Summit State Bank logo

Summit State Bank

SSBI

NASDAQFinancial ServicesBanks - Regional

Previous close

$12.86

+$0.07 · +0.55%

Aug 21, 3:51 PM ET

SSBI company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

83

Deep Value

Momentum

62

Gaining

Sentiment

58

Mixed

Risk resilience

77

Moderate Risk

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Company profile

Company website

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Brian Reed
Listed since
Jul 14, 2006
Employees
103

Market position

Day range

Current $12.86

52-week range

Current $12.86

Open
$12.925
Previous close
$12.79
Volume
209.09
0.04× average
Average volume
4.86K
Average daily volume
Market cap
87.02M USD
Beta
0.19
Market reference 1
50-day average
$13.31
-3.38% below average
200-day average
$12.8617
-0.01% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
18.68M USD
P/E (TTM)
37.82×
P/B (TTM)
0.86×
P/S (TTM)
1.49×
EV / EBITDA
Earnings yield
8.68%
Free cash flow yield
8.37%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
46.87%
Operating margin
5.07%
Net margin
3.87%
Return on equity
6.72%
Return on assets
0.68%
Return on invested capital
0.68%

Financial health

Debt / equity
0.06×
Current ratio
171.08×

SSBI peers

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