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NASDAQFinancial ServicesBanks - Regional
Latest quote
$45.63
+$0.34 · +0.75%
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Previous close
$45.63
+$0.34 · +0.75%
Regular session · ET · Market data may be delayed.
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Day range
Current $45.63
52-week range
Current $45.63
Regular session · ET · Market data may be delayed.
AI-powered factor overview
GoAI Score
Buy
Favorable setup — positive multi-factor alignment
Valuation
73
Undervalued
Sentiment
68
Bullish
Risk
23
Moderate Risk
Momentum
49
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Day range
Current $45.63
52-week range
Current $45.63
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 296.89M USD | 283.1M USD | 248.52M USD | 231.94M USD | 227.51M USD |
| Cost of goods sold | 90.19M USD | 98.1M USD | 76.9M USD | 20.07M USD | 11.35M USD |
| Gross profit | 206.69M USD | 185M USD | 171.62M USD | 211.86M USD | 216.16M USD |
| Selling, general, and administrative | 93M USD | 78.12M USD | 82.83M USD | 89.94M USD | 96.59M USD |
| Operating expenses | 132.62M USD | 121.71M USD | 92.2M USD | 138.71M USD | 143.04M USD |
| Interest income | 252M USD | 240.9M USD | 212.03M USD | 161.17M USD | 135.04M USD |
| Interest expense | 85M USD | 93.8M USD | 72.29M USD | 22.69M USD | 13.27M USD |
| Depreciation and amortization | 5.81M USD | 6.51M USD | 6.41M USD | 6.97M USD | 6.5M USD |
| Operating income | 74.07M USD | 63.29M USD | 79.42M USD | 73.15M USD | 73.12M USD |
| Net income | 58.47M USD | 49.72M USD | 62.75M USD | 58.24M USD | 58.61M USD |
Company facts updated Sep 6, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$49.67
8.85% upsideLimited analyst sample: 4 ratings. Interpret the distribution with caution.
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI20.69M0.00%2.3T USD0.03%$379.73-0.32%
Avantis U.S. Small Cap Value ETFAVUV18.67M0.06%31.49B USD0.25%$126.93+0.52%
iShares Russell 2000 ETFIWM17.31M0.02%79.88B USD0.19%$296.01+0.28%
Vanguard Extended Market ETFVXF7.49M0.01%93.7B USD0.05%$242.66+0.14%
State Street SPDR S&P Regional Banking ETFKRE7.02M0.16%4.32B USD0.35%$75.27+0.53%
iShares Russell 2000 Value ETFIWN6.8M0.05%14.47B USD0.24%$224.62+0.40%
EA Bridgeway Omni Small-Cap Value ETFBSVO4.33M0.17%1.71B USD0.47%$29.88+0.95%
Vanguard Russell 2000 ETFVTWO3.95M0.02%17.4B USD0.06%$119.62+0.25%Vanguard Morningstar Total Stock Market ETFVTIAvantis U.S. Small Cap Value ETFAVUViShares Russell 2000 ETFIWMVanguard Extended Market ETFVXFState Street SPDR S&P Regional Banking ETFKREiShares Russell 2000 Value ETFIWNEA Bridgeway Omni Small-Cap Value ETFBSVOVanguard Russell 2000 ETFVTWOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
