
SmartFinancial, Inc.
SMBKNYSEFinancial ServicesBanks - Regional
Previous close
$51.04
+$0.09 · +0.18%
SMBK company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
69
Undervalued
Momentum
58
Neutral
Sentiment
68
Bullish
Risk resilience
75
Moderate Risk
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Company profile
Company websiteSmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- William Young Carroll Jr.
- Listed since
- Oct 7, 2003
- Employees
- 585
Market position
Day range
Current $51.04
52-week range
Current $51.04
- Open
- $51.20
- Previous close
- $50.95
- Volume
- 127.13K
- 1.24× average
- Average volume
- 102.63K
- Average daily volume
- Market cap
- 872.71M USD
- Beta
- 0.69
- Market reference 1
- 50-day average
- $48.9428
- +4.29% above average
- 200-day average
- $41.8863
- +21.85% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 258.24M USD
- P/E (TTM)
- 14.92×
- P/B (TTM)
- 1.49×
- P/S (TTM)
- 2.64×
- EV / EBITDA
- 3.69×
- Earnings yield
- 8.11%
- Free cash flow yield
- 9.55%
- Dividend yield
- 0.67%
Profitability & efficiency
- Gross margin
- 62.96%
- Operating margin
- 21.43%
- Net margin
- 17.33%
- Return on equity
- 9.11%
- Return on assets
- 0.86%
- Return on invested capital
- 7.11%
Financial health
- Debt / equity
- 0.19×
- Current ratio
- 0.22×
Earnings
- EPS beat rate
- 82%
- 9 beats, 1 miss, 1 met estimate
- Average EPS surprise
- +10.32%
- 11 comparable reports
- Latest EPS result
- 0.96
- Estimate 0.9 · Beat by 6.43%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
10 ratingsSMBK news
SMBK peers
ETFs holding SMBK
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI26.35M0.00%2.3T USD0.03%$378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV21.44M0.07%31.27B USD0.25%$126.45+0.66%
iShares Russell 2000 ETFIWM20.25M0.03%81.62B USD0.19%$299.96+0.77%
Vanguard Extended Market ETFVXF9M0.01%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN6.51M0.04%14.66B USD0.24%$224.81+0.45%
Vanguard Russell 2000 ETFVTWO4.58M0.03%17.4B USD0.06%$121.25+0.74%
State Street SPDR S&P Regional Banking ETFKRE4.32M0.11%4.06B USD0.35%$74.86+0.20%
Dimensional - US Targeted Value ETFDFAT4.29M0.03%14.66B USD0.28%$71.67+0.67%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 26.35M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 21.44M
- Weight
- 0.07%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
iShares Russell 2000 ETFIWM- Market value
- 20.25M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Extended Market ETFVXF- Market value
- 9M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 6.51M
- Weight
- 0.04%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Russell 2000 ETFVTWO- Market value
- 4.58M
- Weight
- 0.03%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 4.32M
- Weight
- 0.11%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
Dimensional - US Targeted Value ETFDFAT- Market value
- 4.29M
- Weight
- 0.03%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
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