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NYSEFinancial ServicesBanks - Regional
Latest quote
$50.48
+$0.44 · +0.88%
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
Regular session
$50.48
+$0.44 · +0.88%
Regular session · ET · Market data may be delayed.
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
Day range
Current $50.48
52-week range
Current $50.48
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
69
Undervalued
Sentiment
68
Bullish
Risk
25
Moderate Risk
Momentum
58
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
Day range
Current $50.48
52-week range
Current $50.48
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 316.37M USD | 285.27M USD | 240.37M USD | 186.55M USD | 149.18M USD |
| Cost of goods sold | 123.48M USD | 118.92M USD | 90.99M USD | 25.35M USD | 13.47M USD |
| Gross profit | 192.88M USD | 166.35M USD | 149.38M USD | 161.2M USD | 135.71M USD |
| Selling, general, and administrative | 94.56M USD | 76.81M USD | 70.25M USD | 67.39M USD | 54.32M USD |
| Operating expenses | 131.38M USD | 120.89M USD | 113.15M USD | 106.29M USD | 91.39M USD |
| Interest income | 285.97M USD | 251.12M USD | 218.04M USD | 158.83M USD | 125.23M USD |
| Interest expense | 119.87M USD | 113.77M USD | 87.96M USD | 21.33M USD | 11.84M USD |
| Depreciation and amortization | 9.74M USD | 11.42M USD | 13.5M USD | 12.64M USD | 9M USD |
| Operating income | 61.5M USD | 45.46M USD | 36.23M USD | 54.91M USD | 44.32M USD |
| Net income | 50.35M USD | 36.14M USD | 28.59M USD | 43.02M USD | 34.79M USD |
Company facts updated Oct 8, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI25.26M0.00%2.3T USD0.03%$378.98-0.54%
Avantis U.S. Small Cap Value ETFAVUV22.75M0.07%30.54B USD0.25%$119.72+0.50%
iShares Russell 2000 ETFIWM21.14M0.03%78.56B USD0.19%$276.3-0.50%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV11.16M0.04%26.69B USD0.33%$37.95+0.41%
Dimensional - US Targeted Value ETFDFAT9.68M0.03%30B USD0.33%$67.31+0.34%
Vanguard Extended Market ETFVXF8.71M0.01%95.4B USD0.05%$232.16-0.57%
State Street SPDR S&P Regional Banking ETFKRE6.76M0.19%3.6B USD0.35%$69.245+0.52%
Dimensional - US Small Cap ETFDFAS6.12M0.02%33.66B USD0.31%$77.85-0.09%Vanguard Morningstar Total Stock Market ETFVTIAvantis U.S. Small Cap Value ETFAVUViShares Russell 2000 ETFIWMU.S. Small Cap Value Portfolio ETF Class SharesDFSVDimensional - US Targeted Value ETFDFATVanguard Extended Market ETFVXFState Street SPDR S&P Regional Banking ETFKREDimensional - US Small Cap ETFDFASAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
