Renasant Corporation logo

Renasant Corporation

RNST

NYSEFinancial ServicesBanks - Regional

Previous close

$41.50

−$0.33 · -0.79%

Aug 21, 4:00 PM ET

RNST company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

88

Deep Value

Momentum

53

Neutral

Sentiment

61

Bullish

Risk resilience

77

Moderate Risk

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Company profile

Company website

Renasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and insurance services to both individual consumers and business clients. Its operations are organized into three primary segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers a wide range of banking solutions, including checking and savings accounts, alongside various lending products such as business and personal loans, asset-based lending, and equipment leasing. It also provides specialized commercial, financial, and agricultural loans; equipment financing and leasing; real estate mortgages for 1-4 family and commercial properties; construction loans for single-family, multi-family, and commercial developments; installment loans for individuals; and interim construction financing. Supplementary services include safe deposit boxes, night depositories, ATMs, online and mobile banking, call center support, and treasury management. The Insurance segment functions as an insurance agency, supplying commercial and personal insurance products through a network of insurance carriers. The Wealth Management segment is dedicated to comprehensive wealth management and fiduciary services. This encompasses the administration and management of diverse trust accounts, including personal, corporate benefit, and custodial accounts, along with their accounting and financial oversight. Investment options, such as annuities and mutual funds, are facilitated through a third-party broker-dealer. Additionally, this segment oversees qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated an extensive network of 189 banking, lending, and mortgage offices throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee. This infrastructure included 150 full-service branches, 11 limited-service branches, 173 ATMs, and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is based in Tupelo, Mississippi.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Kevin D. Chapman
Listed since
Apr 24, 1992
Employees
3,000

Market position

Day range

Current $41.50

52-week range

Current $41.50

Open
$42.18
Previous close
$41.83
Volume
380.94K
0.55× average
Average volume
686.39K
Average daily volume
Market cap
3.79B USD
Beta
1
Market reference 1
50-day average
$42.9348
-3.34% below average
200-day average
$39.0794
+6.19% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
3.31B USD
EV / EBITDA
13.63×
Earnings yield
5.45%
Free cash flow yield
7.15%

Profitability & efficiency

Return on equity
4.67%
Return on assets
0.68%
Return on invested capital
0.68%

Financial health

Current ratio
1.93×
Altman Z-score
0.39
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends102%69%37%4%Gross margin, FY2021: 93.89%Gross margin, FY2022: 87.79%Gross margin, FY2023: 67.73%Gross margin, FY2024: 62.92%Gross margin, FY2025: 60.82%Operating margin, FY2021: 32.03%Operating margin, FY2022: 30.58%Operating margin, FY2023: 19.48%Operating margin, FY2024: 23.60%Operating margin, FY2025: 15.70%Net margin, FY2021: 25.28%Net margin, FY2022: 24.03%Net margin, FY2023: 15.90%Net margin, FY2024: 18.83%Net margin, FY2025: 12.55%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 93.89%. Gross margin FY2022 87.79%. Gross margin FY2023 67.73%. Gross margin FY2024 62.92%. Gross margin FY2025 60.82%. Operating margin FY2021 32.03%. Operating margin FY2022 30.58%. Operating margin FY2023 19.48%. Operating margin FY2024 23.60%. Operating margin FY2025 15.70%. Net margin FY2021 25.28%. Net margin FY2022 24.03%. Net margin FY2023 15.90%. Net margin FY2024 18.83%. Net margin FY2025 12.55%.

Income trends

Revenue

1.44B USD+39.12%

Operating income

226.73M USD-7.44%

Net income

181.27M USD-7.26%
Income trends across reported periods1.57B USD1.05B USD534.52M USD14.73M USDRevenue, FY2021: 695.67M USDRevenue, FY2022: 691.06M USDRevenue, FY2023: 909.77M USDRevenue, FY2024: 1.04B USDRevenue, FY2025: 1.44B USDOperating income, FY2021: 222.83M USDOperating income, FY2022: 211.31M USDOperating income, FY2023: 177.19M USDOperating income, FY2024: 244.97M USDOperating income, FY2025: 226.73M USDNet income, FY2021: 175.89M USDNet income, FY2022: 166.07M USDNet income, FY2023: 144.68M USDNet income, FY2024: 195.46M USDNet income, FY2025: 181.27M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 695.67M USD. Revenue FY2022 691.06M USD. Revenue FY2023 909.77M USD. Revenue FY2024 1.04B USD. Revenue FY2025 1.44B USD. Operating income FY2021 222.83M USD. Operating income FY2022 211.31M USD. Operating income FY2023 177.19M USD. Operating income FY2024 244.97M USD. Operating income FY2025 226.73M USD. Net income FY2021 175.89M USD. Net income FY2022 166.07M USD. Net income FY2023 144.68M USD. Net income FY2024 195.46M USD. Net income FY2025 181.27M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.44B USD1.04B USD909.77M USD691.06M USD695.67M USD
Cost of goods sold565.75M USD384.85M USD293.59M USD84.38M USD42.52M USD
Gross profit878.39M USD653.18M USD616.19M USD606.68M USD653.15M USD
Selling, general, and administrative386.92M USD299.98M USD296.49M USD275.98M USD292.83M USD
Operating expenses651.66M USD408.21M USD439M USD395.37M USD430.33M USD
Interest income1.26B USD887.78M USD797.32M USD541.81M USD468.69M USD
Interest expense458.29M USD375.58M USD277.99M USD60.51M USD44.68M USD
Depreciation and amortization16.21M USD32.28M USD35.23M USD42.74M USD47.35M USD
Operating income226.73M USD244.97M USD177.19M USD211.31M USD222.83M USD
Net income181.27M USD195.46M USD144.68M USD166.07M USD175.89M USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
2.07
FY2025 · -36.70% year over year
Latest fiscal-year revenue
1.44B USD
FY2025 · +39.12% year over year
Next fiscal-year EPS consensus
3.78
FY2026 · 6 analysts
Next fiscal-year revenue consensus
1.12B USD
FY2026 · 5 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend4.183.412.651.88FY21FY22FY23FY24FY25FY26FY27

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend1.52B1.22B916.99M615.76MFY21FY22FY23FY24FY25FY26FY27

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

16 ratings
Strong buy16%
Buy956%
Hold638%
Sell00%
Strong sell00%

Recent analyst actions

7 institutions

RNST news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.89

2025 complete year+1.1% since 2021

2026 partial: $0.47

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 16, 2026

$0.24

Quarterly

Record Sep 16, 2026 · Payment Sep 30, 2026

Dividend

Ex-dividend Jun 16, 2026

$0.24

Quarterly

Record Jun 16, 2026 · Payment Jun 30, 2026

Dividend

Ex-dividend Mar 17, 2026

$0.23

Quarterly

Record Mar 17, 2026 · Payment Mar 31, 2026

Dividend

Ex-dividend Dec 18, 2025

$0.23

Quarterly

Record Dec 18, 2025 · Payment Jan 1, 2026

Dividend

Ex-dividend Sep 16, 2025

$0.22

Quarterly

Record Sep 16, 2025 · Payment Sep 30, 2025

Dividend

Ex-dividend Jun 16, 2025

$0.22

Quarterly

Record Jun 16, 2025 · Payment Jun 30, 2025

RNST peers

ETFs holding RNST

Funds reporting this stock among their holdings, ordered by reported position size.

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