SLM Corporation logo

SLM Corporation

SLM

NASDAQFinancial ServicesFinancial - Credit Services

Previous close

$26.46

+$0.61 · +2.36%

Aug 21, 4:00 PM ET

SLM company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

100

Deep Value

Momentum

51

Neutral

Sentiment

66

Bullish

Risk resilience

59

Elevated Risk

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Company profile

Company website

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
US
CEO
Jonathan W. Witter
Listed since
Sep 23, 1983
Employees
1,788

Market position

Day range

Current $26.46

52-week range

Current $26.46

Open
$26.08
Previous close
$25.85
Volume
1.23M
0.43× average
Average volume
2.83M
Average daily volume
Market cap
4.97B USD
Beta
0.97
Market reference 1
50-day average
$25.398
+4.18% above average
200-day average
$24.5683
+7.70% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
7.23B USD
EV / EBITDA
7.26×
Earnings yield
13.29%
Free cash flow yield
10.27%

Profitability & efficiency

Return on equity
30.39%
Return on assets
2.50%
Return on invested capital
8.58%

Financial health

Current ratio
0.28×

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
-41.77%
11 comparable reports
Latest EPS result
0.29
Estimate 0.44 · Miss by 33.44%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.641.180.710.25Q1 '25MissQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 0.5, estimate 0.56, surprise -10.71%, Miss. Q2 2025, reported Apr 24, 2025: actual 1.4, estimate 1.19, surprise +17.65%, Beat. Q3 2025, reported Jul 24, 2025: actual 0.32, estimate 0.49, surprise -34.69%, Miss. Q4 2025, reported Oct 23, 2025: actual 0.63, estimate 0.797, surprise -20.95%, Miss. Q1 2026, reported Jan 22, 2026: actual 1.12, estimate 0.95, surprise +17.89%, Beat. Q2 2026, reported Apr 23, 2026: actual 1.54, estimate 1.14, surprise +35.09%, Beat. Q3 2026, reported Jul 23, 2026: actual 0.29, estimate 0.436, surprise -33.44%, Miss. Q4 2026, reported Oct 22, 2026: actual —, estimate 0.4, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates901.66M710.63M519.6M328.57MQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 689.16M USD, estimate 368.09M USD, surprise +87.22%, Beat. Q2 2025, reported Apr 24, 2025: actual 862.13M USD, estimate 560.31M USD, surprise +53.87%, Beat. Q3 2025, reported Jul 24, 2025: actual 683.54M USD, estimate 386.66M USD, surprise +76.78%, Beat. Q4 2025, reported Oct 23, 2025: actual 830.29M USD, estimate 545.18M USD, surprise +52.30%, Beat. Q1 2026, reported Jan 22, 2026: actual 454.1M USD, estimate 442.4M USD, surprise +2.65%, Beat. Q2 2026, reported Apr 23, 2026: actual 559.99M USD, estimate 530.46M USD, surprise +5.57%, Beat. Q3 2026, reported Jul 23, 2026: actual 401.11M USD, estimate 409.22M USD, surprise -1.98%, Miss. Q4 2026, reported Oct 22, 2026: actual —, estimate 489.4M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$28.75

8.65% upside
Past 12 months12-month forecastHigh $30.00Average $28.75Low $28.00

Recent analyst actions

12 institutions

SLM peers

ETFs holding SLM

Funds reporting this stock among their holdings, ordered by reported position size.

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