
S&T Bancorp, Inc.
STBANASDAQFinancial ServicesBanks - Regional
Previous close
$50.38
+$0.18 · +0.36%
STBA company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
71
Undervalued
Momentum
57
Neutral
Sentiment
70
Bullish
Risk resilience
80
Low Risk
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Company profile
Company websiteS&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Christopher J. McComish
- Listed since
- Apr 21, 1992
- Employees
- 1,209
Market position
Day range
Current $50.38
52-week range
Current $50.38
- Open
- $50.315
- Previous close
- $50.20
- Volume
- 186.84K
- 0.72× average
- Average volume
- 259.36K
- Average daily volume
- Market cap
- 1.78B USD
- Beta
- 0.84
- Market reference 1
- 50-day average
- $49.9562
- +0.85% above average
- 200-day average
- $44.0535
- +14.36% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.66B USD
- P/E (TTM)
- 13.47×
- P/B (TTM)
- 1.31×
- P/S (TTM)
- 3.18×
- EV / EBITDA
- 9.5×
- Earnings yield
- 8.86%
- Free cash flow yield
- 8.51%
- Dividend yield
- 2.90%
Profitability & efficiency
- Gross margin
- 69.95%
- Operating margin
- 28.79%
- Net margin
- 25.17%
- Return on equity
- 9.17%
- Return on assets
- 1.36%
- Return on invested capital
- 8.26%
Financial health
- Debt / equity
- 0.2×
- Current ratio
- 6.98×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 568.51M USD | 564.96M USD | 535.52M USD | 399.01M USD | 353.96M USD |
| Cost of goods sold | 173.82M USD | 181.2M USD | 146.38M USD | 33.33M USD | 29.36M USD |
| Gross profit | 394.7M USD | 383.76M USD | 389.14M USD | 365.68M USD | 324.59M USD |
| Selling, general, and administrative | 137.79M USD | 132.54M USD | 122.07M USD | 111.68M USD | 108.99M USD |
| Operating expenses | 226.76M USD | 218.94M USD | 210.33M USD | 196.75M USD | 188.93M USD |
| Interest income | 516.49M USD | 514.82M USD | 475.59M USD | 340.19M USD | 288.76M USD |
| Interest expense | 166.39M USD | 181.07M USD | 128.49M USD | 24.97M USD | 13.15M USD |
| Depreciation and amortization | 7.11M USD | 10.87M USD | 7.52M USD | 9.03M USD | 11.48M USD |
| Operating income | 167.94M USD | 164.82M USD | 178.8M USD | 168.93M USD | 135.67M USD |
| Net income | 134.23M USD | 131.27M USD | 144.78M USD | 135.52M USD | 110.34M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 91%
- 10 beats, 0 misses, 1 met estimate
- Average EPS surprise
- +8.88%
- 11 comparable reports
- Latest EPS result
- 1.02
- Estimate 0.92 · Beat by 10.99%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.38
2025 complete year+22.1% since 2021
2026 partial: $1.10
$1.13
2,021
$1.20
2,022
$1.29
2,023
$1.33
2,024
$1.38
2,025
$1.10
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 18, 2026 | $0.37Quarterly | Aug 18, 2026 | Aug 27, 2026 |
Dividend | May 14, 2026 | $0.37Quarterly | May 14, 2026 | May 28, 2026 |
Dividend | Feb 12, 2026 | $0.36Quarterly | Feb 12, 2026 | Feb 26, 2026 |
Dividend | Nov 13, 2025 | $0.36Quarterly | Nov 13, 2025 | Nov 28, 2025 |
Dividend | Aug 14, 2025 | $0.34Quarterly | Aug 14, 2025 | Aug 28, 2025 |
Dividend | May 15, 2025 | $0.34Quarterly | May 15, 2025 | May 29, 2025 |
Ex-dividend Aug 18, 2026
$0.37
Quarterly
Record Aug 18, 2026 · Payment Aug 27, 2026
Ex-dividend May 14, 2026
$0.37
Quarterly
Record May 14, 2026 · Payment May 28, 2026
Ex-dividend Feb 12, 2026
$0.36
Quarterly
Record Feb 12, 2026 · Payment Feb 26, 2026
Ex-dividend Nov 13, 2025
$0.36
Quarterly
Record Nov 13, 2025 · Payment Nov 28, 2025
Ex-dividend Aug 14, 2025
$0.34
Quarterly
Record Aug 14, 2025 · Payment Aug 28, 2025
Ex-dividend May 15, 2025
$0.34
Quarterly
Record May 15, 2025 · Payment May 29, 2025
STBA peers
ETFs holding STBA
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR111.66M0.10%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI59.96M0.00%2.3T USD0.03%$378.24+0.44%
Schwab U.S. Dividend Equity ETFSCHD49.21M0.04%112B USD0.06%$35.11+0.80%
iShares Russell 2000 ETFIWM44.67M0.06%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB43.11M0.02%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR27.39M0.04%68.3B USD0.05%$249.18+0.68%
Avantis U.S. Small Cap Value ETFAVUV25.56M0.08%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF21.54M0.02%93.7B USD0.05%$245.53+0.82%
iShares Core S&P Small-Cap ETFIJR- Market value
- 111.66M
- Weight
- 0.10%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 59.96M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Schwab U.S. Dividend Equity ETFSCHD- Market value
- 49.21M
- Weight
- 0.04%
- AUM
- 112B USD
- Expense ratio
- 0.06%
- Price / 1D
- $35.11+0.80%
iShares Russell 2000 ETFIWM- Market value
- 44.67M
- Weight
- 0.06%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 43.11M
- Weight
- 0.02%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 27.39M
- Weight
- 0.04%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 25.56M
- Weight
- 0.08%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 21.54M
- Weight
- 0.02%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
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