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Selective Insurance Group, Inc. logo

Selective Insurance Group, Inc.

SIGI

NASDAQFinancial ServicesInsurance - Property & Casualty

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Latest quote

$91.46

Market data unavailable

Aug 21, 3:55 PM ET

SIGI company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

89

Deep Value

Momentum

54

Neutral

Sentiment

65

Bullish

Risk resilience

87

Low Risk

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AI-generated, informational only, and not investment advice.

Company profile

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US

Market position

Volume
444.1K
Market cap
5.45B USD

Financials

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends45%30%15%1%Gross margin, FY2021: 16.65%Gross margin, FY2022: 9.56%Gross margin, FY2023: 12.24%Gross margin, FY2024: 6.61%Gross margin, FY2025: 40.86%Operating margin, FY2021: 14.95%Operating margin, FY2022: 7.87%Operating margin, FY2023: 10.83%Operating margin, FY2024: 5.31%Operating margin, FY2025: 11.05%Net margin, FY2021: 11.95%Net margin, FY2022: 6.32%Net margin, FY2023: 8.63%Net margin, FY2024: 4.26%Net margin, FY2025: 8.74%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 16.65%. Gross margin FY2022 9.56%. Gross margin FY2023 12.24%. Gross margin FY2024 6.61%. Gross margin FY2025 40.86%. Operating margin FY2021 14.95%. Operating margin FY2022 7.87%. Operating margin FY2023 10.83%. Operating margin FY2024 5.31%. Operating margin FY2025 11.05%. Net margin FY2021 11.95%. Net margin FY2022 6.32%. Net margin FY2023 8.63%. Net margin FY2024 4.26%. Net margin FY2025 8.74%.

Income trends

Revenue

5.34B USD+9.78%

Operating income

589.6M USD+128.50%

Net income

466.41M USD+125.31%
Income trends across reported periods5.85B USD3.8B USD1.75B USD−305.98M USDRevenue, FY2021: 3.38B USDRevenue, FY2022: 3.56B USDRevenue, FY2023: 4.23B USDRevenue, FY2024: 4.86B USDRevenue, FY2025: 5.34B USDOperating income, FY2021: 505.31M USDOperating income, FY2022: 280.19M USDOperating income, FY2023: 458.41M USDOperating income, FY2024: 258.03M USDOperating income, FY2025: 589.6M USDNet income, FY2021: 403.84M USDNet income, FY2022: 224.89M USDNet income, FY2023: 365.24M USDNet income, FY2024: 207.01M USDNet income, FY2025: 466.41M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 3.38B USD. Revenue FY2022 3.56B USD. Revenue FY2023 4.23B USD. Revenue FY2024 4.86B USD. Revenue FY2025 5.34B USD. Operating income FY2021 505.31M USD. Operating income FY2022 280.19M USD. Operating income FY2023 458.41M USD. Operating income FY2024 258.03M USD. Operating income FY2025 589.6M USD. Net income FY2021 403.84M USD. Net income FY2022 224.89M USD. Net income FY2023 365.24M USD. Net income FY2024 207.01M USD. Net income FY2025 466.41M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue5.34B USD4.86B USD4.23B USD3.56B USD3.38B USD
Cost of goods sold3.16B USD4.54B USD3.71B USD3.22B USD2.82B USD
Gross profit2.18B USD321.3M USD518.07M USD340.27M USD562.78M USD
Selling, general, and administrative36.4M USD——31.12M USD28.31M USD
Operating expenses1.59B USD63.26M USD59.66M USD60.08M USD57.47M USD
Interest expense49.32M USD28.88M USD28.8M USD28.85M USD29.17M USD
Depreciation and amortization32.67M USD34.8M USD30.04M USD42.34M USD55.11M USD
Operating income589.6M USD258.03M USD458.41M USD280.19M USD505.31M USD
Net income466.41M USD207.01M USD365.24M USD224.89M USD403.84M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
18%
2 beats, 8 misses, 1 met estimate
Average EPS surprise
-20.18%
11 comparable reports
Latest EPS result
1.95
Estimate 1.66 · Beat by 17.47%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates2.672.181.71.21Q1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 29, 2025: actual 1.62, estimate 1.99, surprise -18.59%, Miss. Q2 2025, reported Apr 23, 2025: actual 1.76, estimate 1.89, surprise -6.88%, Miss. Q3 2025, reported Jul 23, 2025: actual 1.31, estimate 1.55, surprise -15.48%, Miss. Q4 2025, reported Oct 22, 2025: actual 1.75, estimate 1.85, surprise -5.41%, Miss. Q1 2026, reported Jan 29, 2026: actual 2.57, estimate 2.02, surprise +27.23%, Beat. Q2 2026, reported Apr 22, 2026: actual 1.69, estimate 1.8, surprise -6.11%, Miss. Q3 2026, reported Jul 23, 2026: actual 1.95, estimate 1.66, surprise +17.47%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 1.8, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.41B1.3B1.19B1.08BQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 29, 2025: actual 1.26B USD, estimate 1.27B USD, surprise -1.24%, Miss. Q2 2025, reported Apr 23, 2025: actual 1.29B USD, estimate 1.31B USD, surprise -1.73%, Miss. Q3 2025, reported Jul 23, 2025: actual 1.33B USD, estimate 1.35B USD, surprise -1.51%, Miss. Q4 2025, reported Oct 22, 2025: actual 1.36B USD, estimate 1.35B USD, surprise +0.77%, Beat. Q1 2026, reported Jan 29, 2026: actual 1.13B USD, estimate 1.14B USD, surprise -0.56%, Miss. Q2 2026, reported Apr 22, 2026: actual 1.23B USD, estimate 1.29B USD, surprise -5.09%, Miss. Q3 2026, reported Jul 23, 2026: actual 1.22B USD, estimate 1.3B USD, surprise -5.85%, Miss. Q4 2026, reported Oct 28, 2026: actual —, estimate 1.17B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Recent analyst actions

8 institutions
JMP SecuritiesmaintainMarket Perform

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