ServisFirst Bancshares, Inc. logo

ServisFirst Bancshares, Inc.

SFBS

NYSEFinancial ServicesBanks - Regional

Regular session

$44.005

+$0.665 · +1.53%

Aug 24, 2:50 PM ET

SFBS company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

39

Expensive

Momentum

53

Neutral

Sentiment

69

Bullish

Risk resilience

75

Moderate Risk

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Company profile

Company website

ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Thomas Ashford Broughton
Listed since
May 14, 2014
Employees
684

Market position

Day range

Current $44.005

52-week range

Current $44.005

Open
$43.68
Previous close
$43.34
Volume
305.58K
0.46× average
Average volume
662.14K
Average daily volume
Market cap
4.81B USD
Beta
0.86
Market reference 1
50-day average
$43.4527
+1.27% above average
200-day average
$39.6569
+10.96% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
14.97×
P/B (TTM)
2.43×
P/S (TTM)
4.64×
Dividend yield
2.92%

Profitability & efficiency

Gross margin
56.60%
Operating margin
38.07%
Net margin
30.95%

Financial health

Debt / equity
0.82×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends92%67%42%17%Gross margin, FY2021: 85.52%Gross margin, FY2022: 78.29%Gross margin, FY2023: 49.20%Gross margin, FY2024: 46.67%Gross margin, FY2025: 51.79%Operating margin, FY2021: 57.92%Operating margin, FY2022: 53.20%Operating margin, FY2023: 29.51%Operating margin, FY2024: 28.55%Operating margin, FY2025: 33.62%Net margin, FY2021: 47.49%Net margin, FY2022: 43.33%Net margin, FY2023: 24.96%Net margin, FY2024: 23.26%Net margin, FY2025: 27.18%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 85.52%. Gross margin FY2022 78.29%. Gross margin FY2023 49.20%. Gross margin FY2024 46.67%. Gross margin FY2025 51.79%. Operating margin FY2021 57.92%. Operating margin FY2022 53.20%. Operating margin FY2023 29.51%. Operating margin FY2024 28.55%. Operating margin FY2025 33.62%. Net margin FY2021 47.49%. Net margin FY2022 43.33%. Net margin FY2023 24.96%. Net margin FY2024 23.26%. Net margin FY2025 27.18%.

Income trends

Revenue

1.02B USD+4.13%

Operating income

342.13M USD+22.64%

Net income

276.6M USD+21.72%
Income trends across reported periods1.1B USD774.3M USD450.05M USD125.79M USDRevenue, FY2021: 437.43M USDRevenue, FY2022: 580.46M USDRevenue, FY2023: 828.82M USDRevenue, FY2024: 977.12M USDRevenue, FY2025: 1.02B USDOperating income, FY2021: 253.35M USDOperating income, FY2022: 308.83M USDOperating income, FY2023: 244.59M USDOperating income, FY2024: 278.98M USDOperating income, FY2025: 342.13M USDNet income, FY2021: 207.73M USDNet income, FY2022: 251.5M USDNet income, FY2023: 206.85M USDNet income, FY2024: 227.24M USDNet income, FY2025: 276.6M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 437.43M USD. Revenue FY2022 580.46M USD. Revenue FY2023 828.82M USD. Revenue FY2024 977.12M USD. Revenue FY2025 1.02B USD. Operating income FY2021 253.35M USD. Operating income FY2022 308.83M USD. Operating income FY2023 244.59M USD. Operating income FY2024 278.98M USD. Operating income FY2025 342.13M USD. Net income FY2021 207.73M USD. Net income FY2022 251.5M USD. Net income FY2023 206.85M USD. Net income FY2024 227.24M USD. Net income FY2025 276.6M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.02B USD977.12M USD828.82M USD580.46M USD437.43M USD
Cost of goods sold490.53M USD521.05M USD421.02M USD126.03M USD63.32M USD
Gross profit526.97M USD456.07M USD407.79M USD454.43M USD374.11M USD
Selling, general, and administrative109.41M USD108.76M USD98.14M USD83.69M USD74.56M USD
Operating expenses184.84M USD177.09M USD163.2M USD145.6M USD120.76M USD
Interest income990.43M USD946.12M USD813.25M USD559.32M USD416.31M USD
Interest expense455.22M USD499.46M USD402.31M USD88.42M USD31.8M USD
Depreciation and amortization4.73M USD4.79M USD4.44M USD4.12M USD4.39M USD
Operating income342.13M USD278.98M USD244.59M USD308.83M USD253.35M USD
Net income276.6M USD227.24M USD206.85M USD251.5M USD207.73M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$94.00

113.61% upside
Past 12 months12-month forecastHigh $94.00Average $94.00Low $94.00

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.34

2025 complete year+189.7% since 2020

2026 partial: $0.95

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jul 1, 2026

$0.38

Quarterly

Record Jul 1, 2026 · Payment Jul 10, 2026

Dividend

Ex-dividend Apr 1, 2026

$0.38

Irregular

Record Apr 1, 2026 · Payment Apr 13, 2026

Dividend

Ex-dividend Jan 2, 2026

$0.38

Quarterly

Record Jan 2, 2026 · Payment Jan 13, 2026

Dividend

Ex-dividend Oct 1, 2025

$0.335

Quarterly

Record Oct 1, 2025 · Payment Oct 10, 2025

Dividend

Ex-dividend Jul 1, 2025

$0.335

Quarterly

Record Jul 1, 2025 · Payment Jul 9, 2025

Dividend

Ex-dividend Apr 1, 2025

$0.335

Irregular

Record Apr 1, 2025 · Payment Apr 9, 2025

SFBS peers

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