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NASDAQFinancial ServicesFinancial - Credit Services
Latest quote
$18.22
−$0.29 · -1.57%
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
Previous close
$18.22
−$0.29 · -1.57%
Regular session · ET · Market data may be delayed.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
Day range
Current $18.22
52-week range
Current $18.22
Regular session · ET · Market data may be delayed.
AI-powered factor overview
GoAI Score
Hold
Wait — insufficient conviction to act
Valuation
79
Undervalued
Sentiment
67
Bullish
Risk
67
High Risk
Momentum
45
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
Day range
Current $18.22
52-week range
Current $18.22
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.77B USD | 3.7B USD | 2.9B USD | 1.76B USD | 1.09B USD |
| Cost of goods sold | 1.19B USD | 1.12B USD | 844.27M USD | 243.61M USD | 110.35M USD |
| Gross profit | 3.58B USD | 2.58B USD | 2.05B USD | 1.52B USD | 977.3M USD |
| Selling, general, and administrative | 1.8B USD | 1.4B USD | 1.23B USD | 1.12B USD | 925.41M USD |
| Operating expenses | 3.06B USD | 2.35B USD | 2.35B USD | 1.84B USD | 1.46B USD |
| Interest income | 3.38B USD | 2.81B USD | 2.05B USD | 773.37M USD | 355.02M USD |
| Interest expense | 1.16B USD | 1.09B USD | 789.33M USD | 189.28M USD | 102.78M USD |
| Depreciation and amortization | 234.15M USD | 203.5M USD | 201.42M USD | 151.36M USD | 101.57M USD |
| Operating income | 525.86M USD | 233.35M USD | −301.16M USD | −318.72M USD | −481.18M USD |
| Net income | 481.32M USD | 498.67M USD | −300.74M USD | −320.41M USD | −483.94M USD |
Company facts updated Sep 6, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$21.55
18.28% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI666.52M0.03%2.3T USD0.03%$379.73-0.32%
Vanguard Morningstar Small-Cap ETFVB480.68M0.26%183.4B USD0.03%$300.01+0.05%
Vanguard Morningstar Small-Cap Growth ETFVBK278.04M0.62%43.8B USD0.05%$349.44+0.01%
Vanguard Extended Market ETFVXF241.03M0.25%93.7B USD0.05%$242.66+0.14%
iShares Russell Mid-Cap ETFIWR87.91M0.16%56.48B USD0.18%$111.83-0.28%
Schwab U.S. Large-Cap Growth ETFSCHG57.39M0.09%62.47B USD0.04%$35.53-0.86%
iShares Russell 1000 Value ETFIWD42.17M0.05%83.91B USD0.18%$257.63-0.67%
ARK Innovation ETFARKK40.08M0.61%5.56B USD0.75%$86.22-1.06%Vanguard Morningstar Total Stock Market ETFVTIVanguard Morningstar Small-Cap ETFVBVanguard Morningstar Small-Cap Growth ETFVBKVanguard Extended Market ETFVXFiShares Russell Mid-Cap ETFIWRSchwab U.S. Large-Cap Growth ETFSCHGiShares Russell 1000 Value ETFIWDARK Innovation ETFARKKAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
