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NASDAQFinancial ServicesBanks - Regional
Latest quote
$12.22
−$0.44 · -3.48%
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Previous close
$12.22
−$0.44 · -3.48%
Regular session · ET · Market data may be delayed.
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Day range
Current $12.22
52-week range
Current $12.22
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
83
Deep Value
Sentiment
58
Mixed
Risk
23
Moderate Risk
Momentum
62
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Day range
Current $12.22
52-week range
Current $12.22
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 58.82M USD | 62.03M USD | 65.06M USD | 56.16M USD | 46.43M USD |
| Cost of goods sold | 26.01M USD | 37.22M USD | 25.05M USD | 9.07M USD | 5.66M USD |
| Gross profit | 32.81M USD | 24.81M USD | 40.01M USD | 47.09M USD | 40.77M USD |
| Selling, general, and administrative | 16.26M USD | 18.37M USD | 18.39M USD | 17.73M USD | 14.91M USD |
| Operating expenses | 23.85M USD | 29.2M USD | 24.73M USD | 23.22M USD | 19.89M USD |
| Interest income | 58.43M USD | 58.25M USD | 59.83M USD | 48.66M USD | 41.73M USD |
| Interest expense | 23.48M USD | 29.29M USD | 24.78M USD | 6.53M USD | 4.37M USD |
| Depreciation and amortization | 380K USD | 392K USD | 385K USD | 391K USD | 408K USD |
| Operating income | 8.96M USD | −4.39M USD | 15.28M USD | 23.87M USD | 20.88M USD |
| Net income | 6.8M USD | −4.19M USD | 10.82M USD | 16.97M USD | 14.7M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
AI-generated and delayed market data for informational and educational purposes only. Not investment advice.