Grupo Supervielle S.A. logo

Grupo Supervielle S.A.

SUPV

NYSEFinancial ServicesBanks - Regional

Previous close

$8.55

+$0.65 · +8.23%

Aug 24, 4:01 PM ET

After-hours

$8.50

−$0.05 · -0.58%

Aug 24, 7:48 PM ET

SUPV company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

50

Fair Value

Momentum

49

Neutral

Sentiment

51

Mixed

Risk resilience

48

Elevated Risk

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Company profile

Company website

Grupo Supervielle S.A. is an Argentine financial services conglomerate that provides a wide array of banking and financial solutions. The company serves both individual customers and corporate entities through its distinct operational segments: Personal and Business Banking, Corporate Banking, Treasury and Finance, Capital Markets and Structuring, and Support Areas. Its extensive product and service portfolio includes various deposit accounts such as savings, checking, and fixed-term options. Lending products encompass personal, consumer, mortgage, and vehicle loans, along with specific financing for project development and working capital needs, overdraft facilities, leasing services, and bank guarantees for tenants. The group also handles payroll services, offers credit and debit cards, facilitates senior citizens' benefit payments, and provides domestic and international factoring, trade finance, and international guarantees. Beyond traditional banking, Grupo Supervielle offers investment vehicles like mutual funds, comprehensive insurance policies (covering personal accidents, unemployment, pets, and more), advisory services, treasury operations, and asset management. The company also operates as an online brokerage platform. As of December 31, 2021, the firm maintained a significant physical presence across Argentina, boasting 298 access points. This network included 184 bank branches, 10 sales and collection centers, 79 points of sale, 20 Tarjeta Automática branches, and 5 Mila branches. Complementing this were 450 ATMs, 230 self-service terminals, and 298 ATMs equipped with biometric identification. Established in 1887, the company was initially known as Inversiones y Participaciones S.A. before rebranding as Grupo Supervielle S.A. in November 2008. Its headquarters are located in Buenos Aires, Argentina.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
AR
CEO
Julio Patricio Supervielle
Listed since
May 19, 2016
Employees
3,456

Market position

Day range

Current $8.55

52-week range

Current $8.55

Open
$8.12
Previous close
$7.90
Volume
681.22K
0.95× average
Average volume
715.95K
Average daily volume
Market cap
748.52M USD
Beta
0.4
Market reference 1
50-day average
$9.424
-9.27% below average
200-day average
$9.9313
-13.91% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
-23.99×
P/B (TTM)
1.01×
P/S (TTM)
0.57×
Dividend yield
0.00%

Profitability & efficiency

Gross margin
38.69%
Operating margin
-5.87%
Net margin
-2.43%

Financial health

Debt / equity
0.85×
Altman Z-score
0.35
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends63%38%14%-11%Gross margin, FY2021: 48.05%Gross margin, FY2022: 43.79%Gross margin, FY2023: 40.80%Gross margin, FY2024: 56.70%Gross margin, FY2025: 39.48%Operating margin, FY2021: -1.11%Operating margin, FY2022: -2.98%Operating margin, FY2023: 6.24%Operating margin, FY2024: 6.99%Operating margin, FY2025: -4.85%Net margin, FY2021: -1.33%Net margin, FY2022: -1.74%Net margin, FY2023: 3.73%Net margin, FY2024: 5.11%Net margin, FY2025: -2.43%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 48.05%. Gross margin FY2022 43.79%. Gross margin FY2023 40.80%. Gross margin FY2024 56.70%. Gross margin FY2025 39.48%. Operating margin FY2021 -1.11%. Operating margin FY2022 -2.98%. Operating margin FY2023 6.24%. Operating margin FY2024 6.99%. Operating margin FY2025 -4.85%. Net margin FY2021 -1.33%. Net margin FY2022 -1.74%. Net margin FY2023 3.73%. Net margin FY2024 5.11%. Net margin FY2025 -2.43%.

Income trends

Revenue

2.33T ARS+13.71%

Operating income

−112.72B ARS−255.58B ARS

Net income

−56.6B ARS−161.09B ARS
Income trends across reported periods3.33T ARS2.08T ARS825.96B ARS−425.61B ARSRevenue, FY2021: 793.88B ARSRevenue, FY2022: 1.96T ARSRevenue, FY2023: 3.02T ARSRevenue, FY2024: 2.04T ARSRevenue, FY2025: 2.33T ARSOperating income, FY2021: −8.83B ARSOperating income, FY2022: −58.44B ARSOperating income, FY2023: 188.13B ARSOperating income, FY2024: 142.87B ARSOperating income, FY2025: −112.72B ARSNet income, FY2021: −10.52B ARSNet income, FY2022: −34.09B ARSNet income, FY2023: 112.4B ARSNet income, FY2024: 104.49B ARSNet income, FY2025: −56.6B ARSFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 793.88B ARS. Revenue FY2022 1.96T ARS. Revenue FY2023 3.02T ARS. Revenue FY2024 2.04T ARS. Revenue FY2025 2.33T ARS. Operating income FY2021 −8.83B ARS. Operating income FY2022 −58.44B ARS. Operating income FY2023 188.13B ARS. Operating income FY2024 142.87B ARS. Operating income FY2025 −112.72B ARS. Net income FY2021 −10.52B ARS. Net income FY2022 −34.09B ARS. Net income FY2023 112.4B ARS. Net income FY2024 104.49B ARS. Net income FY2025 −56.6B ARS.
Metric (ARS)FY2025FY2024FY2023FY2022FY2021
Revenue2.33T ARS2.04T ARS3.02T ARS1.96T ARS793.88B ARS
Cost of goods sold1.41T ARS885.33B ARS1.79T ARS1.1T ARS412.4B ARS
Gross profit918.05B ARS1.16T ARS1.23T ARS859.83B ARS381.48B ARS
Selling, general, and administrative381.27B ARS405.27B ARS449.73B ARS476.91B ARS209.1B ARS
Operating expenses1.03T ARS1.02T ARS1.04T ARS918.27B ARS390.32B ARS
Interest income2.04T ARS1.66T ARS2.53T ARS1.71T ARS629.19B ARS
Interest expense1.1T ARS889.93B ARS1.8T ARS1.13T ARS368.62B ARS
Depreciation and amortization52.26B ARS69.53B ARS68.48B ARS25.63B ARS
Operating income−112.72B ARS142.87B ARS188.13B ARS−58.44B ARS−8.83B ARS
Net income−56.6B ARS104.49B ARS112.4B ARS−34.09B ARS−10.52B ARS

Company facts updated Aug 25, 2026.

Earnings

EPS beat rate
45%
5 beats, 6 misses, 0 met estimates
Average EPS surprise
-179.20%
11 comparable reports
Latest EPS result
0.13
Estimate 0.13 · Beat by 1.46%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.380.09-0.2-0.49Q1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 10, 2025: actual 0.32, estimate 0.25, surprise +28.00%, Beat. Q2 2025, reported May 27, 2025: actual 0.09, estimate 0.15, surprise -40.00%, Miss. Q3 2025, reported Aug 13, 2025: actual 0.14, estimate 0.22, surprise -36.36%, Miss. Q4 2025, reported Nov 25, 2025: actual -0.43, estimate 0.03, surprise -1533.33%, Miss. Q1 2026, reported Mar 2, 2026: actual -0.16, estimate -0.028, surprise -470.82%, Miss. Q2 2026, reported May 6, 2026: actual 0.05, estimate 0.03, surprise +66.67%, Beat. Q3 2026, reported Aug 10, 2026: actual 0.132, estimate 0.13, surprise +1.46%, Beat. Q4 2026, reported Nov 24, 2026: actual —, estimate 0.22, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates371.82M285.64M199.47M113.29MQ1 '25BeatQ2 '25MissQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26MetQ4 '26Estimate
Q1 2025, reported Mar 10, 2025: actual 200.82M USD, estimate 191M USD, surprise +5.14%, Beat. Q2 2025, reported May 27, 2025: actual 177.88M USD, estimate 218.53M USD, surprise -18.60%, Miss. Q3 2025, reported Aug 13, 2025: actual 353.99M USD, estimate 226.11M USD, surprise +56.55%, Beat. Q4 2025, reported Nov 25, 2025: actual 131.12M USD, estimate 178.38M USD, surprise -26.49%, Miss. Q1 2026, reported Mar 2, 2026: actual 190.82M USD, estimate 197.66M USD, surprise -3.46%, Miss. Q2 2026, reported May 6, 2026: actual 211.95M USD, estimate 205.09M USD, surprise +3.35%, Beat. Q3 2026, reported Aug 10, 2026: actual 219.58M USD, estimate 219.58M USD, surprise 0.00%, Met estimate. Q4 2026, reported Nov 24, 2026: actual —, estimate 221.09M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

8 ratings
Strong buy00%
Buy225%
Hold225%
Sell450%
Strong sell00%

Recent analyst actions

4 institutions
UBSmaintainNeutral
Morgan StanleyupgradeUnderweightOverweight

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.202

2025 complete year+431.7% since 2020

Corporate action history

Dividend

Ex-dividend May 19, 2025

$0.202

Special

Record May 19, 2025 · Payment May 27, 2025

Dividend

Ex-dividend May 23, 2024

$0.17

Special

Record May 24, 2024 · Payment May 31, 2024

Dividend

Ex-dividend May 13, 2022

$0.015

Annual

Record May 16, 2022 · Payment May 24, 2022

Dividend

Ex-dividend May 12, 2021

$0.0266

Annual

Record May 13, 2021 · Payment May 21, 2021

Dividend

Ex-dividend May 27, 2020

$0.038

Annual

Record May 28, 2020 · Payment Jun 5, 2020

Dividend

Ex-dividend May 13, 2019

$0.075

Annual

Record May 14, 2019 · Payment May 22, 2019

SUPV peers

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Funds reporting this stock among their holdings, ordered by reported position size.

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