
Reinsurance Group of America, Incorporated
RZCNYSEFinancial ServicesInsurance - Reinsurance
Previous close
$25.65
−$0.01 · -0.04%
RZC company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
92
Deep Value
Momentum
37
Weakening
Sentiment
48
Mixed
Risk resilience
91
Low Risk
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Company profile
Company websiteReinsurance Group of America, Inc. functions as a holding company, concentrating on both conventional and cutting-edge life and health reinsurance offerings. Its operations are structured across five primary segments: the U.S. and Latin America, Canada, Europe, the Middle East and Africa (EMEA), Asia Pacific, and a distinct Corporate and Other division. The U.S. and Latin America segment is responsible for marketing individual and group life and health reinsurance to clients within its region, employing various agreement types such as yearly renewable term, coinsurance, and modified coinsurance. In Canada, the company's focus is on individual life reinsurance, supplemented by a lesser extent of creditor, group life and health, critical illness, and disability reinsurance, generally through yearly renewable term and coinsurance contracts. The EMEA segment provides individual and group life and health products, including critical illness coverage—which offers a benefit upon the diagnosis of a specified illness—and underwritten annuities, typically facilitated via yearly renewable term and coinsurance agreements. The Asia Pacific segment covers individual and group life and health reinsurance, critical illness coverage, disability, and superannuation, predominantly structured with yearly renewable term and coinsurance agreements. Finally, the Corporate and Other segment encompasses investment income from unallocated assets, investment-related gains and losses, and service fee revenues. Founded in 1973, the company's corporate headquarters are situated in Chesterfield, Missouri.
- Industry
- Insurance - Reinsurance
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Tony Cheng
- Listed since
- Oct 12, 2022
- Employees
- 3,900
Market position
Day range
Current $25.65
52-week range
Current $25.65
- Open
- $25.61
- Previous close
- $25.66
- Volume
- 47.19K
- 1.22× average
- Average volume
- 38.63K
- Average daily volume
- Market cap
- 15.6B USD
- Beta
- 0.18
- Market reference 1
- 50-day average
- $25.5207
- +0.51% above average
- 200-day average
- $25.5075
- +0.56% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 14.99B USD
- P/E (TTM)
- 10.56×
- P/B (TTM)
- 1.17×
- P/S (TTM)
- 0.62×
- EV / EBITDA
- 7.69×
- Earnings yield
- 8.79%
- Free cash flow yield
- 30.42%
- Dividend yield
- 1.55%
Profitability & efficiency
- Gross margin
- 25.18%
- Operating margin
- 7.31%
- Net margin
- 5.87%
- Return on equity
- 8.78%
- Return on assets
- 0.75%
- Return on invested capital
- 0.76%
Financial health
- Debt / equity
- 0.42×
- Current ratio
- 0×
- Altman Z-score
- 0.97
- Piotroski F-score
- 3 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 22.79B USD | 22.04B USD | 18.39B USD | 15.88B USD | 16.06B USD |
| Cost of goods sold | 17B USD | 19.56B USD | 16.06B USD | 14.31B USD | 14.21B USD |
| Gross profit | 5.79B USD | 2.49B USD | 2.33B USD | 1.57B USD | 1.85B USD |
| Operating expenses | 4.25B USD | 1.51B USD | 1.17B USD | 853M USD | 469M USD |
| Interest income | 320M USD | 341M USD | 317M USD | 253M USD | 351M USD |
| Interest expense | 366M USD | 304M USD | 257M USD | 191M USD | 139M USD |
| Depreciation and amortization | 43M USD | 46M USD | 41M USD | 38M USD | 43M USD |
| Operating income | 1.54B USD | 980M USD | 1.16B USD | 718M USD | 1.39B USD |
| Net income | 1.18B USD | 717M USD | 902M USD | 517M USD | 1.17B USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest EPS result
- 8.89
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.7812
2025 complete year-0.0% since 2023
2026 partial: $0.8906
$1.7812
2,023
$1.7809
2,024
$1.7812
2,025
$0.8906
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 1, 2026 | $0.4453Quarterly | Jul 1, 2026 | Jul 15, 2026 |
Dividend | Apr 1, 2026 | $0.4453Quarterly | Apr 1, 2026 | Apr 15, 2026 |
Dividend | Dec 31, 2025 | $0.4453Irregular | Dec 31, 2025 | Jan 15, 2026 |
Dividend | Oct 1, 2025 | $0.4453Quarterly | Oct 1, 2025 | Oct 15, 2025 |
Dividend | Jul 1, 2025 | $0.4453Quarterly | Jul 1, 2025 | Jul 15, 2025 |
Dividend | Apr 1, 2025 | $0.4453Quarterly | Apr 1, 2025 | Apr 15, 2025 |
Ex-dividend Jul 1, 2026
$0.4453
Quarterly
Record Jul 1, 2026 · Payment Jul 15, 2026
Ex-dividend Apr 1, 2026
$0.4453
Quarterly
Record Apr 1, 2026 · Payment Apr 15, 2026
Ex-dividend Dec 31, 2025
$0.4453
Irregular
Record Dec 31, 2025 · Payment Jan 15, 2026
Ex-dividend Oct 1, 2025
$0.4453
Quarterly
Record Oct 1, 2025 · Payment Oct 15, 2025
Ex-dividend Jul 1, 2025
$0.4453
Quarterly
Record Jul 1, 2025 · Payment Jul 15, 2025
Ex-dividend Apr 1, 2025
$0.4453
Quarterly
Record Apr 1, 2025 · Payment Apr 15, 2025
RZC peers
ETFs holding RZC
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Preferred and Income Securities ETFPFF44.46M0.34%13.06B USD0.45%$30.46+0.03%
Invesco Preferred ETFPGX26.02M0.70%3.76B USD0.50%$10.60-0.28%
Invesco Variable Rate Preferred ETFVRP7.5M0.25%3.02B USD0.50%$24.17+0.12%
State Street SPDR ICE Preferred Securities ETFPSK6.94M1.02%678.06M USD0.45%$29.59-0.44%
Multi-Asset Diversified Income Index FundMDIV2.97M0.68%431.44M USD0.83%$16.80-0.67%
AAM Low Duration Preferred and Income Securities ETFPFLD1.37M0.34%487.73M USD0.45%$19.550.00%
Thornburg Multi Sector Bond ETFTMB790.33K0.31%79.46M USD0.55%$25.245-0.03%
Cohen & Steers Preferred and Income Opportunities Active ETFCSPF710.6K0.23%65.77M USD0.59%$25.98+0.19%
iShares Preferred and Income Securities ETFPFF- Market value
- 44.46M
- Weight
- 0.34%
- AUM
- 13.06B USD
- Expense ratio
- 0.45%
- Price / 1D
- $30.46+0.03%
Invesco Preferred ETFPGX- Market value
- 26.02M
- Weight
- 0.70%
- AUM
- 3.76B USD
- Expense ratio
- 0.50%
- Price / 1D
- $10.60-0.28%
Invesco Variable Rate Preferred ETFVRP- Market value
- 7.5M
- Weight
- 0.25%
- AUM
- 3.02B USD
- Expense ratio
- 0.50%
- Price / 1D
- $24.17+0.12%
State Street SPDR ICE Preferred Securities ETFPSK- Market value
- 6.94M
- Weight
- 1.02%
- AUM
- 678.06M USD
- Expense ratio
- 0.45%
- Price / 1D
- $29.59-0.44%
Multi-Asset Diversified Income Index FundMDIV- Market value
- 2.97M
- Weight
- 0.68%
- AUM
- 431.44M USD
- Expense ratio
- 0.83%
- Price / 1D
- $16.80-0.67%
AAM Low Duration Preferred and Income Securities ETFPFLD- Market value
- 1.37M
- Weight
- 0.34%
- AUM
- 487.73M USD
- Expense ratio
- 0.45%
- Price / 1D
- $19.550.00%
Thornburg Multi Sector Bond ETFTMB- Market value
- 790.33K
- Weight
- 0.31%
- AUM
- 79.46M USD
- Expense ratio
- 0.55%
- Price / 1D
- $25.245-0.03%
Cohen & Steers Preferred and Income Opportunities Active ETFCSPF- Market value
- 710.6K
- Weight
- 0.23%
- AUM
- 65.77M USD
- Expense ratio
- 0.59%
- Price / 1D
- $25.98+0.19%
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