653.18M USD | 616.19M USD | 606.68M USD | 653.15M USD |
| Selling, general, and administrative | 386.92M USD | 299.98M USD | 296.49M USD | 275.98M USD | 292.83M USD |
| Operating expenses | 651.66M USD | 408.21M USD | 439M USD | 395.37M USD | 430.33M USD |
| Interest income | 1.26B USD | 887.78M USD | 797.32M USD | 541.81M USD | 468.69M USD |
| Interest expense | 458.29M USD | 375.58M USD | 277.99M USD | 60.51M USD | 44.68M USD |
| Depreciation and amortization | 16.21M USD | 32.28M USD | 35.23M USD | 42.74M USD | 47.35M USD |
| Operating income | 226.73M USD | 244.97M USD | 177.19M USD | 211.31M USD | 222.83M USD |
| Net income | 181.27M USD | 195.46M USD | 144.68M USD | 166.07M USD | 175.89M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 2.07
- FY2025 · -36.70% year over year
- Latest fiscal-year revenue
- 1.44B USD
- FY2025 · +39.12% year over year
- Next fiscal-year EPS consensus
- 3.78
- FY2026 · 6 analysts
- Next fiscal-year revenue consensus
- 1.12B USD
- FY2026 · 5 analysts
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
16 ratingsRecent analyst actions
RNST news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.89
2025 complete year+1.1% since 2021
2026 partial: $0.47
$0.88
2,021
$0.88
2,022
$0.88
2,023
$0.88
2,024
$0.89
2,025
$0.47
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 16, 2026 | $0.24Quarterly | Sep 16, 2026 | Sep 30, 2026 |
Dividend | Jun 16, 2026 | $0.24Quarterly | Jun 16, 2026 | Jun 30, 2026 |
Dividend | Mar 17, 2026 | $0.23Quarterly | Mar 17, 2026 | Mar 31, 2026 |
Dividend | Dec 18, 2025 | $0.23Quarterly | Dec 18, 2025 | Jan 1, 2026 |
Dividend | Sep 16, 2025 | $0.22Quarterly | Sep 16, 2025 | Sep 30, 2025 |
Dividend | Jun 16, 2025 | $0.22Quarterly | Jun 16, 2025 | Jun 30, 2025 |
Ex-dividend Sep 16, 2026
$0.24
Quarterly
Record Sep 16, 2026 · Payment Sep 30, 2026
Ex-dividend Jun 16, 2026
$0.24
Quarterly
Record Jun 16, 2026 · Payment Jun 30, 2026
Ex-dividend Mar 17, 2026
$0.23
Quarterly
Record Mar 17, 2026 · Payment Mar 31, 2026
Ex-dividend Dec 18, 2025
$0.23
Quarterly
Record Dec 18, 2025 · Payment Jan 1, 2026
Ex-dividend Sep 16, 2025
$0.22
Quarterly
Record Sep 16, 2025 · Payment Sep 30, 2025
Ex-dividend Jun 16, 2025
$0.22
Quarterly
Record Jun 16, 2025 · Payment Jun 30, 2025
RNST peers
ETFs holding RNST
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR242.07M0.21%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI128.37M0.01%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM99.92M0.12%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB92.41M0.05%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR58.7M0.09%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF46.25M0.05%93.7B USD0.05%$245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE36.8M0.91%——$74.86+0.20%
iShares Russell 2000 Value ETFIWN36.34M0.25%14.66B USD0.24%$224.81+0.45%
iShares Core S&P Small-Cap ETFIJR- Market value
- 242.07M
- Weight
- 0.21%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 128.37M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 99.92M
- Weight
- 0.12%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 92.41M
- Weight
- 0.05%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 58.7M
- Weight
- 0.09%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 46.25M
- Weight
- 0.05%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 36.8M
- Weight
- 0.91%
- AUM
- —
- Expense ratio
- —
- Price / 1D
- $74.86+0.20%
iShares Russell 2000 Value ETFIWN- Market value
- 36.34M
- Weight
- 0.25%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
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